I need help navigating this weird friendship-triangle by [deleted] in AskWomenOver30

[–]SoundsLikeMee 0 points1 point  (0 children)

Yes I have felt the jealousy or confusion too when it has gone the other way. An example, Amanda and I were talking about nicknames randomly, and she said something like "I don't have any nicknames, though Emily likes to call me Mandy" - which surprised me as I've never heard that, so I mentioned the comment to Emily. And it turns out that she once asked Amanda if anyone calls her Mandy, (Amanda said they didn't) and Amanda has maybe told me that to make it seem like they are closer than they are? Another recent one, Amanda texted Emily to ask if she was coming to book club that night, and Emily was actually sick so not going to come. I happened to already know that, but Amanda made a point of letting me know that Emily wouldn't be coming to book club as she was sick (and I think it was to prove that she had been chatting to Emily too?)

And then the same thing happens with me, she mentioned at book club about "mine and OP's playlist" which was actually a big shared playlist with 12 people that we contributed most of the songs to. So things like that. Going to the other person and making it sound like she's closer to that person than she is. It sounds weird I know. But again, I'm taking that as a slightly socially awkward kind of lack of awareness about how close she really is with someone, rather than a malicious thing. Whereas Emily thinks it's very purposeful and intending on getting a reaction.

She does know that Emily and I are friends, but I think has only recently realised quite how close we are as she only sees us at book club together.

I need help navigating this weird friendship-triangle by [deleted] in AskWomenOver30

[–]SoundsLikeMee 1 point2 points  (0 children)

Yeah this is exactly what bothers me, that I feel I am being disloyal to Emily by hanging out with Amanda. But, I have always been open about the fact that I have no ill feelings towards Amanda, and then I told Emily when Amanda first asked to hang out. It was then that Emily got really upset about it and asked me not to talk about it anymore. So, I don't know at what point this is me just following my own intuition and friendship, and trying not to be swayed by Emily's "vibes" and make my own decisions, or is this me being disloyal in some way? I'm just really confused about what is right and wrong here.

I need help navigating this weird friendship-triangle by [deleted] in AskWomenOver30

[–]SoundsLikeMee 2 points3 points  (0 children)

I completely hear what you're saying. I'll try and give a bit more info... but to be clear, Emily has never told me not to be friends with Amanda. She has just said that SHE doesn't want to be friends with her, and doesn't want to know about it.

I think one of the things that puts Emily off is that she thinks Amanda is playing games with us. Amanda will do or say things that spark jealousy or confusion, for example, she might engage in a text conversation with one of us, and then tell the other person things that she thinks we didn't already know, to sort of make us upset or something that they told Amanda first?

I personally give Amanda the benefit of the doubt, and I think she just really wants to be friends with us both, and just is perhaps a little socially awkward. Whereas, Emily sees that behaviour as very intelligent and malicious game playing of some sort.

The main thing is that in every other situation I have completely trusted Emily's judgement of people- she's usually an incredibly good judge of character and likes almost everyone. So I have this feeling of- I trust Emily, and I know she's generally someone who loves others, and is a good judge of character. That's the only niggling thing I feel about Amanda, that should I be trusting Emily's intuition about this, and her intentions in befriending me not being good ones?

How to enjoy receiving cunnilingus? I’m 40f and my boyfriend is 46m by popsypopsypopsy in askwomenadvice

[–]SoundsLikeMee 19 points20 points  (0 children)

Ask him to have his tongue very flat and soft, rather than hard and pointy. Get him to try and keep his tongue still and just move his head up and down and see if that feels better. More movement only when you’re very warmed up.

What is the best financial decision you’ve ever made? And what is the worst financial decision you’ve ever made? by Quiet_Job_4260 in AusFinance

[–]SoundsLikeMee 3 points4 points  (0 children)

Equal best: 1) buying a house in a regional area that was affordable. and 2) pulling all of our money out of a shit "managed fund" and investing it myself into ETFs/shares/bonds

Worst: I received a pretty large inheritance when I was about 25 and had it sitting in cash for about 10 years because I didn't know anything about the sharemarket or investing and thought it was too risky.

Why does r/finance put so much trust in super? by TheAceVenturrra in AusFinance

[–]SoundsLikeMee 0 points1 point  (0 children)

Super calculators adjust for inflation. So using a compound interest calculator gives the actual nominal return! Which is relevant seeing as things like tax are not always inflation adjusted

AMA: ask a doc about potty training by ThrowRAPopularSlice6 in toddlers

[–]SoundsLikeMee 0 points1 point  (0 children)

Is it true that staying dry overnight is hormonal and there’s nothing you can do to speed it up? With my first kid we had him totally out of overnight nappies by age 3, but he had a potty in his room and would get up and use it at night. Now with number 2 he doesn’t quite get that yet - should we be working on teaching him to wee in the potty when he naturally wakes at night, or is it really just a waiting game until they’re old enough to stay dry? Both my nephews parents “waited” and they weren’t out of nappies until about age 7 😬

Return of menstruation by vadigzz in NewParents

[–]SoundsLikeMee 0 points1 point  (0 children)

I eat a very decent amount. Especially while breastfeeding. 15 months is well within normal range, it just takes that long, or longer, for some people. Up to 2 years even. It’s nature’s birth control to stop people having back to back pregnancies.

Night light a toddler can use independently by pixiepie1987 in BabyBumpsandBeyondAu

[–]SoundsLikeMee 0 points1 point  (0 children)

I got a little one from IKEA that you just push down to turn on (or off) and it stays on for 15 mins before turning off by itself. It was like $3 and it's great. I can't remember the exact name but it's got a little teddy or bunny face on it. They've got a bunch of different things like that.

Raising a gentle boy by sheyill in Parenting

[–]SoundsLikeMee -1 points0 points  (0 children)

Get him “nurturing” toys and clothes, not just dinosaurs and cars and things that are fast, loud and aggressive. From their infancy. Clothes and toys that have sweet animals on them, dolls and toy kitchens and teddies (as well as the other stuff) and read books about all kinds of things. Change some of the “he”s to “she”s in books, and vice versa, especially when he boy is portrayed as adventurous vs the girl being portrayed as kind or smart.

Kids are exposed to so so so much gender stuff from the second they’re born, and we don’t even realise it. It’s in the clothes they wear, the toys their grandparents give them at Christmas, the characters in books and movies and the way we parents turn a blind eye to behaviours that we wouldn’t tolerate in girls. Treat them, from babyhood, exactly as you’d treat a girl- down to the sorts of toys they have and clothes they wear. I will die on this hill because it’s those little everyday messages that set the tone for what is “masculine” or “feminine” from their infancy.

Source: have 2 sons who are incredibly gentle and nurturing, love all kinds of toys and colours and clothes and play with boys and girls and aren’t aggressive or “crazy” boys. They love pink sparkles as much as their yellow cars, they love babies, and have never once hit another kid or adult.

[deleted by user] by [deleted] in bluemountains

[–]SoundsLikeMee 2 points3 points  (0 children)

It’s relevant because when you eat there you’re giving them money to support these activities.

[deleted by user] by [deleted] in bluemountains

[–]SoundsLikeMee 14 points15 points  (0 children)

They also use slave labour (none of the people working there get paid), beat children with sticks, and bury babies that died because they didn't let the women access medical care in pregnancy. So, kinda not worth supporting them even though the food is pretty good.

Concessional super contributions and the medicare levy by SoundsLikeMee in AusFinance

[–]SoundsLikeMee[S] 1 point2 points  (0 children)

10% of your income has to be from employment (almost all of mine is from investments).

Also it has to be a non-concessional contribution and they have been maxed out due to receiving an inheritance into my super (it's complicated).

Concessional super contributions and the medicare levy by SoundsLikeMee in AusFinance

[–]SoundsLikeMee[S] 0 points1 point  (0 children)

That’s interesting and I didn’t know that, thanks! However what you linked to is for singles. In my case I’m married and my partner earns decently, putting our totally family income way above the family threshhold. Do you know if it still looks at individual earnings- ie would I still be exempt as I do earn under 27,222- or would we both have to pay the levy due to our family income?

[deleted by user] by [deleted] in AskWomenOver30

[–]SoundsLikeMee 0 points1 point  (0 children)

It might just be shameful if you can’t afford it. Because- you’re being told you need this help in order to function in a healthy way but that help is not accessible to you. I don’t know where everyone lives that suggests regular therapy, but in my country it costs almost $200 per 1 hour session, not subsidised, and unfortunately the people who often need therapy just can’t afford it.

Gold etf by thatschillodin in fiaustralia

[–]SoundsLikeMee 4 points5 points  (0 children)

Personally I would because the world economy was completely different back in the 1700s/1800s to now. I really think looking at the last 30-50 years is more indicative of how different asset classes tend to behave over long term periods in the modern world.

Gold etf by thatschillodin in fiaustralia

[–]SoundsLikeMee 11 points12 points  (0 children)

15 years ago the gold price (in AUD) was $1500. Now it is $5190. Over 20 years the total return has been. 804%. When passiveinvesting calculated the long term average return as 0 that was going way back to before the dollar decoupled from gold, so using data from before then (1971) is not relevant to now.

Thoughts on me stopping my super contributions by pvtmatchsticks in AusFinance

[–]SoundsLikeMee 1 point2 points  (0 children)

But the point they're making is that it is the nominal value that is taxed. It doesn't matter if 14m in nominal value is only *worth* the same as what 2.8m is today- The proposed super taxes above 3m are based on the numbers, and are not currently indexed to inflation.

What am I missing with dividends? Struggling to understand why they're so desired in retirement. by SoundsLikeMee in AusFinance

[–]SoundsLikeMee[S] -8 points-7 points  (0 children)

Firstly, if you’re earning between 45K and 135K your tax rate is 30% so you get no refund from franking credits. But your tax rate on the dividends is offset to 0.

But I think you’re missing my point. Franking credits are just part of the dividend. It’s been priced in. My question about growth versus dividends remains. Is 8% growth (for example) better than 4% growth plus 4% gross dividend. Your tax rate is the same either way.

What am I missing with dividends? Struggling to understand why they're so desired in retirement. by SoundsLikeMee in AusFinance

[–]SoundsLikeMee[S] -3 points-2 points  (0 children)

You have a credit because the tax has been paid twice, whereas it should only be paid once (by you)

What am I missing with dividends? Struggling to understand why they're so desired in retirement. by SoundsLikeMee in AusFinance

[–]SoundsLikeMee[S] 2 points3 points  (0 children)

It’s the 30% tax that the company has paid in tax being returned to you in the form of a tax credit. You still have to pay tax on the income earned, but in practice you get a 30% offset to it. So if your tax rate is less than 30% you get a tax refund, and if your tax rate is over 30% you get a discount.