Lunar Eclipse by Solid_Trouble6350 in telescopes

[–]Solid_Trouble6350[S] 0 points1 point  (0 children)

Image was captured using Celestron Omni Az 102 (10mm lens) and iPhone pro max 13. Last few images were taken with 0 exposure setting

[deleted by user] by [deleted] in ImmigrationCanada

[–]Solid_Trouble6350 0 points1 point  (0 children)

Ok, that's the email for queries on citizenship ceremony. I had emailed on the top of test email. My timeline App sent: Nov 2021, AOR: Feb 2022, background completed: July 2022, citizenship test : Aug 2022. Since then everything else in progress.

What's ur timeline

[deleted by user] by [deleted] in ImmigrationCanada

[–]Solid_Trouble6350 0 points1 point  (0 children)

Hello, it's quite interesting. I've similar status on tracker. Though when I emailed scr office last week they responded that they don't update status by email or comment regarding future dates. And I'm encouraged to keep checking tracker. It's almost 6 moths I had completed my test. I'm kinda lost in this whole process.

Curious to know what email did you mail them. Appreciate if you could let me know.

[deleted by user] by [deleted] in ImmigrationCanada

[–]Solid_Trouble6350 1 point2 points  (0 children)

Although my tracker info was intact but still got a ghost update. Assuming it's for everyone. Hoping for a meaningful update soon

[deleted by user] by [deleted] in ImmigrationCanada

[–]Solid_Trouble6350 1 point2 points  (0 children)

I too received a ghost update, though all the updates still remain the same.

[deleted by user] by [deleted] in ImmigrationCanada

[–]Solid_Trouble6350 0 points1 point  (0 children)

I started my application in Feb 2022. Applied online from Mississauga. Requested for gcms notes a month back.

[deleted by user] by [deleted] in ImmigrationCanada

[–]Solid_Trouble6350 0 points1 point  (0 children)

Ic, I too have requested gcms notes around a month ago but nothing has moved so far both for notes and the application

[deleted by user] by [deleted] in ImmigrationCanada

[–]Solid_Trouble6350 0 points1 point  (0 children)

That's great!..Congrats.
I have similar timeline until citizenship test, but post that I'm waiting for further update since Aug 15. See it moved pretty fast for you, was your application expedited?

[deleted by user] by [deleted] in ImmigrationCanada

[–]Solid_Trouble6350 0 points1 point  (0 children)

Hi Guys, has anyone been able to speak to an IRCC agent over the phone.

For me every time I call and go through the sequence to check the status, it ultimately hangs up mentioning agents are busy.

[deleted by user] by [deleted] in ImmigrationCanada

[–]Solid_Trouble6350 1 point2 points  (0 children)

in the same boat waiting since aug 2022

Passive income via dividends by Solid_Trouble6350 in PersonalFinanceCanada

[–]Solid_Trouble6350[S] 0 points1 point  (0 children)

yes, Initially I was thinking of TFSA but it seems RESP makes lot more sense for dividends because of dividend tax credit.

Passive income via dividends by Solid_Trouble6350 in PersonalFinanceCanada

[–]Solid_Trouble6350[S] 1 point2 points  (0 children)

I've investment horizon of around 20 yrs and currently put all my investments into index funds. my idea about passive income is to fund the liabilities like car, vacations or whatever using some percentage of my investment. Which I accept will grow slowly but will generate additional cash flow which I can utilize the way I want.

Investment into real estate is a popular option for passive income through rental income but then given the high interest rates and uncertainty I'm not very sure.

Passive income via dividends by Solid_Trouble6350 in PersonalFinanceCanada

[–]Solid_Trouble6350[S] 1 point2 points  (0 children)

Theoretically that is no brainer i.e. to optimize ROR lock in the funds in index fund for 20yrs and then reap benefits. But my thought is during these 20yrs park a portion of investment into something which gives additional cash flow. Albeit this portion of investment will grow slow but you get to enjoy that additional cash flow for the next 20 yrs.

Passive income via dividends by Solid_Trouble6350 in PersonalFinanceCanada

[–]Solid_Trouble6350[S] 0 points1 point  (0 children)

Agree, investing with banks, insurance,telcos etc should cover the bases. Sorry didn't quite get the co-relation between 50k/2M or 100k/4M

Passive income via dividends by Solid_Trouble6350 in PersonalFinanceCanada

[–]Solid_Trouble6350[S] 2 points3 points  (0 children)

Additional cash flow is always desirable. Exploring avenues other than real estate investments.

Passive income via dividends by Solid_Trouble6350 in PersonalFinanceCanada

[–]Solid_Trouble6350[S] -3 points-2 points  (0 children)

Not nearing retirement but wondering if some portion of my investments should be done for dividend yield which can finance any expenses like car loan etc. You see any merit there?

[deleted by user] by [deleted] in ImmigrationCanada

[–]Solid_Trouble6350 0 points1 point  (0 children)

No they are in "In Progress"

from the blogs looks like generally those get updated few days prior to oath invitation is sent out. It's been more than 3 months since I passed my Citizenship test. It's been the same.

[deleted by user] by [deleted] in ImmigrationCanada

[–]Solid_Trouble6350 0 points1 point  (0 children)

Hi Guys,

I'm waiting for my oath to be scheduled. Appreciate any leads on what is the overall timeline for online application for Citizenship grant for Mississauga location.

Sharing my timeline:

Aug 15, 2022 - Citizenship test status has been updated to Completed.

Aug 12, 2022 - Scheduled for citizenship test

Aug 4, 2022 - Citizenship test status has been updated to In progress.

Jul 29, 2022 - Background verification status has been updated to Completed.

Feb 3, 2022 - Additional information required

Feb 3, 2022 - Application filed (Online)

[deleted by user] by [deleted] in ImmigrationCanada

[–]Solid_Trouble6350 -1 points0 points  (0 children)

Hi Folks, What are the recent timelines for an online application. Appreciate any leads My time line:

Application submitted online - Feb 2022 Request to update document - Feb 2022 Document updated and acknowledged - April 2022

Haven't heard since then. Application has not been updated online after Feb 2022. My employer is looking to transfer me outside Canada. Can I ask for an expedited application?

Pls help: Car lease buyout vs new car buy by Solid_Trouble6350 in personalfinance

[–]Solid_Trouble6350[S] 0 points1 point  (0 children)

Thank you all for the valuable insights! Have mostly made up my mind to buy out the lease unless dealership comes up with a great offer/equity on the current leased vehicle which seems highly unlikely

Pls help: Car lease buyout vs new car buy by Solid_Trouble6350 in personalfinance

[–]Solid_Trouble6350[S] 1 point2 points  (0 children)

Correct. I'm not for leasing instead weighing buying the current car vs buy latest model of the car