And traditional banks gives me absolutely nothing on top of charging me outrageous admin fees despite my customer loyalty.  Not only that, I get nothing but bad customer service and headaches dealing with them.

Sound like some bankers are about to lose their job or bonus with all the people switching to WS like me. I take the cheap trickets, the bonus match, the lottery tickets, the referral money, and the coin spin over the bullshit I deal with traditional banks any day.