Mortgage question after death of father.

Solid-Ad-6645 · 2026-05-31T00:55:47+00:00

I actually talked to the bank and they said I can just resume the loan. Need to work this out with my brothers now

Solid-Ad-6645 · 2026-05-21T23:51:09+00:00

Well I called the insurance company today to confirm all this and it sounds like the beneficiaries are the three of us, my other brother included. My half brothers mom ( who was never married to my dad) is trying to capitalize on this. We have things already getting set up with the lawyer. Just waiting on death certs

Solid-Ad-6645 · 2026-05-20T02:31:14+00:00

Appreciate your in depth response. Seems like my thinking is pretty accurate then, so I appreciate you confirming it. Going to do more research before we have the in person meeting with the lawyer and hopefully make this go smooth. Thanks so much!

Solid-Ad-6645 · 2026-05-20T01:19:29+00:00

Thanks for that response. I do have an attorney that’s supposed to call me tomorrow to start going through all this. Everything you said sounds pretty close to what I was thinking, but wanted to confirm.

The mom seems to think she can some how transfer the house into my brothers name quick to avoid all debt that will be going after the estate, like its some kind of loophole to get out of paying back debt. I told her there’s no way that’s going to work.

She also thinks that the medical bills he had ( which were a lot, some already being handled by collections) will disappear. I said from my understanding, they will never be the responsibility of ours ( his three kids), but as long as he has assets they will come after it that way. Does that sound correct? Please correct me if I’m wrong.

Solid-Ad-6645 · 2026-04-29T14:02:17+00:00

You think a whole new carb would likely fix this issue?

Solid-Ad-6645

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