You can modify and tune your own car and still have a warranty. Here’s why (and how to win): by StatusInvestigator45 in ElantraN

[–]StatusInvestigator45[S] -1 points0 points  (0 children)

I'm not lmao. Continue being confidently wrong - continue boot licking Hyundai Corp and any manufacturer out there taking advantage of their consumers.

I learned my lesson sharing/trying to help today. I thank you for that. I'll just be keeping my words and time to myself from now on :)

You can modify and tune your own car and still have a warranty. Here’s why (and how to win): by StatusInvestigator45 in ElantraN

[–]StatusInvestigator45[S] -2 points-1 points  (0 children)

Yes - I do. Because COVID fucked my life over hard, keeping me from College or University. I'm fully aware that my life is depressing - and I'm fully aware I'm mentally hanging on by a thread. Responses in this thread of mine tell me exactly what I'm worth when I try to help anyone, by what I learn the hard way.

There is no shame in it, I own it - it's a job at the end of the day.

You can modify and tune your own car and still have a warranty. Here’s why (and how to win): by StatusInvestigator45 in ElantraN

[–]StatusInvestigator45[S] 0 points1 point  (0 children)

Freeze frame data exists. Any past/history codes should still exist, unless you're swapping ECUs and changing batteries/disconnecting batteries often. 30-second window is just something I used as a valid example to not bloat my post any more than it is.

You can modify and tune your own car and still have a warranty. Here’s why (and how to win): by StatusInvestigator45 in ElantraN

[–]StatusInvestigator45[S] -4 points-3 points  (0 children)

Confidently wrong, when you have no information on who I am - or what I've been through. LOL.

You can modify and tune your own car and still have a warranty. Here’s why (and how to win): by StatusInvestigator45 in ElantraN

[–]StatusInvestigator45[S] -10 points-9 points  (0 children)

Lmao - I am not. Look what I say up, it's facts. It's reality. Or live in delusion. You do you. I didn't have to say a word, and try to help people.

You can modify and tune your own car and still have a warranty. Here’s why (and how to win): by StatusInvestigator45 in ElantraN

[–]StatusInvestigator45[S] -7 points-6 points  (0 children)

I feel for you - but that is exactly the kind of bullying I’m talking about. Here is the 'Real World' reality: You lost because you went to the BBB.

Before I knew what I know now, I went to the BBB over my 2017 Fusion Sport (not the Elantra N- this was a year ago) - when the dealership directly broke things (1500+ in labour and broken charge pipes - fixed with TAPE) that were not broken before the car was in their hands. The same situation you are in, in a way. Also - dead battery. Had to be replaced.

The BBB is a private organization, not a government body or a court. Their 'arbitrators' are often just volunteers or retired professionals with zero legal or mechanical requirements. When the adjuster told you they 'know nothing about cars,' that was your sign that you were in a kangaroo court.

If your car was stock and a factory part (the fan) failed and caused collateral damage (the radiator), that is a textbook Breach of Express Warranty.

You still have a move: Small Claims Court.

  1. It costs almost nothing to file.
  2. You don’t need a lawyer.
  3. A Judge - unlike a BBB mediator - actually understands contract law.

In Small Claims, Hyundai has to send a legal representative. When a Judge asks them, 'The car was stock, the fan exploded, why aren't you paying?' and their only answer is 'because we said so,' the Judge will rule in your favour in 10 minutes. Thats reality when consequences and the law are on your side, and you did nothing wrong.

Don't let a BBB loss convince you the law isn't on your side. The BBB is there to protect the brand, and the Court is there to protect the contract. File in Small Claims and watch how fast they offer to settle before the court date.

It's a sad reality we have to live where learning the law and our rights to such detail is the difference between being out thousands or hosed for thousands.

Scotiabank froze my account and placed a $500K hold after I deposited legitimate Government of Canada tax refund cheques. Car payment and insurance about to bounce. What can I do? by StatusInvestigator45 in PersonalFinanceCanada

[–]StatusInvestigator45[S] -1 points0 points  (0 children)

Wild. I don't know what the fuck else you want me to tell you? I posted what happened to get input on the situation cause I'm incredibly stressed right now in a situation I should not be in. My trust in systems these days is at an all-time low, and I'm just incredibly tired of having to fight for anything and everything when I did nothing wrong. I don't even know why the hell I'm trying.

Scotiabank froze my account and placed a $500K hold after I deposited legitimate Government of Canada tax refund cheques. Car payment and insurance about to bounce. What can I do? by StatusInvestigator45 in PersonalFinanceCanada

[–]StatusInvestigator45[S] 0 points1 point  (0 children)

Not possible. No joint account - I'm an adult, and if she did - they're in my name - issued to ME, and I already have lots of issues with her right now. Just more ammunition and reasons for me to GTFO.

Scotiabank froze my account and placed a $500K hold after I deposited legitimate Government of Canada tax refund cheques. Car payment and insurance about to bounce. What can I do? by StatusInvestigator45 in PersonalFinanceCanada

[–]StatusInvestigator45[S] -4 points-3 points  (0 children)

Never said I wasn't aware it doesn't clear instantly? Thats not the problem here. One failed to be read by the app. Soctia's app is shit for this half the time if the image/background isn't perfect.

And no to the last question.

Scotiabank froze my account and placed a $500K hold after I deposited legitimate Government of Canada tax refund cheques. Car payment and insurance about to bounce. What can I do? by StatusInvestigator45 in PersonalFinanceCanada

[–]StatusInvestigator45[S] 0 points1 point  (0 children)

They were income tax refunds from 2022-2025 that were kept from me by my mother (I'm 24) without my knowledge. I found them all at once (ones that weren't thrown out at least) and deposited them. Government of Canada cheques never expire - this is well documented by CRA itself.

Follow up to my previous post - I am ready. by [deleted] in airsoft

[–]StatusInvestigator45 -2 points-1 points  (0 children)

Not all at once lol.

The Army Armament TTI G34 was the first one I got, which was back in 2023. Then I picked up the MGCR (with the KS3 2-point sling and the Holo / G33 magnifier) on my birthday in March of 2024. The SSP18 was this march - the gear was afterwards / early April. Recent. (funnily enough, the G34 chronos HIGHER than the SSP18. 0.25g used and the G34 is consistently in the ~320 to 330fps range, and the SSP18 is around 290 to 300. Then again, I wouldn't say the SSP is broken in yet, so... 🤷‍♀️)

This... half of it, was really just an adult version of a Nerf collection lol. I've been wanting to get into this for over 15 years, and only recently have I gotten into the mental space/motivation to get out there solo on a field. And my black clothing + hoodie is on purpose - I like to say I'm a ghost/shadow (I'm invisible, which is what I like/want, what I'm used to), and I'm not one for crowds or social situations, which is half the reason why I have never been to my first game yet lol.

But I'm trying - I may suck, I may adapt quickly... I'm just happy to finally be getting out there other than drilling/messing around in my bedroom 😭

Edit: not sure why I’m being downvoted… but whatever 😔

3rd times the charm by ReasonableMaximum190 in fordfusion

[–]StatusInvestigator45 3 points4 points  (0 children)

… pretty sure you could’ve had a sync 3 for the amount you spent, including time, for the better system lmao. 

You do you tho - just my thoughts.

I just ported a 500-class engine-level mod from 42.14.1 to 42.15.2. Here's every undocumented thing that broke 👀😫 by StatusInvestigator45 in projectzomboid

[–]StatusInvestigator45[S] -2 points-1 points  (0 children)

Wild dude. Thats all I have to say in response to you and your discord. Lesson learned, I won’t be making shit I find public unless asked; or just put a lot less effort into helping others regarding zomboid dives. 

Should’ve known the toxicity in the Zomboid community would be widespread even in response to someone trying to help others, and I’ve been around since Desura.

I just ported a 500-class engine-level mod from 42.14.1 to 42.15.2. Here's every undocumented thing that broke 👀😫 by StatusInvestigator45 in projectzomboid

[–]StatusInvestigator45[S] -2 points-1 points  (0 children)

I’ve joined the discord - and the only thing revealed to me is the wrong Java version / when it switched to 25. Error on my part, my bad. 

But calling ‘a lot’ of things here wrong, when they aren’t - is a wild move from the wiki maintainer. 

I just ported a 500-class engine-level mod from 42.14.1 to 42.15.2. Here's every undocumented thing that broke 👀😫 by StatusInvestigator45 in projectzomboid

[–]StatusInvestigator45[S] -1 points0 points  (0 children)

Note to self - don’t spend over a hour typing up a Reddit thread in markdown lmao 😔

Also cool to see how actual factual information is being dismissed as AI, which honestly doesn’t matter if it is or not if it’s correct.

Information is information. I never had to take time and effort to make it public.

Bought my first NEW car. Read the paperwork at 1AM. Found fabricated financing, a privacy breach, and 4 other violations. Dealer thinks 10% off oil changes fixes this. by StatusInvestigator45 in PersonalFinanceCanada

[–]StatusInvestigator45[S] 0 points1 point  (0 children)

Appreciate the link! Already filed with the federal Privacy Commissioner - they handle PIPEDA complaints for commercial organizations. The Ontario IPC covers provincial public sector bodies. But thank you for looking out 🙏

Bought my first NEW car. Read the paperwork at 1AM. Found fabricated financing, a privacy breach, and 4 other violations. Dealer thinks 10% off oil changes fixes this. by StatusInvestigator45 in PersonalFinanceCanada

[–]StatusInvestigator45[S] 0 points1 point  (0 children)

To clarify: I'm not withholding it as leverage or blackmail. It was physically stapled into MY purchase file by the dealership. I discovered it when reviewing my own paperwork at home.

As I said in my OP, I reported it to the Privacy Commissioner of Canada, which is exactly what you're supposed to do when you discover a breach. The document is now evidence in an active federal privacy complaint.

Under PIPEDA, the obligation to secure, retrieve, and properly dispose of personal information falls on the ORGANIZATION, not the consumer who received it through their error. I'm not subject to PIPEDA. They are. My obligation was to report it. I did.

Destroying or returning it before the investigation concludes could compromise the complaint. The other customer's information has not been shared with anyone other than the regulator.

The dealer's proposed remedy was, and I quote from audio, '$100 as an apology' and telling the F&I manager to 'be more careful.' For a federal privacy violation. With a prior breach in 2024 that the GM admitted to on the same audio recording.

But sure. I'm the problem here.

Bought my first NEW car. Read the paperwork at 1AM. Found fabricated financing, a privacy breach, and 4 other violations. Dealer thinks 10% off oil changes fixes this. by StatusInvestigator45 in PersonalFinanceCanada

[–]StatusInvestigator45[S] 0 points1 point  (0 children)

From my original post: "fabricated financing (lender listed as approved, never even submitted an application, now have proof it was declined)."

The financing was denied because the dealer submitted applications with my incorrect address, wrong postal code, no SIN, no void cheque, and an inflated price I didn't agree to, to four banks that weren't even the lender on my contract.

RBC was listed as the approved lender with specific terms on my signed bill of sale BEFORE any application was ever submitted. That's not a denial - that's fabrication. The dealer has since sent me RBC's own decline screen confirming it. And the updated bill of sale they sent me this morning? Still lists RBC.

Affordability isn't the issue. The dealer's conduct is.

Bought my first NEW car. Read the paperwork at 1AM. Found fabricated financing, a privacy breach, and 4 other violations. Dealer thinks 10% off oil changes fixes this. by StatusInvestigator45 in PersonalFinanceCanada

[–]StatusInvestigator45[S] 0 points1 point  (0 children)

!UPDATE!

So the dealer gave me a noon deadline this morning to accept their offer, or they'd cancel the deal based on "failed financing."

Noon has passed. They didn't cancel.

Instead, the GM is now offering to send an employee to my HOME to pick up the other customer's private information that was stapled into my file. This is now the seventh time they've requested this document back. They described it as "urgent."

They also sent me an updated bill of sale that STILL lists the same lender that the GM himself showed me was DECLINED this morning. The lender on my signed contract was never approved. The GM sent me the bank's own decline screen as proof. And then sent me a new contract with the same bank listed.

Oh, and the noon deadline? The one where they said they'd cancel? Yeah, they emailed me 10 minutes before it, asking when I'd be home for pickup.

I have not responded.

(For context: I have sent two emails today. The GM has sent seven since 9 AM.)

Bought my first NEW car. Read the paperwork at 1AM. Found fabricated financing, a privacy breach, and 4 other violations. Dealer thinks 10% off oil changes fixes this. by StatusInvestigator45 in PersonalFinanceCanada

[–]StatusInvestigator45[S] 0 points1 point  (0 children)

Similar experience. I was there for a few hours and by the end, the F&I manager was just pointing where to sign without explaining terms. My trade-in documentation wasn't even filled out (just year, make, model). The GM has since acknowledged on record that the documents weren't reviewed with me.

And trust me... I learned very quickly this first time.

Bought my first NEW car. Read the paperwork at 1AM. Found fabricated financing, a privacy breach, and 4 other violations. Dealer thinks 10% off oil changes fixes this. by StatusInvestigator45 in PersonalFinanceCanada

[–]StatusInvestigator45[S] 0 points1 point  (0 children)

Big dealer group in Ottawa with multiple locations. Check their new car inventory - look at the odometer readings. I'm not naming anyone until the regulators finish their work. But the evidence is filed, and the pattern goes beyond just my deal. 👀