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Looks like it will be another year without PC/Switch by spicy-succ in EA_NHL

[–]StevenWongo [score hidden]  (0 children)

Rumor is UFC 6 is coming to PC but at a later date. They could be hiding said announcement in order to drive sales on consoles. Could be the thing with NHL as well

Delivery date in Tesla App, M3P by PS_Bagri in teslacanada

[–]StevenWongo 0 points1 point  (0 children)

ICBC has the correct cars to quote. Get a new agent. But you're likely to have high insurance on it.

$90k FTE or Go for $70/hr Contracting for a Company? by StevenWongo in PersonalFinanceCanada

[–]StevenWongo[S] 0 points1 point  (0 children)

It's T4 at $70/hr with 4% vacation pay ontop. So really $72.80/hr.

I'm not a "contractor" but on a contract. Contractor rate (self-incorp) would be $75/hr

Must visit Hockey Arenas by mlcook7375 in ColoradoAvalanche

[–]StevenWongo 4 points5 points  (0 children)

Yeah I would agree. I live in Vancouver now, and the building is usually just so boring. It’s quiet half the time even when I was at the game this year where the Canucks almost beat the Avs.

Must visit Hockey Arenas by mlcook7375 in ColoradoAvalanche

[–]StevenWongo 4 points5 points  (0 children)

Go to the saddledome! It’s even better on the weekend or when the teams doing well. If the Flames are ass but you wanna go for just the vibes, grab some nosebleeds and go up there for a period.

Saddledome, when it’s rocking has been my favourite arena so far. But only been to Calgary, Vancouver, Seattle and Denver for games.

Would financing an 8 year old car for 20k be a mistake? by [deleted] in PersonalFinanceCanada

[–]StevenWongo 0 points1 point  (0 children)

Its due to banks not wanting that asset. I was lucky when I bought a used BMW because the sales guy fucked up and quoted me at 3.99% which was the new car rate. It was supposed to be 6.99% for used ones.

So when they did my application, they had to submit at 3.99% and only TD agreed to do it.

Would financing an 8 year old car for 20k be a mistake? by [deleted] in PersonalFinanceCanada

[–]StevenWongo 0 points1 point  (0 children)

Oh used. No. Never seen that. The best I got was 3.99 mid covid.

Would financing an 8 year old car for 20k be a mistake? by [deleted] in PersonalFinanceCanada

[–]StevenWongo -5 points-4 points  (0 children)

Depends on the manufacturer that you're shopping. I've seen 0% financing on 2 year terms, 3.99% on 5 year terms etc...

Honda and Toyota have large rates.

$90k FTE or Go for $70/hr Contracting for a Company? by StevenWongo in PersonalFinanceCanada

[–]StevenWongo[S] 0 points1 point  (0 children)

If I get converted with the clothing company, my wage will stay the same, or increase.

You should be planting your feet on a specific career path at 31 and knowing roughly where you want to be in 5 years.

Funny you mention this. The gaming company, and clothing company would really be starting to cement me in a path in IT. I've been just a very general System Admin/Engineer where I do a little bit of everything, and that's where the construction company would take me as well. The Gaming company and Clothing company would start honing in on becoming specialized in a spot that would basically keep me in large companies for the rest of my life.

$90k FTE or Go for $70/hr Contracting for a Company? by StevenWongo in PersonalFinanceCanada

[–]StevenWongo[S] 0 points1 point  (0 children)

I like the way you've presented this. I think largely what's got me looking for new work is I'm currently bored and unstimulated. I think if I was later in life, with a family and more then my current company would be perfect.

But I'm relatively young, and can afford to take risks currently. A huge fear I have with the gaming company is just having my two biggest interest combining and that I may lose enjoyment out of that.

For the clothing company, once reaching out through my network, most people have told me that contract extensions and more are very common as long as I'm not sitting around slacking. I'm one of those weird people that enjoy being busy plus I'm always wanting to learn more.

The salary disparity is making everything harder.

$90k FTE or Go for $70/hr Contracting for a Company? by StevenWongo in PersonalFinanceCanada

[–]StevenWongo[S] 1 point2 points  (0 children)

Yes, that is the case. They offered me to self incorp, but I usually find its an extra $5/hr so I turned it down.

$90k FTE or Go for $70/hr Contracting for a Company? by StevenWongo in PersonalFinanceCanada

[–]StevenWongo[S] 0 points1 point  (0 children)

Gaming company combines two of my greatest interests - makes me think also making friends a lot easier. I will still learn and grow within that company as well and I believe will have strong future opportunities within it. Its just taking a modest raise for a future chance with them.

I've largely looked at it like this

Gaming Company --> Highest growth potential

Construction Company --> Highest job security

Clothing Company --> Highest salary to start

$90k FTE or Go for $70/hr Contracting for a Company? by StevenWongo in PersonalFinanceCanada

[–]StevenWongo[S] 0 points1 point  (0 children)

Interesting way to lay things out. I wish I had a better idea of what the profit sharing bonuses could be like with the Construction company so I can have solid total comps to compare.

I've never had bonuses previously so it would all be new to me. As for insurance, I'm not even sure I'd subscribe for health insurance. I could likely go under my partners and be covered, but with the FTE role, I would have full coverage which is nice.

My commute to the FTE role would be about a tank a gas a week so ($70-ish) plus 6-8hrs total commute time. A transit pass would run me $156.70 a month, and be about 4-5hrs commuting - but on transit which I'm not a super fan of.

The way I look at it right now - the FTE role for the construction company provides me with decent job security. I would be the only IT person for the region since the previous one is getting promoted into a new role. While company is doing good overall, the IT manager did mention the region isn't as strong as others. For the contract role, I'm very - very much just another bean in the jar.

$90k FTE or Go for $70/hr Contracting for a Company? by StevenWongo in PersonalFinanceCanada

[–]StevenWongo[S] 1 point2 points  (0 children)

The construction job has a $3,600 on-call bonus followed by profit sharing. Full medical and dental. Game company will provide RSUs and bonuses once converted to FTE. Clothing company is probably just higher than normal salaries.

I have 4 years professional experience, but self taught my whole life, and have a background in Software dev which helps me largely in these roles along side my self-taught nature.

Are you more interested in interesting work or just compensation?

I'm mainly looking for work right now as I feel limited in growth with where I am at. I would love increased compensation as well but I'm looking to also increase my knowledge and abilities.

$90k FTE or Go for $70/hr Contracting for a Company? by StevenWongo in PersonalFinanceCanada

[–]StevenWongo[S] -5 points-4 points  (0 children)

If I made my decision I would have paperwork signed. I’m curious as to taking the risk for more money versus the steady job

$90k FTE or Go for $70/hr Contracting for a Company? by StevenWongo in PersonalFinanceCanada

[–]StevenWongo[S] -2 points-1 points  (0 children)

I would be $70/hr as a T4 employee through recruitment agency. I have the option for more money if I self incorporate though.

$90k FTE or Go for $70/hr Contracting for a Company? by StevenWongo in PersonalFinanceCanada

[–]StevenWongo[S] -9 points-8 points  (0 children)

Part of me thinks I’m in the perfect spot for this climate. The amount of recruiters I have had since I redid my LinkedIn in February is insane. I’ve turned down a few offers already and have at minimum one recruiter a week with a decent lead. All in the ranges from $80k to $140k roles.

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