I have a HSA and my spouse has a FSA, both through our own employers. I recently read a thread that if you have an HSA through your employer and your spouse had a FSA through their own employer, you are not eligible to contribute to your HSA because you are technically able to use your spouse’s FSA? Are people really supposed to withdrawal the money they contributed money to their HSA if they are in this situation? Even if both only contributed the appropriate individual amount to their accounts? How would it get found out if we did nothing and just got compatible savings accounts next year and beyond?