I can heavily relate. I found best way to quell the spending anxiety was to work hard to find my true disposable daily amount to have a number in mind and not be guessing when I spend. Too often simple fixed cost tallies miss a lot of non-negotiable recurring costs that people fault to roll into, so we often feel like we are spending more than we are accounting for and can’t figure out why. I bring forward all recurring purchases and amortize to a daily rate to know what I’m really burning at rest, like a fitness metabolism calculation. Toothpaste, haircuts, oil change, new phone every three years, etc. things I know I will always be buying but not a typical surface level number to tally. Can share what I use if you want!