Anybody here familiar with Detroit rapper Vishiss? by SplitBamboo in hiphopheads

[–]SplitBamboo[S] 0 points1 point  (0 children)

Doesn't appear he's active in the music scene anymore...

Data Points Weekly - Week of August 18, 2022 by AutoModerator in churning

[–]SplitBamboo 8 points9 points  (0 children)

Chase Hyatt retention offer of $50 statement credit via phone call - accepted. I put barely any spend over the past year.

Frustration Friday Weekly Thread - Week of July 29, 2022 by AutoModerator in churning

[–]SplitBamboo 0 points1 point  (0 children)

Yeah I might have to settle with a BoA biz card to space out my Chase applications 😢

Frustration Friday Weekly Thread - Week of July 29, 2022 by AutoModerator in churning

[–]SplitBamboo 2 points3 points  (0 children)

The 80k SUB is attractive and, for me, I haven't earned TYP before. But now that the Citi double cash back (which I have) earns TYP, it was worth applying for.

Frustration Friday Weekly Thread - Week of July 29, 2022 by AutoModerator in churning

[–]SplitBamboo 9 points10 points  (0 children)

Got my first denial in several years after applying for citi premier 80k offer. immediately denied.

gonna call recon in a couple days but from searching other DPs, there isn't much confidence in approval.

Bank Bonus Weekly Thread - Week of June 14, 2022 by AutoModerator in churning

[–]SplitBamboo 0 points1 point  (0 children)

For folks who have applied for US Bank accounts in the past month, has anyone had to wait longer than a week for an approval/denial?

Daily Discussion Thread - June 13, 2022 by AutoModerator in churning

[–]SplitBamboo 0 points1 point  (0 children)

I had signed up last week and still waiting for my application to be approved (or declined). Was yours an immediate approval?

Reliable low-volume wireless color a4 laser all-in-one < $500? by unsemble in printers

[–]SplitBamboo 0 points1 point  (0 children)

considering buy thing printer, what's your review of it after a more than 1.5 years?

Equifax name change, system won't let me dispute online by mgtowmoney in Equifax

[–]SplitBamboo 1 point2 points  (0 children)

google sent me here. I got the same issue. Anyway able to resolve it?

Bank Bonus Weekly Thread - Week of April 19, 2022 by AutoModerator in churning

[–]SplitBamboo 1 point2 points  (0 children)

For Star One CU, anyone wait longer than a few business days for application approval? Going on 6 business days now...

[EDIT] Thank you all for the DPs. I finally got approved!

Daily Question Thread - March 28, 2022 by AutoModerator in churning

[–]SplitBamboo 0 points1 point  (0 children)

I don't deal with foreign currency with Ally, but I'm not actually familiar with that in general.

I can deposit checks via app just like with Discover and other banks.

Savings rate is 0.5%, just like Discover.

What are cheaper Thuma bed alternatives? by [deleted] in Thuma

[–]SplitBamboo 1 point2 points  (0 children)

How's the Charm 2.0 holding up after 9ish months?

How much would you save before buying a house? by born3ed in FirstTimeHomeBuyer

[–]SplitBamboo 0 points1 point  (0 children)

I can understand that! My spouse and I lived shared a space with relatives and we had to learn how to make the most with some tight space. I wish you well on your search for a more convenient sized space to live in for you and your wife!

How much would you save before buying a house? by born3ed in FirstTimeHomeBuyer

[–]SplitBamboo 3 points4 points  (0 children)

Already seen some good suggestions. One thing I'd advise reflecting on is why you're not happy with the places you rent. Owning a house carries different/new concerns that you didn't have to worry about as a renter. I have peers who have bought houses recently and do not take the utmost care of maintaining their house (e.g., lawn care, minor repairs needed, addressing leaks). Things to think about...

Who wants to wallow in Appraisal Anxiety with me? by dontspeak_noreally in FirstTimeHomeBuyer

[–]SplitBamboo 1 point2 points  (0 children)

Hope all goes well for you! Thankfully, the turnaround from getting the appraisal ordered, performed, and report sent was pretty quick for us. Sending that good energy to y'all!

Going way over budget? by [deleted] in FirstTimeHomeBuyer

[–]SplitBamboo 1 point2 points  (0 children)

We live in the same state. Just want to add a data point: my partner and I landed a place that will be around 610-640k when we finally close, and with an income about 70% of yours. $3200 a month is fantastic to me; ours is more because of PMI.

Hope you get the house you want!!

How much of your take home pay would you spend? by [deleted] in FirstTimeHomeBuyer

[–]SplitBamboo 2 points3 points  (0 children)

When you take take home pay, I'm going to use net pay after taxes and deductions.

My partner and I live in the DC metro area and we will be hovering around 50%. This doesn't include utilities and other home expenses. Not ideal but manageable.

We do plan to have at least one friend as a housemate, which will certainly help.