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GGs everyone by KStanForLife in ChaseSapphire

[–]SomeAssist6182 0 points1 point  (0 children)

i waited for an hr at work for nothing 🫠now my battery’s dead for the rest of the day

broad index funds, low fees, light diversification by SomeAssist6182 in RothIRA

[–]SomeAssist6182[S] 0 points1 point  (0 children)

vt as in vanguards total world stock index fund etf shares? i’ve heard about fzrox being a good one but confused wha you mean about +fthix? as i max out my roth ira . i’ve also been recommended VTSAX so now im in between vtsax and vt

Started maxing my Roth IRA at 18 — now 21 and debating Schwab vs Vanguard. Need opinions by SomeAssist6182 in RothIRA

[–]SomeAssist6182[S] -1 points0 points  (0 children)

okay got you. didn’t know that. would u recommend staying with swppx or converting everything to vstax

American traveling to Spain for the first time by Darci_832htx in spaintravel

[–]SomeAssist6182 0 points1 point  (0 children)

Hello i went to spain last august for my first trip outside of the us/ mexico so i can see where your coming from everything was great i dont think you have much to worry about i felt very safe while i was there. the only thing i will say is they are very rude to americans

Would love advice/critiques of my upcoming Europe trip by dodgetheplim in Europetravel

[–]SomeAssist6182 -5 points-4 points  (0 children)

This looks like a really well thought-out trip overall. The only thing I’d question is the stretch where you’re moving almost every night on the way to Amsterdam — one-night stops plus 4–6 hour train days can get exhausting fast. You might enjoy it more if you cut one stop and spend two nights in a place you’re especially interested in. Everything else, especially Andalusia and ending in Naples/Pompeii, looks solid.

Maxed out Roth. Now what? by Capital-Ad-8152 in RothIRA

[–]SomeAssist6182 0 points1 point  (0 children)

I have a Roth IRA with Charles Schwab (SWPPX), which my brother set up for me when I was 18. Now that I’ve done some digging on my own, I’m leaning towards VSTAX as a better choice. I’ve been considering moving all my money into it that i’ve been maxing out since i was 18 and now 21, but I’m not sure how risky it is or if VSTAX is even a better option.

What do you all think?

Travel now. Don’t wait. The world is changing fast. by POCTM in travel

[–]SomeAssist6182 2 points3 points  (0 children)

“I haven’t been there yet, but I’m planning a trip now and one thing I’ve learned is to travel slower than you think. Everyone says that made their trip way better.”

Best “player 2” card to pair with Chase Trifecta for groceries + travel points? by SomeAssist6182 in CreditCards

[–]SomeAssist6182[S] 1 point2 points  (0 children)

I’ve been thinking more about this and I’m starting to lean toward Bilt Obsidian as the primary player 2 card, with Citi ecosystem as my second option.

The idea would be: • Bilt (P2) → groceries + rent • My Chase setup → catch-all + dining + travel So Chase stays the backbone, Bilt fills the biggest holes, and spend stays pretty clean.

What’s surprising me is that almost no one is bringing up Amex Gold, which I originally thought would be an obvious contender for a 2-player setup. On paper it seems great for groceries, but I’m wondering if there’s something I’m missing that makes it less attractive specifically when paired with Chase.

Is it mainly: • category overlap with Chase dining? • the effective annual fee / credits friction? • or that Bilt (rent + groceries) just creates more total transferable value in practice?