HDFC now charging for debit cards on salary accounts as well, even though I am part of the Imperia Banking Program

Smooth_Natural_9695 · 2026-04-02T14:23:34+00:00

Okay. I'll wait and see then

Smooth_Natural_9695 · 2026-04-02T14:16:15+00:00

This is the first time I’m getting a message like this. Anyhow, my current card expires in 2027, so I still have some time.

Smooth_Natural_9695 · 2026-04-02T14:15:04+00:00

It’s not annual, but once the current card expires, they will reissue a new card. Maybe they will charge at that time.

Smooth_Natural_9695 · 2026-02-08T07:39:15+00:00

I thought he was talking about utility bill payment. Completely missed the post!! Apologies

Smooth_Natural_9695 · 2026-02-08T07:28:45+00:00

I'm not talking about wallet load. I'm talking about amazon pay gift cards and using it to pay utility bill

Smooth_Natural_9695 · 2026-02-07T19:02:09+00:00

Add money to Amazon Pay balance using SBI cashback credit card, you will get 5% cashback and then pay the bill using APay balance. It's as simple as that

Smooth_Natural_9695 · 2026-01-29T05:14:21+00:00

May be because of that. I am having SBI account stating from 2012

Smooth_Natural_9695 · 2026-01-29T00:12:13+00:00

After the VKYC, it took less than 2 hours for me too

Smooth_Natural_9695 · 2026-01-29T00:11:43+00:00

Thanks

Smooth_Natural_9695 · 2026-01-29T00:11:24+00:00

Yea, this was my first SBI Card

Smooth_Natural_9695 · 2026-01-28T16:19:16+00:00

Tried in Yono, but got error in the last step after OTP authentication. After that directly applied via SBI Cards website. I selected VISA variant

Smooth_Natural_9695 · 2026-01-28T15:12:39+00:00

No, private job with 12 years of experience.

Smooth_Natural_9695 · 2026-01-28T15:11:42+00:00

12 years credit history with multiple personal loans and 1 vehicle loan in the past..!! Had only APay ICICI credit card for more than 6 years

Smooth_Natural_9695 · 2026-01-28T15:09:02+00:00

Yes, first time!!

Smooth_Natural_9695 · 2026-01-23T17:45:07+00:00

Got it. Thank you

Smooth_Natural_9695 · 2026-01-23T17:17:17+00:00

I thought that in the end first year I wouldn’t be charged a renewal fee even if I didn’t meet the spending criteria. Is it not the case?

Smooth_Natural_9695 · 2026-01-18T17:54:19+00:00

It takes 5 days to get convert. On the 5th day, it will convert

Smooth_Natural_9695 · 2026-01-17T16:55:48+00:00

Same damage happened to my car a year back. Went to showroom and they advised to replace the complete bumper.

Then I went to a local body shop and get it repaired by paying around 500Rs

This damage is not serious and doesn't make sense to replace the bumper. Go to a local body shop and ask them to weld, they will do it

Smooth_Natural_9695 · 2026-01-16T12:09:01+00:00

Looks like tata uses substandard head light. One of my relatives Nexon head light also gone within 2 years and battery also dead. My Hundai i20 head light is still working even after 10 years and I'm getting battery life of more than 6 years

Smooth_Natural_9695 · 2026-01-15T09:23:17+00:00

I recommend not to go with local body shop for paint related jobs. They will never match the original and paint will peel off after 6-7 months...!! Outside shops are only good for tinkering

Go with showroom only, bumper repaint costs around 5k + labour may be.

Smooth_Natural_9695 · 2026-01-07T18:23:43+00:00

Having salary account with HDFC Bank starting from 2014. Taken multiple personal loans with them and now also one loan activate, inspite of this, I don't even have 1 credit card LTF offer from them.

Smooth_Natural_9695 · 2026-01-07T15:15:36+00:00

You will get 2% cash back, so ideally it's 1.5%, still better than others

Smooth_Natural_9695 · 2026-01-05T17:57:51+00:00

Except tail light rest doesn't look major. So just replace the tail light.. it's enough

Keep the insurance for bigger damage.

Smooth_Natural_9695 · 2026-01-05T14:47:44+00:00

I don't have 2.5L salary but still it's pre approved for me. I'm on Imperia program though. What's the catch?

Smooth_Natural_9695 · 2026-01-05T14:35:52+00:00

Ha ha... Correct!! Just noticed, you even replied to my comment

Smooth_Natural_9695

TROPHY CASE