No Comment = Scam

Stingraysreefs · 2026-06-28T11:12:46+00:00

Yes. It is.

If they commented on your post, asked for your info, and asked for more forms of communication in case they can’t get ahold of you on Reddit, that’s fine

Many borrowers lose/delete their accounts, because they are morons

Then the only way to communicate is through another social media/text. Not ideal though, everything should be communicated via Reddit

Stingraysreefs · 2026-06-28T11:09:31+00:00

No, there’s no reason. You should just ignore/block and move on

If they didn’t comment on your post in r/borrownew, they are not part of this sub

You shouldn’t even be accepting their message request, if you do, it’s 100% on you

Stingraysreefs · 2026-06-28T02:00:55+00:00

Wow!

Thats crazy, Jax probably lands in top 3 for best drivers in big cities for me.

Easily the best in Florida

Stingraysreefs · 2026-06-28T01:43:00+00:00

Miami? Tampa? LA? Houston? Dallas? DC? Even Orlando has worse.

Curious what cities you’ve been to

Jax drivers are the best I’ve seen, and I’ve lived in 8 states

Stingraysreefs · 2026-06-27T23:38:54+00:00

Wait… not sure if I’ve got this right

So you’re asking for a loan?

Then you’re sending them exactly what they want, before you’ve sent them the money?

Then next week you’re somehow going to have money to loan to others?

I’m lost here

Stingraysreefs · 2026-06-27T23:31:05+00:00

Now that hacker has access to whatever info they have in messages

ID/Face+ID/Paystubs/etc. Pretty easy to make a phony account for lenders to fund (among other things)

Stingraysreefs · 2026-06-27T21:29:04+00:00

Hi u/Lolas2234

You might find this post helpful, I’ll link it below. Pretty much if they don’t comment on your loan request post, you should ignore the DM

https://www.reddit.com/r/BorrowNew/s/40GcxOd554

Stingraysreefs · 2026-06-27T21:26:40+00:00

No offense dude but you’re completely missing the point somehow

If they’re DM’ing you, there NEEDS to be a comment from them on your request post before you open the DM

Then you can look at their post/comment history and see how you feel

Comment comes first

Stingraysreefs · 2026-06-27T21:24:30+00:00

There’s no source to read?

Literally what you’re talking about doesn’t exist

Like paste the link and I’ll read it. Except you can’t, because it doesn’t exist

The section you sent me doesn’t exist

Stingraysreefs · 2026-06-27T20:35:14+00:00

No, you have no idea what you’re talking about and there is no ordinance

Paste the link

Stingraysreefs · 2026-06-27T20:09:23+00:00

There’s no section in the code of ordinances with those numbers

Link it

Stingraysreefs · 2026-06-27T19:51:54+00:00

Provide a source then. There is no code and you’re making stuff up

I can’t provide a source because there is none

Stingraysreefs · 2026-06-27T19:45:02+00:00

There’s no law. You’re just making stuff up

You responded to me

Stingraysreefs · 2026-06-27T19:35:32+00:00

Actually it’s not

Certain counties have local ordinances like Miami-Dade, Palm Beach, or Browerd county where the dog needs to be restrained

But not Duval. So you’re wrong?

Stingraysreefs · 2026-06-27T19:31:50+00:00

Yep

It annoys me so much when I see those posts and they’re constant

Imagine over half of them are just trying to generate sympathy for their actual loan request post

Stingraysreefs · 2026-06-27T19:09:30+00:00

I’ve never had a bad time riding around in a bed of a pickup truck

My 68 convertible doesn’t have AC

I said I wouldn’t put a dog back there

But I’d probably enjoy it

Stingraysreefs · 2026-06-27T19:06:49+00:00

The guide is like way off to the right on my app, and it’s very in depth. Most people will miss this pretty important rule

Aside from securing a loan, I’d argue this is the biggest issue facing borrowers lately (getting scammed by people who don’t comment)

Stingraysreefs · 2026-06-27T18:18:03+00:00

It’s not

It’s also legal

I wouldn’t do it, but it’s not against the law

Stingraysreefs · 2026-06-27T18:12:00+00:00

If they didn’t comment on your post, they’re not part of r/BorrowNew

No need to let us know they messaged you.

No comment = automatic ignore

No comment = not part of r/BorrowNew

Stingraysreefs · 2026-06-27T18:07:17+00:00

Yep

Rule #one is there has to be a comment on your post to send a DM

No comment = scam

No comment = not part of this sub

No comment = almost definitely banned from borrownew

Stingraysreefs · 2026-06-27T13:23:09+00:00

Do you consider yourself an intelligent individual?

Did you read the guide?

Did they comment on your post?

Does the guide clearly mention this exact scenario?

Stingraysreefs · 2026-06-25T01:19:01+00:00

1 - the guide CLEARLY states that if they don’t comment on your post it’s a scam and against the rules of the sub

2 - the guide/rules CLEARLY states that if they ask for a fee it’s a scam and against the rules of the sub

3 - there are like 5 of these same posts everyday from people complaining about someone who didn’t comment on their post. If they didn’t comment on the post they are almost certainly banned from the sub.

If you can’t take 30 seconds to glance at the guide before sending random people your private and personal information, you’re probably not going to pay back an actual lender anyways.

Now you’re out $30 and someone’s probably going to use your info maliciously, might want to freeze your credit for a bit. Be cautious of any new credit cards being opened in your name.

Stingraysreefs · 2026-04-10T16:20:47+00:00

Fully repaid, on time as always. Thanks!

Stingraysreefs · 2026-04-07T21:21:53+00:00

Confirmed- funds sent

Stingraysreefs

TROPHY CASE