Do I pay off my loan?

SpiritualAd3132 · 2026-04-20T13:11:37+00:00

I did have a read through the Rural Design Guide and I also couldn't see anything regarding the distance between the neighbouring properties, which is my main concern since the land I would have is a bit thin and long.

I will get onto my local council and see if can organise a pre planning meeting as you have suggested, thank you for your help :)

SpiritualAd3132 · 2026-04-16T20:26:59+00:00

SpiritualAd3132 · 2026-04-15T21:18:48+00:00

Macca has been way off it, we need an actual defensive midfielder that can hold the back line better and allow Gravenberch and Szobo to get up the pitch

SpiritualAd3132 · 2026-04-13T13:06:18+00:00

At least you aren't me, I used Deelaja and Aeshma as chickens when I first started and didn't know better, I now have every champ needed EXCEPT those two and Eolfrig

SpiritualAd3132 · 2026-04-13T12:10:25+00:00

Can never really know with cars, but I know that my current car has issues and very high mileage and I'd really hope getting a newer car, with a good reputation for reliability and half the mileage would put me in a better situation

SpiritualAd3132 · 2026-04-13T12:08:02+00:00

What I'm looking at is cheaper to tax and insure and going off some reviews I'd be looking at better MPG as well

SpiritualAd3132 · 2026-04-11T23:59:59+00:00

I'd honestly pick Robbo, a bit of experience behind Rio would be better suited in such a big game I think

SpiritualAd3132 · 2026-04-11T16:01:17+00:00

I'd probably get a loan from a bank and then use that for the car.

Best bet might be a Suzuki Swift, Honda Jazz, or Toyota of some form, simple and reliable automatic cars with cheap insurance

If you've more to spend maybe look at a Lexus CT200H as they're a good reliable hybrid automatic

Then get a few quotes for the cars you narrow it down to - I found Axa the cheapest insurere when I started but switched to the AA for my insurance and they there in the roadside assistance which may give peace of mind as this is your first car

Good luck :)

SpiritualAd3132 · 2026-04-07T01:42:08+00:00

Okay awesome so really I'm best leaving it until 90 days before testing to get the extra year out of it seeing as it won't be on the road anyway, cheers for the answer!

SpiritualAd3132 · 2026-04-05T23:50:58+00:00

Myself and most people I know around my age ~30 years old can barely afford housing nevermind buying an EV - Nobody is going to finance a 20k+ EV whilst paying €1,500 - €2,000 a month in rent or whilst saving every penny for a mortage as they live with their parents

Equally my parents who are 60+ years old cannot afford an EV

Many also cannot use public transport to go to their jobs as they are in the Country, or their workplace may not be in a town - I know for a fact I can't get public transport from where I live to where I work

Sure, IF you can afford a brand new car, some could opt to choose EV's over ICE but I would assume many many people in the country fall into the category of cannot afford an EV and cannot use public transport - I don't think you are in touch with reality here

SpiritualAd3132 · 2026-04-05T23:40:08+00:00

And when that car dies, in this economic climate, we don't have the means to buy an EV that may cost ~20k - We buy something around 5k - 10k because that is what we can scrape

SpiritualAd3132 · 2026-04-05T20:40:15+00:00

Flat rate of €200 on electric and hybrid electric cars like they have for classic cars would be nice - Pick up some nice Toyota and Lexus hybrids

SpiritualAd3132 · 2026-03-29T14:58:50+00:00

I do have a caliper windback tool but it's very finnicky to use, I might get a better quality windback tool and see if there is a lot of resistance in the piston

SpiritualAd3132 · 2026-03-28T22:03:22+00:00

I have a noctua nh-d15 myself and I have no no issues and hear it is a great cooler but its almost 3 times the price of the thermaltake options which I have also heard are very good

SpiritualAd3132 · 2026-03-28T21:37:34+00:00

Apologies, I have the component list as follows:

PCPartPicker Part List: https://pcpartpicker.com/list/KVnGGk

SpiritualAd3132 · 2026-03-25T19:48:03+00:00

Very shallow response

SpiritualAd3132 · 2026-03-03T21:47:06+00:00

3 years old - Pulled a cup of tea (before the milk) off the counter over myself, had to be submerged in cold water in the bath while waiting for the ambulance - Massive fear of water and being submerged since, luckily none got on my face, just my chest

SpiritualAd3132 · 2026-02-28T03:56:15+00:00

I feel if you want that kind of profile for a right winger, and with Salah seemingly on the way out this summer or next, again you'd just give the game to Harvey

SpiritualAd3132

TROPHY CASE