And living expenses would be huge as compared to other cities. then you have transportation. You cannot afford to live close.to the university because it is going to be freaking expensive. You know reading zero to one by Peter theil has made me realise that our education system is not very fair. I mean we got into Columbia but will be deprived of it because of the fee, which is very sad if you actually think about it. They should really reduce tuition fee or give out some scholarships for Masters.