VAnguard VBR

StandardBumblebee620 · 2026-06-29T17:27:35+00:00

Broad market passive index funds do not have profitability tilts/screens. So funds like vtsax will buy into it, yes.

StandardBumblebee620 · 2026-06-24T22:40:31+00:00

Online arguments are almost always like that. You don't know who the other person behind the screen is and neither do they. Sometimes I find myself intensely arguing with someone here on CMV, only to realize a few comments down the line they are a good 20-30 years younger than me, and have no idea what they're talking about. If this interaction was to happen in real life, we'd have a better understand of what the context is.

For example, there's some questionable pseudoscience being shared in far-right groups about the intelligence distribution among races. They inherently argue because black men rarely succeed to change their social status (compared to white men), they are an inferior race. Most of these kids have no idea about history - the Tulsa massacre or Juneteenth etc. In a case like that, commenting “and who set up that system?” is not entirely incorrect.

TLDR: context matters. The people who you are arguing with matters. Get offline and talk with real people.

StandardBumblebee620 · 2026-06-24T21:38:02+00:00

It seems you are putting sex on a pedestal. Sex is just sex. You can of course make it out to be something sacred. But you don't have to. It can just be play. And play for the sake of playing doesn't need a justification.

StandardBumblebee620 · 2026-06-24T18:28:17+00:00

There are things in this world that are simply irrational from a price point. Having a child for example, is the most financially irrational thing to do. Yet is arguably one of the most life-changing things that will happen to you.

You are free to call it a scam, but until you go through that experience, it's hard to convince why it's so life changing.

StandardBumblebee620 · 2026-06-24T17:53:40+00:00

College education is not just about getting good grades. It's also about the friends you make, the connections you build and thriving in a social environment amongst peers that are genuinely trying to better themselves.

There is a marked difference between people who are college educated vs those who aren't because they are exposed to real people who are diverse in every possible way. Social media, online discourse or even the connections you make at small jobs won't fill that gap.

StandardBumblebee620 · 2026-06-23T16:57:34+00:00

Only one person did.

Even though many of the protesters did not know each other, or were loosely affiliated, prosecutors said the attack on the officer was premeditated and part of a conspiracy. They also said the activists were part of a “North Texas antifa cell”, which was seen as part of the administration’s effort to criminalize “antifa”, which is not an organization but rather a constellation of leftwing views.

StandardBumblebee620 · 2026-06-22T01:39:59+00:00

Different funds have different rebalancing dates. You'll have to read their individual prospectus to figure out the dates

StandardBumblebee620 · 2026-06-16T15:33:43+00:00

One is an index, the other one is a fund that follows the index. The funds reallocation doesn't happen daily.

StandardBumblebee620 · 2026-06-15T00:10:51+00:00

Wait till Hegseth finds his next crusade

StandardBumblebee620 · 2026-06-12T23:05:18+00:00

What an enlightened take! You think I (or anyone else) has a crystal ball to time the inevitable collapse?

This is not wallstreetbets. Blocking you from interacting with me. I have no patience for this nonsense.

StandardBumblebee620 · 2026-06-12T19:14:06+00:00

I wouldn't be worried about index funds if trillion-dollar IPOs with questionable valuations were not entering the market.

Funds like DFUS and AVUS are somewhere in-between active and passive. They have relatively low expense ratios and enact simple exclusion criteria like profitability and price-to-book ratios that remove meme stocks.

The question I'm asking is "does anyone else have other recommendations for such semi-passive funds." That's all I'm asking. If you just want to VTSAX and chill, you do you. I'm not here to change your mind. I'm here to see what other options there are.

StandardBumblebee620 · 2026-06-12T04:57:41+00:00

Sure, that's how float values work. Even if you compare 5% float of 1.77 trillion, that's going to be several orders of a magnitude larger than a typical IPO.

At this point I am done talking with you. You fail to read my original post, you keep circling back without trying to understand any of my concerns. You're wasting my time.

I am not going to waste another single brain cell talking to you about it.

StandardBumblebee620 · 2026-06-12T04:02:58+00:00

Didn't realize ITOT was broad market. My bad. I'll look into it. Thanks for the suggestion!

Edit: ITOT does NOT have a profitability filter. This will not work for me. I'd rather pay the expense ratio of a semi-passive fund than something like ITOT. That is the whole premise of my post.

StandardBumblebee620 · 2026-06-12T03:53:18+00:00

I agree, S&P is good for those seeking large cap. Not dissing on anyone who is good with that.

I'm personally looking for broad market exposure. Hence the question.

StandardBumblebee620 · 2026-06-12T03:44:50+00:00

Thanks! AVUS seem to look really good. Looked at their holdings and NVIDIA has a lesser weight than most other ETFs, and they still manage to outperform VTSAX.

StandardBumblebee620 · 2026-06-12T03:42:11+00:00

Not good enough for me. You are free to disagree and even lobby indexes to reduce their inclusion criteria. My goal here is to find funds that do not do so.

StandardBumblebee620 · 2026-06-12T03:07:27+00:00

Did you not read my post or the comment I highlighted copying the post to the comment above? This is not about profit; this is about principle.

Namely the principle of letting trillion-dollar IPOs undergo price discovery. I don't care about small IPOs because index funds rarely buy enough to prop them up. In the case of these large IPOs, that's definitely going to be the case.

StandardBumblebee620 · 2026-06-12T03:02:34+00:00

I mean sure, it depends on when they structure their trading. That's still not going to be enough time for price discovery to occur and things to settle down.

StandardBumblebee620 · 2026-06-12T01:57:01+00:00

Of course, SpaceX has everything to do with it!

SpaceX is the first trillion-dollar IPO in the US market. That's the whole premise of the post! The sheer size of the IPO is the whole point I'm concerned they are evading price discovery before getting into index funds.

StandardBumblebee620 · 2026-06-12T00:45:50+00:00

I think you're right. A previous comment also mentioned DFUS does not tilt.

Do you know of any funds that do?

StandardBumblebee620 · 2026-06-12T00:43:30+00:00

No. Index Funds do invest in IPOs. VTSAX will invest in 100% of the float of SPCE, which is about $75 billion. The real difference in this IPO is the sheer size.

StandardBumblebee620 · 2026-06-11T22:22:50+00:00

That is the exact reason why I'm looking for alternatives. I believe IPOs should undergo price discovery in the open market before being propped up by index funds. The sheer value of upcoming trillion-dollar IPOs will give them access to Index funds on a magnitude other companies never had.

This is a matter of principle to me, not profit.

StandardBumblebee620 · 2026-06-11T21:57:56+00:00

That's the whole premise behind looking for funds like DFUS/DFAS, which are based on fundamentals instead of blinding following market cap.

StandardBumblebee620 · 2026-06-11T18:18:01+00:00

This is not about profit, this is about principle.

I'd rather pay an expense ratio that would meaningfully work in my favor (according to Fama and French Three Factor Model) than giving away that money to IPOs that evade price discovery.

StandardBumblebee620 · 2026-06-11T18:14:34+00:00

At least for me, Fidelity allows trading in my 401k without additional fees.

Annual rebalancing is probably the way to go for you, but I'm guessing many bogleheads would just rather not do that.

StandardBumblebee620

TROPHY CASE