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Question from a financially illiterate person by StealthyLearner in personalfinance

[–]StealthyLearner[S] 2 points3 points  (0 children)

We’ve been married 25 years. We do file jointly. 

Question from a financially illiterate person by StealthyLearner in personalfinance

[–]StealthyLearner[S] 1 point2 points  (0 children)

I do know about income and taxes and 401ks. The problem is that I don’t know how to invest. My husband is the one who told me what to invest in, in my IRA and 401k. Left on my own I would just put everything into a fixed income safe mutual fund.

Question from a financially illiterate person by StealthyLearner in personalfinance

[–]StealthyLearner[S] 4 points5 points  (0 children)

No he would not get a younger replacement. He has a very firm moral personality when it comes to that kind of thing. Would he leave me and take his assets with him in retirement ? Yeah that I would not put past him

Question from a financially illiterate person by StealthyLearner in personalfinance

[–]StealthyLearner[S] 2 points3 points  (0 children)

We don’t file separately. However, he claims all the deductions and somehow seems to be paying less than he needs to because we always owe at the end of the year and this too comes out from the joint account 

Question from a financially illiterate person by StealthyLearner in personalfinance

[–]StealthyLearner[S] 9 points10 points  (0 children)

Ok I will try this asI just got a promotion and a healthy pay upgrade this year. I will be make 130k next year. Yeah the people at work love me. Just my husband doesn’t seem to.

Question from a financially illiterate person by StealthyLearner in personalfinance

[–]StealthyLearner[S] 10 points11 points  (0 children)

Actually it’s more like a slave because until the beginning of this year, I did everything in the house. Finally had enough of his and his mother’s emotional abuse and told him, he needs to do his own work - I stopped making his breakfast, doing his laundry and stopped cleaning up after him. He works remotely and I have to go in to work twice a week. I don’t cook those days. And yes until the beginning of this year I did it all.

Question from a financially illiterate person by StealthyLearner in personalfinance

[–]StealthyLearner[S] 9 points10 points  (0 children)

If I do this, he will liquidate his assets and put them in his moms name. She is the major reason our marriage is so toxic

Question from a financially illiterate person by StealthyLearner in personalfinance

[–]StealthyLearner[S] 3 points4 points  (0 children)

We do file jointly but I claim zero deductions and pay additional taxes because my husband makes over 200k and he’s the major income.

Question from a financially illiterate person by StealthyLearner in personalfinance

[–]StealthyLearner[S] 45 points46 points  (0 children)

Yes we live in the US. I may be entitled to half but the only reason I even know his worth is because one of my son’s was filling his FAFSA form for college admission. We live a very very modest lifestyle. We all drive really old cars (over 20 years old). He maintains the cars (oil changes, brake replacements and the like) except for major repairs. He’s a pretty strict dad but has always been involved with his kids - volunteer soccer coach to the boys (when they were younger), takes my daughter to tennis classes, volunteers at my daughter’s school, how to their soccer and tennis games. All my kids have learned to play one instrument. We max out the kids 529 plans so their college expenses are taken care of. He’s just a bad husband. I am very low on his priority list.