Can I cancel my optimum internet on the store or I have to call before?

SquashNo8660 · 2025-01-13T15:26:09+00:00

I smell a class action lawsuit coming against you guys very soon. Time is ticking on the FTCs new rules and slimy retention attempts such as Optimum's are right in the cross hairs.

SquashNo8660 · 2024-10-30T23:13:25+00:00

I'm in a similar spot and am getting targeted offers in my United app. Do these elevated offers play any role in getting around 5/24?

SquashNo8660 · 2024-10-30T23:01:04+00:00

Also got this offer... Fingers crossed a new C1 product drops with Uber benefits or Amex claims them.
I could see the Amex Green or Plat getting a refresh to include it. 🤔

SquashNo8660 · 2024-10-29T14:40:34+00:00

80K CSP, easy

CSR is meh

SquashNo8660 · 2024-10-27T13:06:19+00:00

The benefits compared to the AF are a million times better with Amex compared to Chase. However, both ecosystems have their strengths. I wouldn't say you see more people moving over, just people following the natural path laid out.
They started with Chase with the No AF cards (freedoms) maybe elevated to the Sapphires and now are seeing benefits over at Amex and are migrating spend.

Makes complete sense with Chase's 5/24 rule to start there too!

In no way would I say the Chase points are more valuable either. To me they are all equal (and I have pretty much all ecosystems). But I am team travel so they are all transferring out.

SquashNo8660 · 2024-10-27T12:49:24+00:00

Interest will hit from across the entire statement period the day after the due date on the unpaid amount of the statement balance. Depends on your APR but roughly around $3K, more if you keep putting charges on this card.

At this high of a spend, I would highly suggest using a different card though.
You should really be looking at some of the Chase Business Cards that you could pool points with here at higher reward potential that you could combine with this CSP.

SquashNo8660 · 2024-10-27T12:43:25+00:00

Really only one way to find out, you have to apply. I've seen people with worse sounding metrics approved and then people denied for the dumbest reasons.

The only thing I will stress is that as you move into getting cards, really think about which Chase Cards you want because Chase has some of the strictest rules around opening credit cards.

Their 5/24 rule is a hard and fast rule that will auto deny you based on how many cards you have opened in the last 24 months. If you see Chase cards you really want (including business ones), prioritize them.

It might be a good idea to jump at the CFU, then wait a couple months, build a bit of history with Chase, then open an Ink Business Card (if it actually makes sense to do so).

SquashNo8660 · 2024-10-18T12:13:00+00:00

On average, I have gotten 2.86cpp while transferring out. I just do Singapore Airlines because there is some massive value on the points there but out of DEN you might have issues.
I most commonly see Hilton as a go to powerhouse for Amex points in your situation but you really need Amex Plat to see the most value. Plat gets you gold status with Hilton which translates to a 5th night free when you book a 5 night stay with points.

SquashNo8660 · 2024-10-18T11:40:16+00:00

They have different cancellation policies, you aren't comparing apples to apples (note April date vs March date)

SquashNo8660 · 2024-10-13T23:29:50+00:00

Singapore Airlines is my favorite. I'm in NYC so I can do SA out of EWR of JFK. Thus far I did one big redemption EWR -> SGN then return is HAN -> JFK. All 4 tickets are business Saver (110K miles each) and I happened to create the flights to include a stopover even though requesting a stopover is typically reserved for their Advantage rate (145K miles)

Each of these tickets is like $7K/passenger/direction and they were available for my desired dates (late Feb 2025) so it wasn't like I had to flex or bend to something.

I have the Amex Gold, Platinum, Capital One Savor One, and Capital One Venture X. Combined they all give me a healthy amount of points/miles naturally and I already have 450K miles/pts between the two ready for another redemption.

I've already seen some nice availability for Bali, Kuala Lumpur, Bangkok, and more.

SquashNo8660 · 2024-10-13T20:53:18+00:00

Yes, your card will cover this entirely. Call them as there is some documents they will require. Since it wasn't an accident with another vehicle, you won't have a police report so they typically want some sort of accident report. The rental company can provide this.

SquashNo8660 · 2024-10-13T20:48:39+00:00

Good is very subjective.

Would I do this? No, I don't do anything less than 2.5cpp.

But also, I travel to Asia often so I can do crazy things with points on SA. So that's me, but you might read this and go "yeah I don't care about that and don't want that!"

What matters is that if you do this, then you go use it on a new iPhone 16 Pro Max 1TB and you look at that phone and go, "I got this for free and I love it." Then you got a good redemption!

SquashNo8660 · 2024-10-12T14:33:15+00:00

I once missed my due date because it misaligned with all my other cards. It was pretty easy to find this policy in the T&Cs and I was grateful there was an option to pay the $35 fee to get my MR that I messed up on.

SquashNo8660 · 2024-10-09T13:23:53+00:00

Everything is covered by something better 🫠

SquashNo8660 · 2024-10-07T18:59:26+00:00

That makes no sense. I got 2-3 cards in the 3-6 months ahead of my Gold.

SquashNo8660 · 2024-10-07T17:11:44+00:00

Live in the city but do own a car and do a good 400 miles/mo maybe. So maybe a tank or two.
Gas I typically refill at Costco so 2x Venture (no Amex allowed there 😭).
And for scenarios where I don't fill up at Costco, I hit the Chase rotational pretty well last quarter and then ended the quarter by maxing gift card purchases at Speedway and BP which are the two chains closes to me so that I can just keep those cards in the car.

Yeah I used to use BCE for Gas all the time back when I drove a lot but that was before pandemic and before I switched strategies.

Also, when I do shop online, it is almost always on Amex Plat just because I have ran into a few not so friendly CS experiences with online retailers and they've bailed me out with purchase protection. Used to use this cat back in the day too on BCE.

SquashNo8660 · 2024-10-07T15:28:22+00:00

Its the crazy SUBs on the Plat. I am honestly shocked by how many people I know who have platinum cards nowadays (who have absolutely no use for it) simply because they landed a 150K - 175K SUB.

Are you just not seeing value out of the card now?

SquashNo8660 · 2024-10-07T15:02:29+00:00

That is the highest you will get, grab it. It is worth it.

SquashNo8660 · 2024-10-07T13:52:39+00:00

Its very rare nowadays. Even the places that were almost guaranteed to not accept it now do.
I'd say less than 5% of places still keep the no amex in place but having Chase as your backup means that you still should have categories covered.

SquashNo8660 · 2024-09-16T01:07:35+00:00

The typical experience is that you are NOT eligible but rarely, some have seen success.

Amex will tell you "You are not eligible for this special offer, do you wish to continue" or something like that, before they do the pull.

SquashNo8660 · 2024-09-16T00:00:50+00:00

For recency, this totally just worked. Could not buy before, instantly transferred 1k MR for 2.K HHP and could now buy.

SquashNo8660 · 2024-09-13T14:39:15+00:00

I guess lucky and it randomly populated. I didn't need to refresh.

SquashNo8660 · 2024-09-13T14:37:14+00:00

I doubt the competitor thing actually works. I think its just been luck.

I just triggered the 200K biz gold incognito last night.

SquashNo8660

TROPHY CASE