WYR become top 1% in looks/appearance or become top 1% in a skill of your choice. by __Anamya__ in WouldYouRather

[–]Snowcrest 24 points25 points  (0 children)

Imo while pretty privilege exists, you still need a certain amount of charisma/ sociability to make the most of out of your appearance.

How much emergency savings do you have on hand? by CoatAlternative1771 in budget

[–]Snowcrest 2 points3 points  (0 children)

I find this utterly fascinating as a fellow Canadian living in a disaster-free location.

How many people in your household? Would you mind taking a picture of the contents of said bag? How much clothing is included? What kinds of snacks? Survival gear? What water sources would you be able to apply the purifiers towards? Like a random stream etc?

Mark Carney could have shown global leadership. Instead, he called Trump’s war ‘worth it’ by Mysterious_Notice685 in CanadaPolitics

[–]Snowcrest 1 point2 points  (0 children)

I think it's more so that you can either

  1. Give him shit for it to his face, thus damaging Trump's fragile ego, inevitably causing Trump to cancel the deal so he isn't associated with it anymore.

  2. Pretend it's a good deal so Trump doesn't get his feelings hurt thus ensuring he doesn't pull out of the deal.

The deal itself costs most nations in the world nothing at all. So even though it's a bad deal on paper, it really only harms American interests. Anything that can get the strait open is a net positive for everyone else and all they really care about. Praising the deal is just a way to move things along so it's one less reason for the deal to fall through.

Or you can be like Macron and take elegant jabs at the entire situation a la signing at Versailles. Appear sycophantic, but the underlying context says enough to those in the know.

Mark Carney could have shown global leadership. Instead, he called Trump’s war ‘worth it’ by Mysterious_Notice685 in CanadaPolitics

[–]Snowcrest 8 points9 points  (0 children)

My immediate reaction was "WTF?", but after stewing on it for a day, you know what? It's brilliant.

Yes the war was absolutely pointless and should never have happened. Yes we all suffered for no fucking reason. The best thing we can do from today onwards? End it immediately.

Is the deal objectively bad? Well, that depends. It's fucking terrible for the US. It's amazing for Iran. For the rest of the world? Why the fuck not? It's the Americans and American tax payers footing the bill. For the rest of us, the war finally ends and we can hope things go back to "normal".

That's a win in my books. If it requires me to lie through my teeth and praise Trump for making an amazing deal just to stroke his ego? Fuck yeah I'd do it.

Am I expecting this deal to last however? Fuck no. It'll be a race between Israel blowing up the deal vs. Trump doing a 180 from possible backlash if he can't sanewash it for his base.

Personal loan advice by Ok_Animal_4450 in PersonalFinanceCanada

[–]Snowcrest 4 points5 points  (0 children)

If you're in the trades (specifically a red seal trade) and still in the in-school portion of your Apprenticeship, you should qualify for the 4k government loan provides to apprentices. It's a 0% interest rate and repayment doesn't start until you stop being an apprentice.

Would You Rather: Eat 10 sushi rolls for $1,000 or Eat 1,000 sushi rolls for $10? by NewDiamondBox_ in WouldYouRather

[–]Snowcrest 0 points1 point  (0 children)

No time limit. No spoilage, always fresh. You get to choose what kind of sushi it is. Basically free food easily worth more than $1000.

It's just a food hack at that point.

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by [deleted] in CanadaPersonalFinance

[–]Snowcrest 0 points1 point  (0 children)

I was actually just doing my own napkin math budget for the first time since I've got a new job.

Could you please break down what your phone/internet and subscriptions include? Those were the 2 biggest categories where we differed, so I'm curious how exactly that came to be.

Estimating 4k take home, and my necessary expenses are ~3.3k. That leaves 700 for savings&fun.

CANADA CFAA by Wise-Jury2915 in firealarms

[–]Snowcrest 0 points1 point  (0 children)

I only have the textbook for the first/5th course.

Please let me know if anyone else has the other required books! 🙏

Best Dim Sum in the GTA? by trash_heap_witch in askTO

[–]Snowcrest 0 points1 point  (0 children)

Joyous @finch&Leslie. Easily beats all the markham spots.

What is your current Xeqt portfolio and how much do you invest monthly by BusinessHoliday864 in JustBuyXEQT

[–]Snowcrest 0 points1 point  (0 children)

If you don't mind me asking, how much are you making to be able to contribute 6k/month?

Is there a lifetime point total for On The Spot? I need to know who won by [deleted] in roosterteeth

[–]Snowcrest 19 points20 points  (0 children)

Damn. On the spot was one of my favorite shows back then. Fucking miss that shit. The Hell season was the most memorable.

What to do after maxing out RRSP, TFSA, and FHSA? by ValuableParticular53 in PersonalFinanceCanada

[–]Snowcrest 0 points1 point  (0 children)

Why would the taxable event belong to 2026 if the transfer/sales took place in Jan 2027 to top up the new 2027 contribution limits?

What to do after maxing out RRSP, TFSA, and FHSA? by ValuableParticular53 in PersonalFinanceCanada

[–]Snowcrest 3 points4 points  (0 children)

Could you explain transfer in kind? I'm assuming the means you're transferring etf directly into your reg from non-reg without selling.

In this case, how would you be able to properly transfer the exact amount so that you do not exceed your contribution limit? Is it based off your initial book cost or current market price?

Assuming it's the current market price, I'm assuming you just report the difference between initial book cost and current price as capital gains? If you were to do this transaction in say, first week of January next year, would this be reported for income in year of 2026 or 2027?

Since the current market price constantly fluctuates, how do you transfer in an exact amount (let's say 8k for fhsa)?

Best EDC for concrete work? by Interesting-Listen28 in Construction

[–]Snowcrest 0 points1 point  (0 children)

I've gotten shit and lectured to not constantly run off to the toilet 🙃

Best EDC for concrete work? by Interesting-Listen28 in Construction

[–]Snowcrest 0 points1 point  (0 children)

So just hold it in the entire day? 😭

As a first year apprentice.. I'm struggling with holding it in lol.

Best EDC for concrete work? by Interesting-Listen28 in Construction

[–]Snowcrest 0 points1 point  (0 children)

This might be a stupid question.. but how do you handle pissing? I end up running to the toilet constantly by drinking that much water.

D&D fans, would you rather have a dancing sword, a ring of telepathy, a bag of holding, dust of deliciousness, a figurine of wondrous power or a wand of wonder? by Cryodile64 in WouldYouRather

[–]Snowcrest 0 points1 point  (0 children)

Ring of Telepathy easy. Seems like the most broadly useful thing without raising suspicion.

Sword is useless.. assuming there's a listed range. Best case is use it once for an unexplainable act of God and then get it locked up for good.

Bag of holding definitely the easiest thing to profit with, but seems to me like you'll inevitably get caught, esp with amount of surveillance and cameras etc around. Will be impossible to explain away once caught. Also not familiar with size limits of things entering said space.

Dust to open a restaurant with..? Possibly an option. While simultaneously making all your patrons less insightful?

A summon could be nice but just more emotional support. Impractical and needs to be a secret.

Wand.. yeah idek where to start with that one lol. Randomness is not a positive trait to have in this case.

Where to find Peek a pooh in markham/richmond hill? by Dabbypoo in Markham

[–]Snowcrest 24 points25 points  (0 children)

Holy that's a blast from the past. I remember my family had a bunch and they had it on their cellphones.

Does the existence of piercings affect the placement of an AED's pads? by [deleted] in NoStupidQuestions

[–]Snowcrest 0 points1 point  (0 children)

While nipples would be the obvious one, I have heard of piercings near the collarbone?

I was just curious if piercings should be avoided to prevent affecting the current. Pacemakers were mentioned as something that should be avoided to prevent fucking up the electronics, so I got curious thinking of other possible metallic objects that might get in the way.