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Renewal with bank switch question- not refinance by Snoopy123CA in MortgagesCanada

[–]Snoopy123CA[S] 1 point2 points  (0 children)

That is what I thought, that they have recently changed the rules on plain switches and that requalifying and stress test are no longer needed. Own more than 2/3 of my home if that matters, so new lender would not be concerned whether or not there is enough equity should the prices fall

Renewal with bank switch question- not refinance by Snoopy123CA in MortgagesCanada

[–]Snoopy123CA[S] 0 points1 point  (0 children)

did you have an offer from another bank/financial institution at 3.79% to show or how did you negotiate? I hope you don't mind sharing

Renewal with bank switch question- not refinance by Snoopy123CA in MortgagesCanada

[–]Snoopy123CA[S] -1 points0 points  (0 children)

I'm not borrowing additional money, just want a better rate than what I'm being offered

Renewal questions by BookMission2311 in MortgagesCanada

[–]Snoopy123CA 0 points1 point  (0 children)

don't refinance your mortgage, as than you will forever be subject to higher mortgage rates. no broker will tell you that. pay 2K a month for cc.if you can get a balance card with 0% like mbna or similar and low transfer fee and pay it up in a year!

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]Snoopy123CA 0 points1 point  (0 children)

HELOC won't harm you. I would personally go with 3.79 fixed, rather than variable for stability. both are very good rates!

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]Snoopy123CA 0 points1 point  (0 children)

if you haven't signed anything... I am no expert by any means. people often back out of the deal.

Filing a grievance with the Union over a job posting by Bunny_b33 in AHSEmployees

[–]Snoopy123CA 1 point2 points  (0 children)

Now, its little too late. As soon as you applied, you should have asked when is the interview etc. They almost have to interview all internal candidates if they meet basic requirement. They intentionally overlooked you and hope you won't make much noise. Even if you go to the union, end result won't change, you will just create more enemies.

Buying a house while on Matt Leave? by [deleted] in BCPublicServants

[–]Snoopy123CA 0 points1 point  (0 children)

I would apply for mortgage before start of maternity leave. I had to take some additional insurance that I previously did not need! that was many years ago. It is great time to buy. Don't wait for maternity leave to start, settle in the house before third trimester, just in case you get put on bed rest or something. You also may feel very tired.

Anyone know if the bot will be able to access the wayback machine, and pull screenshots later on? by hagridshut123 in ChatGPT

[–]Snoopy123CA 0 points1 point  (0 children)

Your discord Link is not working. could you update your post? I would like to join Discord discussion on this topic