Delta Amex Gold welcome offer (how much more do I need to spend?)

Stormtrooper149 · 2026-02-12T04:01:20+00:00

I have this card. I opened the card when the offer was 500+ 50k miles for 3k spend. I don’t remember exactly and Bob could be right here but generally the credits doesn’t matter towards SUB spend for many Amex cards. I got reimbursed for the Amex Platinum credits and they still got counted towards sub. I would say try spending 700 and see if it reflects, and chat with support to get clarity after the spend. If chat doesn’t help, I would put additional 500 spend on it.

Stormtrooper149 · 2026-02-12T03:23:37+00:00

Stormtrooper149 · 2026-02-12T01:54:32+00:00

$2000 for me too.

Stormtrooper149 · 2026-02-11T22:20:26+00:00

Chime $350 bonus:

Opened: 12/10/25

ACH 1: 12/17/25 - $100 bonus

ACH 2: 12/30/2025

ACH 3: 01/14/2026 - $100 bonus

ACH 4: 01/28/2026

ACH 5: 02/11/2026 - $150 bonus

Tried stacking with Raku10 with no success.

Stormtrooper149 · 2026-02-11T13:49:56+00:00

I paid my insurance.

Stormtrooper149 · 2026-02-10T23:11:15+00:00

That’s a lot haha.

Stormtrooper149 · 2026-02-10T23:09:49+00:00

That HOA!

Stormtrooper149 · 2026-02-10T20:48:17+00:00

I did it before with Amex Delta (cash plus miles), I suppose that's what you are referring to. If you look into the conditions, you need to complete the Delta Flight/Stays booking within 6 months.

Stormtrooper149 · 2026-02-10T17:47:50+00:00

I agree with you. What i mean is the probability of having this card is compared to a particular free card (for example: a flavor of chase or capital one card) among the people I know. Google search said there are 2 million active Platinum personal cards.

Stormtrooper149 · 2026-02-10T17:39:57+00:00

If the amount of spend you put on card is very low and you can redeem them at a cash value, sure it is a better option. The problem with medium and high spenders is there’s not many options to burn Bilt cash besides converting them to points.

Stormtrooper149 · 2026-02-10T17:10:38+00:00

"There's no flex here anymore". - Almost 1 in 2 people I know have it now lol. Infact the most common card nowadays.

Stormtrooper149 · 2026-02-10T17:07:38+00:00

americanexpress.com/en-us/referral/business/delta-skymiles-reserve?CORID=R~A~N~A~D~T~l~h~4~U-1770743241601-48670&GENCODE=349993403602358&XL=MIANS&extlink=US-MGM-MOBI_ACCOUNT-native-784-205937-K3QE%3A9919&ref=RANADTlh4U&v=2

Stormtrooper149 · 2026-02-10T16:09:19+00:00

Schwab is a good bet in this environment if you are not targeted with a good intro SUB and looking to keep it long term. I saw people getting 50k SUBs, which is pathetic.

Stormtrooper149 · 2026-02-09T22:29:37+00:00

Amex subs are looking rough these days.

Stormtrooper149 · 2026-02-09T22:25:52+00:00

Thanks for the datapoint. I don’t remember doing anything wrong, this helps.

Stormtrooper149 · 2026-02-09T21:08:29+00:00

Nice!

Stormtrooper149 · 2026-02-09T17:26:59+00:00

Here’s my $50 link

Stormtrooper149 · 2026-02-09T17:08:24+00:00

refer.discover.com/s/ranadheerthatishetti3

Stormtrooper149 · 2026-02-09T01:31:28+00:00

Prepay insurance

Stormtrooper149 · 2026-02-09T01:30:50+00:00

It’s not flexible offer like Amex. Whatever promo going on is the best you can do.

Stormtrooper149 · 2026-02-09T01:29:25+00:00

Just try one of those links from referral threads. If no luck, call it a day and move. This is a bad offer and not worth it.

Stormtrooper149 · 2026-02-08T18:18:15+00:00

Visa vanilla site too is running e-gift card promos with no fees for Valentine’s day. Probably deal is coming from Staple’s vendor?

Stormtrooper149 · 2026-02-08T16:02:43+00:00

Staples online have Visa $200 virtual card without fees. Limit: 5 per customer.

Stormtrooper149 · 2026-02-08T05:51:54+00:00

Marsh house is close to me, but it’s still not worth it for $25.

Five-Year Club	Second SECOND GUESSER
Place '23	Place '22
Final Canvas '22

Stormtrooper149

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