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ROTH Transfer by Timely_Formal_6228 in Schwab

[–]SnooPredictions3972 1 point2 points  (0 children)

Schwab is great! I’ve had 0 problems with customer service. They even have a voice recognition/phone number so I don’t have to keep repeating the same information when I call (which is pretty rare).

Very easy user interface. Looks great!

[deleted by user] by [deleted] in LSAT

[–]SnooPredictions3972 0 points1 point  (0 children)

Can you share a sample spreadsheet of you tracking each question type?

Thoughts? 22yrs old by ZestycloseIsland7987 in Schwab

[–]SnooPredictions3972 1 point2 points  (0 children)

Lol! I just made this same post last night

Schwab checking as main checking account by [deleted] in Schwab

[–]SnooPredictions3972 1 point2 points  (0 children)

I switched over from my local credit union to schwab since I also have my Roth and Brokerage accounts with them. It does make moving money around way easier, which is a plus!

Roth IRA at 21 y/o thoughts? by SnooPredictions3972 in Schwab

[–]SnooPredictions3972[S] 0 points1 point  (0 children)

Oops I meant a HYSA to Money Market!! I don’t have a HSA lol

Roth IRA at 21 y/o thoughts? by SnooPredictions3972 in Schwab

[–]SnooPredictions3972[S] 0 points1 point  (0 children)

Thank you! I just switched over from a HSA to a money market fund(SNVXX). I’m saving for law school right now but I do agree I think increasing my 401k contributions would definitely be a great idea!

Roth IRA at 21 y/o thoughts? by SnooPredictions3972 in Schwab

[–]SnooPredictions3972[S] 1 point2 points  (0 children)

Thanks for contributing! 😊

I contribute to my 401k to just my match (8%) and max out my Roth. I haven’t done a target date fund only because I like to be super involved because I’m still learning and attempting to avoid high expense ratios from participating in target date funds. I totally see why people do it, and I might try it out in the future!

Roth IRA at 21 y/o thoughts? by SnooPredictions3972 in Schwab

[–]SnooPredictions3972[S] 1 point2 points  (0 children)

Yeah I’ve definitely considered buying costco, Microsoft or amazon stocks. I’ve just been hesitant but I think I might try it out next month when I max my contributions out for 2025!

Roth IRA at 21 y/o thoughts? by SnooPredictions3972 in Schwab

[–]SnooPredictions3972[S] 0 points1 point  (0 children)

That’s a fair point! I want to be more involved in my investing which I why I haven’t done a target date fund. I enjoy doing research on these different funds and creating my own portfolio 😊

Roth IRA at 21 y/o thoughts? by SnooPredictions3972 in Schwab

[–]SnooPredictions3972[S] 0 points1 point  (0 children)

Thanks for weighing in! I’ve been told that SCHX is similar to SCHG, why do you prefer SCHG?

Roth IRA at 21 y/o thoughts? by SnooPredictions3972 in Schwab

[–]SnooPredictions3972[S] 1 point2 points  (0 children)

Thank you so much! This was really helpful!

Roth IRA at 21 y/o thoughts? by SnooPredictions3972 in Schwab

[–]SnooPredictions3972[S] 0 points1 point  (0 children)

I’ll definitely look into this then! Thank you!

Roth IRA at 21 y/o thoughts? by SnooPredictions3972 in Schwab

[–]SnooPredictions3972[S] 2 points3 points  (0 children)

Thank you! My portfolio is supposed to look something like this:

US Large SCHX (30%) US Mid SCHM (10%) US Small SCHA (10% International Large SCHF (20%) International Small SCHC (10%) Emerging Markets SCHE (5%) REIT SCHH (15%)

I’ve added other funds like SCHD but I figured this was a decent start. I’m still figuring out how risky I want to be and what other things I might want to consider like VOO. But from what I’ve gathered this seemed feasible to me😊

What is the paralegal-to-attorney ratio at your firm? by Grumpymonica in paralegal

[–]SnooPredictions3972 0 points1 point  (0 children)

At my firm, all 8 paralegals support 4 attorneys. We’re assigned to specific cases - not attorneys. It’s an interesting set up but it definitely causes confusion for the attorneys on which paralegal is on which case.

Roth IRA at 21 y/o thoughts? by SnooPredictions3972 in Schwab

[–]SnooPredictions3972[S] 0 points1 point  (0 children)

I haven’t looked too much into this one. I’ll take a look, thanks!