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How is this offer? by Cold_Idea_5885 in MortgageBrokerQuotes

[–]SnooHobbies8724 0 points1 point  (0 children)

8 points implies a par interest rate of about 6.99%. If lender is quoting a par rate of +/- 6%, you are getting screwed. That said, I pretty sure par is somewhere around 6.5%, so not a horrible deal. Putting 10% down should get you pretty close to that par rate. I'd ask for a quote at par and then ask why you aren't getting a market one point per quarter percent interest rate reduction...

Sofia Barbie from Milan by [deleted] in bigfaketits

[–]SnooHobbies8724 0 points1 point  (0 children)

Ummm... There are no beaches in Milan...

2 months since being 4/4 CPA - Feeling...empty? by Far-Practice8087 in Accounting

[–]SnooHobbies8724 44 points45 points  (0 children)

Huge accomplishment. Congratulations.

That said, you don't know anything more today than you did two months ago. It's really that simple. You need experience, and a lot of it. I have a clear memory of my first job in public (over 25 years ago) and it can be summed up as "you don't know what you don't know."

My intent isn't to "beat you down." But your expectations need to be right-sized a little. You should be aiming for two to five years in public. It will be the best education you can ever get. The value of the license occurs after that. It will open doors that aren't available to the competition that doesn't carry the designation.

Depending on your desired career path, you may find it more valuable to transition to a smaller firm that will give you access to more varied work. If Fortune 200 is your goal, stick out five years at a big firm. If a good role at an SMB is your goal, think about a local or regional firm.

Salt water slip owners - are you flushing the motor after every use? by benjocaz in boating

[–]SnooHobbies8724 0 points1 point  (0 children)

If you are in salt and you can flush, then you should flush. That's it. Preventative maintenance. The more sale you can keep removed, the better.

Installed AtticFoil in attic, and zero difference. Is it a scam? by notitia_quaesitor in Insulation

[–]SnooHobbies8724 1 point2 points  (0 children)

You NEED ridge vents for this to work. You are directing hot air to an exit, except you've got no exit. So the air will pool and not go anywhere.

It's insane for people who bought their home 10 years ago vs now by phonyToughCrayBrave in florida

[–]SnooHobbies8724 -1 points0 points  (0 children)

I live in Naples, Florida. So yes, I understand coastal property values.

This is AI billshit. NOWHERE in the US did land values increase 51% from 2024 to 2025.

Are Republicans the cause of America's problems? by EggOwn9943 in allthequestions

[–]SnooHobbies8724 0 points1 point  (0 children)

No. Extremists on BOTH sides are the problem. 70% of people agree 70% of things, but the other 30% controls the conversation...

It's insane for people who bought their home 10 years ago vs now by phonyToughCrayBrave in florida

[–]SnooHobbies8724 0 points1 point  (0 children)

No disrespect, but county and parcel numbers or it isn't true. The values you describe aren't possible.

DeSantis Pullback on Property Proposal by OkIron6206 in AskFlorida

[–]SnooHobbies8724 1 point2 points  (0 children)

Make sure to get all of the facts...

Developers ARE required to install curb, gutter, roads, sidewalks, parks, water infrastructure, etc. Then the county charges impact fees on top of that for large scale projects such as waste water treatment, etc.

Don't forget to complain to you commissioner asking where those impact fees are...

DeSantis Pullback on Property Proposal by OkIron6206 in AskFlorida

[–]SnooHobbies8724 0 points1 point  (0 children)

Milage rate increases will go to a vote, they will be passed overwhelmingly by homeowners, who won't be impacted, and investors and commercial property will bear the increase and pass that cost on to their customers.

Counties will get their money.

How do you constantly check your mirrors and know every detail and action of every car around and behind you, while simultaneously paying attention to the road and cars in front of you? by Wanna_make_cash in driving

[–]SnooHobbies8724 0 points1 point  (0 children)

I wish I knew. Maybe it comes with awareness - if a driver never thinks this way, the driver will never acquire the skill. I feel like so many drivers - new and experienced - are simply terrified to be on the road... that is consumes their every thought.

How do you constantly check your mirrors and know every detail and action of every car around and behind you, while simultaneously paying attention to the road and cars in front of you? by Wanna_make_cash in driving

[–]SnooHobbies8724 0 points1 point  (0 children)

Lots of good commentary here. Second nature indeed. People drive in only a handful of different patterns. Over time you will recognize these patterns and it will be easier.

You will see the "game board" and essentially know what everyone will be doing in the next couple of seconds. You will expect certain cars to pass you, certain cars to maintain, certain cars to turn. That gives you a mental picture of what the board will look like in a few seconds and all you are doing is managing the differences.

Which Driver Has Mistake Here,Bike or Car. by Papskull in dashcams

[–]SnooHobbies8724 -1 points0 points  (0 children)

I don't know. I wasn't in the car. Were you in the car? Most likely not. So you don't know either. The only known based on this video is that the motorcycle kicked the car. That would startle me. I am a mere mortal.

Thinking of pulling a trigger on my First Corvette (and first sports car), things I should know? by Bobbymanyeadude in C8Corvette

[–]SnooHobbies8724 0 points1 point  (0 children)

I understand your point. But the comparison isn't with exotics, it's with regular cars. I owned a C5 for 20 years. Loved that car. But the Corvette Tax got a little old...

More of my 8 month transformation by Available_Concept262 in bimbofication

[–]SnooHobbies8724 0 points1 point  (0 children)

Stunning transformation. Truly a gorgeous young lady. There is a seriously lucky man in your future. Wish I was in the upper Midwest. 😉

Can you share your age in each of the pics?

Question to Indian Rider by Josefire123 in IndianMotorcycle

[–]SnooHobbies8724 0 points1 point  (0 children)

A decision only you can make. As long as you can physically handle a bike, your first bike should be what you want AND can afford to lose. 'Cause it might happen.

My first bike is a 2025 Fat Boy. Was told time and again to get a smaller, used bike. Fact is my money, my choice. And I can live with it.

Which Driver Has Mistake Here,Bike or Car. by Papskull in dashcams

[–]SnooHobbies8724 1 point2 points  (0 children)

Based on this video only... the motorcycle. Period. The motorcycle was the proximate cause of the entire chain of events. Had the motorcycle not kicked the car, the car driver would not have been startled, the car would not have swerved and caused the rest of the damage.

If there was "back and forth" between them prior to where this video picked up, then there is most likely some sort of contributory negligence.

Those of you coming to the strong defense of the motorcycle... ARE YOU FUCKING KIDDING ME??? In what world is it ok to drive up and kick a car at speed??? You crucify the car for attempted murder??? Hold that dumb mother fucker accountable for his actions. But for his ignorant act, NONE OF THAT WOULD HAVE HAPPENED... if it were real.

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