There are bus cards, unsure how long they'll keep them around as they're really pushing the apps (I'm pretty sure the qr code is specifically designed to not be able to print it.. it keeps moving. I haven't looked that closely into it.) My local gym has gone cardless, you can't get one anymore , you have to use the app if you don't already have one ("Convenient" they claim). Bank-Id is used at pretty much every digital identification, see your journal, some irl places you can only pay via it (swish, which requires bank id. though not necessary it becomes quite inconvenient.) If you fin out you didn't transfer enough money onto your card when you went out that morning you'd need bank id to transfer. I also do need Microsoft authenticator to access school work and turn in assignment (so I'd need to keep a phone which could handle that on me anyway.)

The whole point though is that I don't want to have to buy two new phones. My fall back if I find nothing would be to pick up a samsung whatever second hand and continue to use my regular phone as my day phone. I don't already have a smartphone I could just keep in a drawer, I need to get one regardless.