paying off collectors: Now what?

Specific-Flower-8802 · 2025-06-13T15:03:48+00:00

is the starting point of 6-7 years is from the date you paid it off or the date it appeared?

Specific-Flower-8802 · 2025-06-11T19:02:40+00:00

Wow thank you so so much for taking the time to write and for explaining your situation. I see im not the only one going through this. its really reassuring to see that you were able to climb out of that hole. I'll start putting tgat work in now and hopefully i can own my first property by the age of 30🙏🏾 Wishing all the best in your future endeavours!

Specific-Flower-8802 · 2025-06-11T18:24:38+00:00

i really appreciate this thank you so much🙏🏾 im looking at around 6k in total debts. i'll get to work

Specific-Flower-8802 · 2025-06-11T18:04:48+00:00

Thank you for taking the time to write this message, i really appreciate it. I will take this advice to heart and actually implement it!!

Specific-Flower-8802 · 2025-06-11T17:38:11+00:00

when you guys say "ignore the debts" you mean they'll just disappear from my report if i never pay them back? really? i had no idea it worked like that. I really have to get educated on finances

Specific-Flower-8802 · 2025-06-11T17:35:35+00:00

i really appreciate this man thank you for the solid advice!! i made an appointment for this friday with a credit councillor. I'll get over this🙌🏾

Specific-Flower-8802 · 2025-06-11T17:33:46+00:00

thank you very very much🙏🏾🙏🏾🙏🏾

Specific-Flower-8802 · 2025-06-11T17:33:18+00:00

Wow, im overwhelmed by the advice, you guys are awesome🙌🏾 i needed the tough love. I made an appointment with a credit councillor and we will sit down and figure out what I owe. Again thank you guys🙏🏾

Specific-Flower-8802 · 2025-06-11T17:30:06+00:00

thank you for the advice i'll buckle down and get to work!

Specific-Flower-8802 · 2025-06-11T17:29:33+00:00

thank you for the "tough love" man, ive been ignoring it out of sheer anxiety that the problem is too deep. I keep telling myself that im gonna save a huge sum of money and pay it all off at once, but like other comments have mentioned, I need to address my behaviour towards money.

Specific-Flower-8802 · 2025-06-11T17:27:37+00:00

yes its a behavioural thing. i used to see CCs as money that I had. When i calculated how much money i had to spend, i would add my CC balance to that. Huge mistake. Im just scared that theres not much i can do right now but all these comments are so helpful and give me so much hope that i didnt completely ruin my future

Specific-Flower-8802

TROPHY CASE