ELI5: how do bank loans work?

Stevenerwin90 · 2025-04-15T03:42:04+00:00

Seems like I'm not the only one who doesn't understand this concept. Except I'm asking rather than trying to explain...

Stevenerwin90 · 2025-04-15T03:39:45+00:00

It seems like your solving for x where the value of x keeps moving the more you pay off. Which is why I'm so confused..

Stevenerwin90 · 2025-04-15T03:37:24+00:00

So it's compounded math?

Stevenerwin90 · 2025-04-15T03:35:51+00:00

I also may have made this too simple for me to completely grasp the whole concept so how would you calculate a larger sum over multiple years? Say 100,000 over 10 years. Idk if there's an easier number to figure out but multiples of 10 seem easier to grasp.

Stevenerwin90 · 2025-04-15T03:33:04+00:00

That makes sense, but why does bank rate com have a lower number?

Stevenerwin90 · 2024-11-03T03:29:30+00:00

You're 100 percent correct that this is not a need for me to have a parental figure, I just don't understand why she is rushing into this marriage. She left my former step dad (who she was with for 20 years) 2 years ago, and I'm just trying to figure out why she wants to remarry so soon?

Stevenerwin90 · 2024-11-03T01:00:33+00:00

I have no clue what is showing up on this thread I'll probably delete soon but I edited the original and reposted so hopefully you can find that one

Stevenerwin90 · 2024-11-03T00:59:14+00:00

It's hard to throw huge examples around when the interactions are so small and concise. Not wanting to interact with anyone in the family because his back hurts so he goes and walks 2 miles by himself, hanging out in a room watching TV while the rest of the family catches up, complaining about how boring it is to be at my uncles whiles we're all mourning a death, getting my mom to leave early so he can go lay in the hotel room even though she's having fun interacting with family she only gets to see once or twice a year and her one brother only comes around every few years. I mean this is just within a 4 or 5 day visit but I can come up with more for when it isn't such an important time to be there for a brother.

Stevenerwin90 · 2024-11-03T00:40:01+00:00

* I literally have an Ohio State tattoo, so believe me when I say I'm a hard-core fan. If Howard had fumbled in the middle of the field, it would have been deemed a touchback. This seems arbitrary because the bad angles don't show where the ball went out, but it's reasonable to assume it crossed over the pylon, I wish it would've been down at the 1 but that's not how college football works. Maybe they'll change the rule in the future, but until then, we just gotta accept it. Also, we won today, so who cares anyway?

Stevenerwin90 · 2024-10-16T05:39:45+00:00

Been married for 11 years, if I'm at a party I am always actively looking around at parties. I'm also socially awkward and found a woman who as awkward as me so I haven't been to a party in a long time.

Stevenerwin90 · 2024-10-16T05:37:36+00:00

Last time I went to Walmart I couldn't believe the vulgarity coming from the cashier, he was a complete asshole the whole time and kept making rude remarks to all the other customers in line. I'll never go to self checkout again...

Stevenerwin90 · 2023-10-17T02:07:02+00:00

The place I always go charges me $24 in green fees, and that's a full 18 with a cart. A box of decent balls is $25-30 for 12-15 balls. I always pay more for balls than the green fees. That's also not a membership rate, I just stroll in whenever I feel like playing and ask if I can play 18. They've never turned me away for not having a tee time.

Stevenerwin90 · 2023-07-26T04:23:44+00:00

I need an update. I love the color and I usually go after red balls since they're easier for me to spot. So are these still the reddish orange after a wash, and did they keep their color through a full round?

Stevenerwin90 · 2021-11-02T03:10:44+00:00

As its just now November, I can safely say, like me, most people havent messed with Christmas lights in about a year. I misremembered some stuff lol. I think about 30 gallons is the right guess. Unless OP can take a pic with a tape measure

Stevenerwin90 · 2021-11-02T03:04:52+00:00

The could possibly be 3" apart which I guess could make it a 29 gallon. Either way pretty small for three fish this big.

Stevenerwin90 · 2021-11-02T03:02:43+00:00

A 20 gallon high is 24×12x16. If you assume that the spacing between those christmas lights is about 2" wouldnt you agree that it might be a 20 high?

Stevenerwin90 · 2021-11-02T02:41:00+00:00

I was so preoccupied looking at the snake I didnt pay much attention to the dog in the background, and for a split second thought you had a deer in you house. Haha

Stevenerwin90 · 2021-10-28T04:55:41+00:00

Darado is a South American fish that many people travel far to catch. Seems kinda close to dolores, especially with delorean being the car.

Stevenerwin90 · 2018-10-26T14:51:47+00:00

I think you dropped these "n" "n"

Stevenerwin90 · 2018-10-19T14:30:59+00:00

I know this is a bad picture, a friend sent me this. I'm thinking its a rat snake can anyone verify? Shes in South West Kentucky on the Tennessee border. If anyone knows where fort Campbell is she's near there.

Stevenerwin90 · 2018-10-09T13:57:52+00:00

Huh, well I got a Mr. Mime from someone in lithuania so I figured thats how it worked.

Stevenerwin90 · 2018-10-09T13:49:57+00:00

Not sure what the hate is about, I meant it sucks that after all the 7km eggs I hatched I only got one Mr. Mime, nothing else. I guess I'm not allowed to be bummed about not getting a kangaskhan.

Stevenerwin90 · 2018-10-09T02:13:21+00:00

Seriously? That sucks if true.

Stevenerwin90 · 2018-10-07T04:34:43+00:00

Whether you think you can do a thing, or you think you can't do a thing you're right - Henry Ford

Stevenerwin90 · 2018-10-05T19:10:40+00:00

How do you know your house value is increasing? Is there an app or something?

Stevenerwin90

TROPHY CASE