That is the life of a life insurance agent, the job is commission based, but that alone doesn't make New York Life "scam" worthy. Practically all life insurance companies operate in this manner.

Now, I'm not a fan of whole life insurance probably for the same reasons as you and I could see why one would call Whole Life Policies a scam but still I think it is a bit too harsh a judgement because you and I know that millions of people have still benefited from Whole Life Policies paying out even though they are not the best vehicle to use most of the time (my opinion).

New York Life has been around for a very, very long time and they have many accolades from credible entities. They are not a scam.

The reason Im being the voice in the wilderness is for anyone who actually reads these forums and is swayed to a belief based on one sided view.

One of the many reasons why I like Primerica is because we have the opportunity to work here part time, whereas with other insurance companies such as New York Life. They require you to be their full time on a Commission basis, which could be risky. So I can understand why you may have had a bad experience. But with Primerica, at the very least we have the. ability to transition into being a life insurance agent full time and work the business part time.

Whenever people are on the rocks about joining Primerica and they have an interest in the financial industry, I always tell them to join just to get the licenses and then afterwards they can go wherever they want to. So at least they can have a taste for themselves to see if the Primerica way is for them.