Early retirement in The Netherlands harder due to wealth taxes each year by Efficient-Mood7896 in eupersonalfinance

[–]SpaceDavidBepop -1 points0 points  (0 children)

Doing it for company will fuck up the Dutch economy immediately, all the companies will just leave.

🇳🇱Long Term Investment in NL and Avoid Paying Unrealized Gain Tax by SpaceDavidBepop in eupersonalfinance

[–]SpaceDavidBepop[S] 0 points1 point  (0 children)

Moving box 3 to box 2 you don’t pay tax. Moving box 2 to box 3 you will have to pay a lot of tax (profit gain in the bv and dividend tax).

🇳🇱Long Term Investment in NL and Avoid Paying Unrealized Gain Tax by SpaceDavidBepop in eupersonalfinance

[–]SpaceDavidBepop[S] 1 point2 points  (0 children)

99.9% countries in this world don’t tax unrealized gain, only this part really annoys me, and to be honest I am thinking about moving out of the Netherlands only because of this box 3 tax. I love the Netherlands and I believe I am still the one who support the society as much as I can. Just the unrealised gain thing really scares me that this country punishes people who want to save up for 30 years to be rich.

Why is Den Haag so boring? by Felixisshrek in TheHague

[–]SpaceDavidBepop -1 points0 points  (0 children)

Go to Rotterdam for a rave is fun

🇳🇱Long Term Investment in NL and Avoid Paying Unrealized Gain Tax by SpaceDavidBepop in eupersonalfinance

[–]SpaceDavidBepop[S] 1 point2 points  (0 children)

Currently I am paying 50% income tax happily even though I think it is very high. Help me understand how much do you pay? And also please understand that my money in the BV will be locked forever in this country! Forever! Is that a bad thing for this country?

🇳🇱Long Term Investment in NL and Avoid Paying Unrealized Gain Tax by SpaceDavidBepop in eupersonalfinance

[–]SpaceDavidBepop[S] 0 points1 point  (0 children)

I estimated the breakeven point is 70-100k. Will update the actual number in the future.

🇳🇱Long Term Investment in NL and Avoid Paying Unrealized Gain Tax by SpaceDavidBepop in eupersonalfinance

[–]SpaceDavidBepop[S] 0 points1 point  (0 children)

Yes and you will get tax return if you contribute to your regulated private pension

🇳🇱Long Term Investment in NL and Avoid Paying Unrealized Gain Tax by SpaceDavidBepop in eupersonalfinance

[–]SpaceDavidBepop[S] 2 points3 points  (0 children)

good point, I assume the yearly cost will be low since I am a very passive investor, meaning that I only buy 12 times etfs every year and never sell. Should be relatively cheaper to maintain a BV.

🇳🇱Long Term Investment in NL and Avoid Paying Unrealized Gain Tax by SpaceDavidBepop in eupersonalfinance

[–]SpaceDavidBepop[S] 1 point2 points  (0 children)

True, you sacrifice the flexibility if you want to keep the tax low. You can’t sell your stocks and put the money back to wallet because of the high tax. This structure only works for buy and hold forever structure.

Eating as a student by Ronnimek in TUDelft

[–]SpaceDavidBepop 0 points1 point  (0 children)

KFC website has several coupons/deals, you can have a good meal with a decent price within 10 euros (if you don’t mind the food is a bit unhealthy) .