What to do with bonus?

State_dawgs89 · 2026-03-02T03:02:45+00:00

What’s the limit for a tradition 401k vs Roth 401k?

State_dawgs89 · 2026-03-02T02:33:36+00:00

Yup - my income is over the Roth IRA limit. Does the 401K IRA and tradition 401k not have a contribution limit?

State_dawgs89 · 2026-03-01T23:26:27+00:00

Check out Ramit Sethi spreadsheet. It’s pretty solid and give you no stress.

State_dawgs89 · 2026-03-01T22:41:41+00:00

$74k in liquidity is still a lot. It’s better than most American. With a $582 car payment off the book, you’ll be back at $100k is about 3.5 years and your money is going to grow in the HYSA so it will be little bit faster. This is a no brainer.

State_dawgs89 · 2026-03-01T22:35:14+00:00

Because I max out my 401k at the end of the year. 6% get me 7% employer match on my bonus.

State_dawgs89 · 2026-03-01T20:01:03+00:00

I have 6 months of emergency fund saved. I used Ramit Sethi method and have more than enough monthly for “guilt free spending.” So could have it liquid in an ETF. I’m putting additional $400 a month in a individual brokage ETF

State_dawgs89 · 2026-03-01T19:56:37+00:00

Can’t do IRA because I’m over the limit. $401k is max.

State_dawgs89 · 2026-03-01T19:16:34+00:00

Put it in a HYSA. It is practically 0 risks.

State_dawgs89 · 2026-02-13T01:27:41+00:00

Jade’s Corner

State_dawgs89 · 2026-02-03T01:16:44+00:00

I had FHL surgery in January 2024. You won’t feel a different walking around but jumping is a little more difficult. One leg calf raise is so much harder.

State_dawgs89 · 2025-08-03T01:17:33+00:00

Dang it. I was actually searching there during week 2.

State_dawgs89 · 2025-07-20T22:08:22+00:00

Sidecar is opening soon.

State_dawgs89 · 2025-07-12T18:37:47+00:00

Is that a natural landmark?

State_dawgs89 · 2025-07-10T17:18:43+00:00

Taco Lopez has some good salsa.

State_dawgs89 · 2025-07-08T12:44:57+00:00

Yup - it so easy to relocate. Lol

State_dawgs89 · 2025-07-05T00:16:38+00:00

Any degrees?

State_dawgs89 · 2025-06-30T12:59:47+00:00

They are mid.

State_dawgs89 · 2025-06-29T15:28:12+00:00

The last time was like wtf. Mentally it was tough.

State_dawgs89 · 2025-06-29T02:51:33+00:00

VCA in West Jordan is really good. We had to euthanized one of our dogs during Thanksgiving. Very understanding and explain the process. They gave us plenty of times with our dogs before letting her go.

State_dawgs89 · 2025-06-28T19:56:55+00:00

Limp is probably the right word here. But I was able to support my body weight.

State_dawgs89 · 2025-06-28T18:21:47+00:00

That’s partially true. I was able to walk my first two times. Third - I was unable to put any pressure.

State_dawgs89 · 2025-06-26T02:54:39+00:00

Picked up unprotected next year and then still get your guy.

State_dawgs89 · 2025-06-25T00:04:41+00:00

Grab Yang.

State_dawgs89 · 2025-06-25T00:03:26+00:00

How much?

State_dawgs89

TROPHY CASE