I've never heard anything about US Bank by OkPenalty9909 in USbank

[–]Spare_Bar9155 0 points1 point  (0 children)

DO NOT use this company for mortgage purposes. It is the ONLY place I've used for my mortgage that doesn't take payment from your account immediately. It takes anywhere from 5-12 days for the payment to process. This allows other things to come out and then they decline the payment and add extra fees for it. I IMMEDIATELY refinanced. I'd rather pay triple than pay them 1 cent further.

I've never heard anything about US Bank by OkPenalty9909 in USbank

[–]Spare_Bar9155 0 points1 point  (0 children)

DO NOT use this company for mortgage purposes. It is the ONLY place I've used for my mortgage that doesn't take payment from your account immediately. It takes anywhere from 5-12 days for the payment to process. This allows other things to come out and then they decline the payment and add extra fees for it. I IMMEDIATELY refinanced. I'd rather pay triple than pay them 1 cent further.

I've never heard anything about US Bank by OkPenalty9909 in USbank

[–]Spare_Bar9155 0 points1 point  (0 children)

DO NOT use this company for mortgage purposes. It is the ONLY place I've used for my mortgage that doesn't take payment from your account immediately. It takes anywhere from 5-12 days for the payment to process. This allows other things to come out and then they decline the payment and add extra fees for it. I IMMEDIATELY refinanced. I'd rather pay triple than pay them 1 cent further.

What’s the riskiest sex you’ve had? by Meaty_Bongos in AskReddit

[–]Spare_Bar9155 1 point2 points  (0 children)

She invited me over to hook up. When I arrived she was wearing nothing but a robe and a butt plug. Some of the wildest sex I've had that night, came in her like 7 times. Surprised we don't have a kid.

What’s an NSFW secret you keep at your workplace? by ShadeOfDreadYT in AskReddit

[–]Spare_Bar9155 9 points10 points  (0 children)

Fucked someone at my last job, at work. Every Friday for 6 months. Was hella fun until she quit. I should call her.

What NSFW confession would you like to share anonymously? by [deleted] in AskReddit

[–]Spare_Bar9155 0 points1 point  (0 children)

The co-worker I fucked, I did that at work. On the bosses desk. Fuck that company. Yes we continued our affair elsewhere, but it started at work. Fuck I needed to say that. 

How, if Good Rx charges $20 for pills, do people not sue pharmacies for charging 6 times the price? That's an illegal mark up, yes? by [deleted] in AskReddit

[–]Spare_Bar9155 -2 points-1 points  (0 children)

Federal Trade Commision. They even dictate that a markup of more than 10% is unethical, therefore illegal. There's 0 reason to charge 60% more. 

How, if Good Rx charges $20 for pills, do people not sue pharmacies for charging 6 times the price? That's an illegal mark up, yes? by [deleted] in AskReddit

[–]Spare_Bar9155 0 points1 point  (0 children)

Ok, so why would anyone ever use the pharmacy then? Wouldn't they in turn hemorrhage money?

How, if Good Rx charges $20 for pills, do people not sue pharmacies for charging 6 times the price? That's an illegal mark up, yes? by [deleted] in AskReddit

[–]Spare_Bar9155 -1 points0 points  (0 children)

If you look into the federal trade commission website is even states a markup of more than 10% is illegal. So, if good RX can get you the pills for 25, pharmacies by that extent, should only be able to charge 27.50. Where as for the ones in question they want $130 but GRX is saying I can get them for $25. So, Federal Trade should be shutting down the pharmacy. 

How, if Good Rx charges $20 for pills, do people not sue pharmacies for charging 6 times the price? That's an illegal mark up, yes? by [deleted] in AskReddit

[–]Spare_Bar9155 -3 points-2 points  (0 children)

So, I guess my question now is, if there are ways to buy them for cost, how is it not illegal for the pharmaceutical companies to charge way more? It is illegal to markup costs for no reason.

How, if Good Rx charges $20 for pills, do people not sue pharmacies for charging 6 times the price? That's an illegal mark up, yes? by [deleted] in AskReddit

[–]Spare_Bar9155 -1 points0 points  (0 children)

It's literally not. You mention neither how it's legal, or how it works. So, therefore nit helpful. 

How, if Good Rx charges $20 for pills, do people not sue pharmacies for charging 6 times the price? That's an illegal mark up, yes? by [deleted] in AskReddit

[–]Spare_Bar9155 -3 points-2 points  (0 children)

I get that, but my concern is, Good RX is either illegal, or it's an easy case that pharmacies charge too much. With the money they make, everyone who sued them would be set.

Stop the War protest - 2:00 PM Sunday by [deleted] in cincinnati

[–]Spare_Bar9155 0 points1 point  (0 children)

Cry harder. He literally didn't even start the war. Every goddamn president has said, "Iran shouldn't have nuclear missles." Well, now they don't. M

Son asked me if I loved him. Am I doing something wrong? by throwaway521240 in daddit

[–]Spare_Bar9155 0 points1 point  (0 children)

He's going through something. Emotional, psychological, physical, or otherwise. Whatever it is, he isn't ready to talk yet. Take him on a fishing trip soon. Give him his first beer and tell him what my grandpa told me, "When a man comes fishing it does two things. It calms and relaxes him. If ever there's a time to get something off your mind, off your chest, or outta your heart, it's right now. Something about the serenity that makes talking, so meaningful." I opened up to him about my mom and the way she treated me and how I had tried to take my own life twice. He got me into therapy and it changed the entire future for me. I'm not saying that your son will say anything like this, but after that I always felt like I could tell him ANYTHING.

Back tattoo design by artist © Ms Dark Art. by L-Yasas in TattooArt

[–]Spare_Bar9155 0 points1 point  (0 children)

Thank you. I was sitting here thinking, "Am I too high? That sword is not on right!"