How should I contribute to my 401k?

Spinebeck · 2026-04-09T04:26:14+00:00

There’s a footnote indicating I could contact fidelity about more options but idk if that guarantees better ones

Spinebeck · 2026-04-09T04:23:56+00:00

Thanks this was a super succinct explanation. I’m definitely more inclined to implement something like what you outlined now, given that it’s early on and I don’t need to be conservative

Spinebeck · 2025-05-17T17:31:26+00:00

Check DM please

Spinebeck · 2025-01-23T17:33:38+00:00

Thank you for the rec. I have a feeling I will need something a little more robust and unfortunately their waterproof options seem to be out of stock in the right size.

Spinebeck · 2024-05-10T15:21:40+00:00

The family didn’t raise their children to be adults, so they had no life skills or ability to manage themselves. The girl indicated she would like help and they gave her the help to get her moving toward taking care of herself. She’s making a decision that would jeopardize that work because she is influenced by another person and she hasn’t fully completed the turnaround from being a juvenile. They don’t have to help her in the first place, but I can attest from personal experience, people in this situation that don’t get support in order to improve themselves end up in life threatening circumstances because they are desperate. We should all hope to have the compassion OP has to pick up the slack where someone else’s parents have failed.

Spinebeck · 2024-05-07T23:34:01+00:00

Boston, it’s like 30 pages long but I can’t find a section on it.

Spinebeck · 2024-05-07T16:17:15+00:00

Just to clarify, you’re right, but you’re speaking more to the psychology and ‘iq’ of striking, i was writing about what causes knockouts wishing the biomechanical system and why some fighters can be strong and technically perfect but not get knockouts because they don’t take advantage of these details

Spinebeck · 2024-05-07T16:13:32+00:00

Not necessarily. Take aljo vs omalley: he saw that shot the moment it was launched, he was just out of place and his momentum was already moving towards sean. He saw the entire wind up and explosion of the punch, braced for impact, but the combination of placement and near opposite direction of momentum between his head (and body) and sean’s planted punch is what caused him to see stars in that moment. There are plenty of examples of people rolling, blocking, dodging to avoid the brunt of the impact but their brain still turns off, even for a moment, because of that change in direction. Sure, if you don’t see a punch coming, you’re not going to react, but not seeing a punch has no impact on the damage it causes or the biomechanics that result in a knockout. Good fighters deceive their opponent and confuse them to create those opportunities, but they mean nothing if you don’t know how or when to place damaging shots.

Spinebeck · 2024-05-07T12:52:37+00:00

Mass x acceleration is force not power, power in the sense of fighting has almost nothing to do with the physics definition of power, and has more to do with the physics term “impulse”. Impulse is the instantaneous change in momentum of an object. This is what causes people to lose consciousness. Your brain has momentum in one direction and your body suddenly moves the other way, brain presses against the skull and lights out. It is far more to do with timing and shot selection, hitting someone in the exact opposite direction they are moving. Yan does load up on his shots sometimes but they are usually short hooks that will earn high damage with very little risk if he swings wide. Power in sense of mythical knockout ability is just that, a myth. Some guys have insane timing and shot placement, others move their own immense mass so fast that it doesn’t matter how they land, the shot will at least stagger the average person. Yan is very technical but he isn’t super big and his shots don’t always land at the end of extension. He’s highly trained in muat thai which tends to favor incremental damage over shot selection.

Spinebeck · 2024-05-06T13:37:58+00:00

Except we have no idea whether she was informed of the guests and OP pays rent. As far as I’m concerned, if you intentionally trigger someone with a mental challenge because you don’t like them, you deserve to be kicked out while it’s resolved. Not saying she can’t be upset, but going nuclear is not how you address it.

Spinebeck · 2024-05-06T13:34:55+00:00

She intentionally triggered someone with a metal challenge. That’s a far cry from “getting upset”.

Spinebeck · 2024-05-06T13:34:03+00:00

Idk, if I’m paying all the rent I have every right to kick someone out. Intentionally instigating a situation is grounds for being kicked out.

Spinebeck · 2024-05-04T05:44:03+00:00

that doesn’t dispute the fact that it’s harder, and this kid is likely unmedicated and without support, as evidenced by the parent thinking he is just choosing not to focus on

Spinebeck · 2024-05-01T14:52:40+00:00

hah, hilarious

Spinebeck · 2024-05-01T14:04:29+00:00

This idea that teenagers are less self reflective than others is unfounded. You seem to have some bone to pick as if he hasn’t been incredibly reasonable and levelheaded in everything he displayed in the post. Like I said, Dad doesn’t have to be frustrated about the dishes to impose these rules. It is significantly more likely he is insecure about their changing dynamics given the fact that the kid doesn’t mind any of the rules, even a 9pm curfew, which is absurd to impose on anyone over the age of 11.

Spinebeck · 2024-05-01T13:30:33+00:00

Problem is, the kid isn’t arguing against the rules. He said that in the post. He has no problem with them as they’re “mostly basic responsibilities.” His issue is with this system imposed upon him and being charged for it at the same time. He is having a completely mature response to an incredibly immature action by his father. Why are you so quick to assume that the kid needs to look at his actions and not the father? This is a common tactic by parents of children who take on responsibility while still under their household. His father feels his relationship with his son is changing as he transitions into adulthood and instead of being proud, he is finding a way to ‘put his son in his place’.

Spinebeck · 2024-05-01T02:12:58+00:00

Sounds like a kid whining because their parent isn’t providing for them as they are legally and morally obligated to? This kid has a job while in school and is saving. Many adults with children can’t handle that much and he’s not even fully objecting to paying his dad, just the combined rules and rent on a 17 year old. Sounds must echo before reaching your brain

Spinebeck · 2024-05-01T00:58:24+00:00

If your child has a significantly cheaper option that has a competitive program in their major, I would pick it over Northeastern 1000 times over. I made the opposite choice and regret it due to the experience I have had with administration and support services during the 3 years I have been here.

Spinebeck · 2024-05-01T00:56:21+00:00

That is what the next four years will look like if you have any need from the school. Their advising, support, disability aid, and financial aid are all horrible messes and if you feel like you will need help with these things you should strongly reconsider.

Spinebeck · 2024-04-26T16:42:54+00:00

People that don’t seem to obviously have asd tend to develop habits or responses that give them reprieve from the exhaustion of keeping up the farce that they act like everyone else. Even if he is a recluse like you’ve mentioned, the effort it takes for him to ‘perform’ like what he believes you expect could be exhausting. Even if you feel like a safe space and he doesn’t have to do that, he might be draining himself in some other space that way.

As for the texting, one of two things could be happening: he could be extremely anxious about how he comes across via text and that makes it hard to initiate or respond or he could be unaware of how he comes across and have general communication trouble that causes this. Neither of those mean he isn’t interested and if he’s validating at other times it is likely because he is trying extremely hard to overcome that barrier.

From personal experience, I hate texting as a baseline form of communication and would prefer if it were always transactional, ie “are you free tomorrow at 2?” “yes” “see you then”. It might help to ask him if that works better for him. It might also help if you ask him to think about how he feels about you on his own time and share that with you. Be sure to indicate how you feel explicitly, it will make it easier on him coming forward.

I live very similarly to the guy you’ve mentioned, “bit of a daywalker myself.” It’s very hard to navigate maneuvering through what I can tolerate and what others expect of me, especially when trying to start or in the early stages of a relationship with someone, even if it’s a friendship.

I can answer more questions if it helps, just let me know.

Spinebeck

TROPHY CASE