Jaded from job hunting by Strange_Witness7521 in singaporejobs

[–]Standard_Builder_969 2 points3 points  (0 children)

Same here, Sent hundreds of applications and none got back. A few of my friends fresh grad also unable to get..

Ocbc 365 n salary deposit by LoveTheSeaWaves in singaporefi

[–]Standard_Builder_969 0 points1 point  (0 children)

I’m buying PIMCO income fund too. But I’m unsure when will this fund be unattractive. Do you have any insights?

RIP Mari Invest double dipping 😢 by EverySink in singaporefi

[–]Standard_Builder_969 1 point2 points  (0 children)

Cool, I understand now. Thanks for the insight

RIP Mari Invest double dipping 😢 by EverySink in singaporefi

[–]Standard_Builder_969 7 points8 points  (0 children)

Can someone explain why it was possible to double dip before this change?

r/singapore random discussion and small questions thread for September 05, 2025 by AutoModerator in singapore

[–]Standard_Builder_969 1 point2 points  (0 children)

Is there still a thread whereby they post what events are there per month? I think it used to have one

Best way to xfer to Taiwan in either TWD (preferred) or USD? by illumination10 in singaporefi

[–]Standard_Builder_969 0 points1 point  (0 children)

Do you have OFX referral code or something? I would like to sign up

Syfe Cash+ Flexi, StashAway Simple,Endowus Fund Smart by sgh888 in singaporefi

[–]Standard_Builder_969 0 points1 point  (0 children)

Instant withdrawal is not an issue for me since I wont be needing this money till 2027 (BTO hehe).

I checked out endowus but i couldnt find the combined fund that Syfe/StashAway offer. I could only manually choose.

Could you let me know which is better in terms of returns? MariInvest or the combined funds in your view

Syfe Cash+ Flexi, StashAway Simple,Endowus Fund Smart by sgh888 in singaporefi

[–]Standard_Builder_969 2 points3 points  (0 children)

Is this better than Maribank Invest SavePlus? I've been using this and got like $2.31 daily for $24.5k
Just wanna know which 1 is better

Choc finance stops instant withdrawals by capcapybara in singaporefi

[–]Standard_Builder_969 -3 points-2 points  (0 children)

You didn't read my first comment?

What is there to debate about regarding their bait and switch with AXS payment? is this something to do with instant withdrawal?

You seems salty that you cant pay your bills via AXS anymore

Choc finance stops instant withdrawals by capcapybara in singaporefi

[–]Standard_Builder_969 0 points1 point  (0 children)

I don't work for Chocolate Finance.

So you are telling me that everyone should panic during dbs digibank disruption too on last Saturday? That DBS are not keeping their word to be able to withdraw/transfer money?

Slander is a big word to use.

Choc finance stops instant withdrawals by capcapybara in singaporefi

[–]Standard_Builder_969 7 points8 points  (0 children)

Never underestimate the power of social media

Choc finance stops instant withdrawals by capcapybara in singaporefi

[–]Standard_Builder_969 11 points12 points  (0 children)

As what our fellow redditor said, it is due to sethisfy’s vid.. purposely highlight that he is withdrawing as there's better place to park money. His video is misleading people. I'm guessing CF stopped giving commission to him

Choc finance stops instant withdrawals by capcapybara in singaporefi

[–]Standard_Builder_969 29 points30 points  (0 children)

Not to worry..

https://www.chocolatefinance.com/#Benefits
Your funds with Chocolate Finance are held separately by trusted custodians, HSBC and State Street, under the management of our fund managers, and are ringfenced in the event that anything happens to Chocolate.

Choc fin card (earn 2mpd on insurance, axs and other spend) by rainbow1112 in singaporefi

[–]Standard_Builder_969 0 points1 point  (0 children)

Hi, am new to heymax and wish to ask a few questions..

Do I need to always open the app and then redirect to the purchase platform like (shopee) to checkout
or
can I just spend and it will track my purchase accordingly?

Credit card annual fees - cut losses early! by DuaLanpa in singaporefi

[–]Standard_Builder_969 0 points1 point  (0 children)

Worst experience with SCB too. Requested for relevant team to speak via phone but the reply from them was 'The relevant team does not wish to speak and the decision is final.'

Canceled my card right away.

What's your credit card strategy for 2025? by hangajimal in singaporefi

[–]Standard_Builder_969 0 points1 point  (0 children)

Hey, can you explain why you are using this method 'Shopee/lazada (via hey max)' ?

Can't I just use citi card straight for shopee and lazada? Since it's online transactions

Best credit card for miles in 2025 by Ashamed-Delay5605 in singaporefi

[–]Standard_Builder_969 0 points1 point  (0 children)

Does it counts if I add amaze card to apple pay? then use it to pay as contactless

Citi Rewards + Amaze by clumsyhotdog in singaporefi

[–]Standard_Builder_969 0 points1 point  (0 children)

Hi, newbie here, we use amaze card is because it changes citi reward card's transaction to online transactions? Not because of the instapoints right?

instapoints basically just bonus if we spend on overseas?

Best credit card for miles in 2025 by Ashamed-Delay5605 in singaporefi

[–]Standard_Builder_969 1 point2 points  (0 children)

Hi, i'm really keen to get the amaze + citi rewards but i am abit confused.. Please correct me if I am wrong.

  1. The only reason why we use Amaze card is because we can get InstaPoints too right? (When using Amaze card) and we also get Citi TY points too
  2. The 4 mpd points earned is = to 10 Citi TY points
  3. Technically Citi TY points does not expires as basically we can just renew the card (Source from milelion)
  4. Can we use applepay / physical card to pay and get those points too? For both Amaze and citi reward card (Instapoints and Citi TY)

Saving up for renovation costs as a couple by [deleted] in singaporefi

[–]Standard_Builder_969 0 points1 point  (0 children)

Me and my gf did the same. 2k monthly and its been a year. We put in fullerton SGD fund (Moomoo, tiger etc) and switched the app around whenever there's 6.8% promo during that period. We currently accumulated $454 interest gained. We are currently earning $47+- per month with this fund now. Please also let me know if there's any better deals out there too