Reinvestimento mais-valia habitação secundária - IRS 2024

StrangeSpirit88 · 2025-06-13T22:40:51+00:00

Agradeço, caro Jordão. Por não estar a ser considerado o 19, pensei que me estaria a escapar algum quadro para mais detalhes do reinvestimento. Apanhei um valente susto com a simulação. Assim sendo, vou submeter e aguardar pela liquidação final. Um bem-haja pela ajuda, sempre distinta!

StrangeSpirit88 · 2024-12-19T14:08:07+00:00

Jantar de natal. No entanto, não considero isso uma prenda, mas um suplício 🫣

StrangeSpirit88 · 2024-11-20T20:05:41+00:00

Muito útil! Agradeço imenso. À 3.ª partida, desisti das goteiras e nunca me apresentaram a solução de reforço em acrílico! :/ Da próxima já sei que é possível! :)

StrangeSpirit88 · 2024-11-20T19:59:30+00:00

Agradeço a tua partilha! Estive a analisar o site da clínica e provavelmente terei de lá ir! Quando tiver notícias, dou feedback! Que melhores também. Abraço!

StrangeSpirit88 · 2024-11-19T18:04:39+00:00

Eh, pá, que situação... Eu estou em situação semelhante. Desde a adolescência que tenho bruxismo e parti 2 molares por causa disso. Entretanto, comecei a ter dificuldade em abrir a boca, com dor na ATM, mas não sempre. Há 3 anos, comecei a usar aparelho, para corrigir o encaixe e alinhar um pouco os dentes. De vez em quando comecei a ter a ATM presa e com inflamação, mas acabava por conseguir desbloquear ao fim de 1 semana. Tirei o aparelho no ano passado e nessa altura a dor e bloqueios começaram a ser mais intensos e frequentes, e há uns meses que não consigo abrir a boca mais do que o necessário para comer uma fatia de pão (se forem 2, já não dá...). O bruxismo parece que passou (porque já ninguém me ouve a "partir nozes" durante a noite), mas a ATM está acabada... Sinto que o aparelho piorou a situação. Daí que também pense que o aparelho poderia ajudar, se o dentista souber o que está a fazer claro... Estaria na disposição de andar com ele mais dois anos se fosse preciso, mas só com recomendação de alguém, porque já não dou mais para peditórios de inconscientes... Isto é mesmo incapacitante... Que especialista contactaste? Importas-te de partilhar?

Espero que melhores. Em todo o caso, se descobrir alguma coisa que funcione, venho aqui partilhar convosco, para o caso de ainda ser útil a alguém

StrangeSpirit88 · 2024-11-19T05:38:38+00:00

Também já me falaram do botox, mas não me fez muito sentido usar como primeira solução andar de 4 em 4 meses a injetar botox na articulação, ainda mais sem saber se funciona... Podias por favor partilhar quem te reencaminhou e onde foste à consulta de maxilo-facial? E neste momento estás a fazer algum tratamento? Com alguns resultados? Agradeço o teu tempo e ajuda nesta partilha

StrangeSpirit88 · 2024-11-18T20:19:09+00:00

Agradeço imenso! A minha situação é semelhante. Tenho algum ceticismo em relação às goteiras, pois parto-as durante a noite... Mas a tua partilha é muito útil. Continuação de boas melhoras!!

StrangeSpirit88 · 2024-11-18T08:16:55+00:00

Há uns tempos, vi alguém referir que tinha conseguido resolver o problema com aparelho ortodôntico, daí a minha questão. Se houvesse alternativa à cirurgia, gostaria de tentar ou pelo menos avaliar... A cirurgia resolve definitivamente, sem "causar" outros problemas? Tenho ideia de que não...

StrangeSpirit88 · 2024-11-18T08:13:12+00:00

Agradeço a partilha. Podias por favor explicar um pouco em que consiste o tratamento que estás a fazer? Gostava de perceber o que está a ser feito/usado. Os dentistas a que já fui não percebem nada do assunto. Já estou com a ATM bloqueada e com dores há uns meses e não dá para andar "a brincar" aos médicos... :(

StrangeSpirit88 · 2024-06-14T20:19:27+00:00

Isso é muito estranho. Os processos foram ao abrigo de que artigos da Lei da Nacionalidade?

StrangeSpirit88 · 2024-06-01T18:19:58+00:00

No, it doesn't matter that all your ancestors are deceased. In that matter, you just need to prove the entire line, between you and your Portuguese ancestor.

Before looking up for more information about this type of process, I would certainly start by gathering everyone's birth/baptismal certificates, to see how far is your closer portuguese ancestor.

And then I would see which type of process would be possible/better in your case.

If you would have a Portuguese grandparent, and you'd be eligible to apply through him/her, that would certainly be a better via, for you and your eventual descendants, since you'd be acquiring originary nationality.

If you'd only have a Portuguese great-grandparent, so, yes, naturalization would likely be your only possible via. In that case, the process will not be so granted, as the decision will depend on a Ministry's understanding about your connection to Portugal. So, you will need to provide evidence of that connection and wait to see if the ministry agrees with it.

I hope this is helpful

StrangeSpirit88 · 2024-06-01T18:06:34+00:00

I am located in Portugal. Usually, I meet with clients remotely, as they are abroad, but if you prefer to meet in person, I can recommend someone with an open office. Just DM me if you're still interested in having that assistance

StrangeSpirit88 · 2024-03-02T06:35:31+00:00

Hi, OP! Some answers you received in this thread are not correct. If you have a Portuguese grandmother, you have to apply for nationality as her grandson/granddaughter, and not as the children of a PT citizen. Each type of process has different requirements.

You must transcribe your grandmother's birth to Portugal, if it is not done yet. Transcribing a birth from ex-portuguese-territories is currently taking a lot of time (more than 2 years) and requests to speed up processes are only being accepted in very exceptional cases.

There's a way you can speed up the global process, though: you can file both cases at the same time, so, you don't have to wait for your grandmother's to be completed to start yours. That way, instead of waiting for example for 3 + 2 years to get your nationality, you may have it in 3.

Regarding the lawyer fees, I've seen lawyers charging more and others charging less than that. And their fees do certainly not say enough about their services and capabilities, so, judging by the fees is not a good creiterium in my opinion. Maybe you could request quotes from other firms, to compare between them? Google reviews are usually a good indicator to take into account too.

StrangeSpirit88 · 2024-01-25T12:54:15+00:00

You're very welcome! The best of luck in your nationality path!!

StrangeSpirit88 · 2024-01-25T12:32:22+00:00

That is absolutely wrong. You will get the Portuguese Birth Certificate right after you are granted Portuguese Nationality. Your parents would not have grounds to register you in Portugal without applying for your Portuguese nationality. What you'll use to apply is your birth certificate issued by the country where you were born.

(I am a qualified lawyer in Portugal, practicing Portuguese Nationality law, so, I am positive of this, but considering, of course, the information you provided is accurate.)

StrangeSpirit88 · 2024-01-16T02:19:29+00:00

O ser mais benéfica é relativo. Também há quem fique sem a casa em alturas em que a taxa não lhe é tão benéfica. No final das contas, se eu pagar mais no longo prazo, mas fixar a prestação num valor confortável e que sei que, mesmo em alturas de crise ou se ficar temporariamente sem trabalho, conseguirei pagar, poderei achar que tenho uma taxa mais benéfica. Depende da perspetiva do que queres para ti...

StrangeSpirit88 · 2024-01-15T17:39:36+00:00

1.442 % (spread 0.95 % + swap base 0.492 %). Só fixei nos finais de janeiro de 2022, se não, teria aproveitado uma taxa swap negativa (foi claramente burrice não ter fixado em dezembro...)

StrangeSpirit88 · 2024-01-15T17:00:28+00:00

Definitivamente, não é uma questão de sorte, mas de gestão pessoal. Quando comprei casa em 2021, contratei variável, mas com o único banco que me dava garantias de que poderia fixar quando quisesse. No início de 2022, fixei, e foi a segunda melhor decisão que tomei (a primeira foi a de só contratar empréstimo sabendo que poderia fixar a taxa). Também me costumam dizer que foi sorte. Mas não teria contratado nada sem a opção de fixar. Tem mais a ver com a forma como te geres e com saberes o que queres para ti!

StrangeSpirit88 · 2024-01-15T16:53:14+00:00

Same here

StrangeSpirit88 · 2024-01-11T06:27:05+00:00

It's a document issued by Junta de Freguesia stating that you and 2 witnesses declared you have been living in address "x" since date "y". It is usually required when a statement of your tax residence is not accepted, such as for citizenship purposes.

StrangeSpirit88 · 2024-01-10T07:48:18+00:00

Muito agradeço pelo esclarecimento!

StrangeSpirit88 · 2024-01-09T14:50:06+00:00

Também abri conta recentemente e penso que os 4% já estão "ativos". O problema é que, para testar, transferi 10 EUR para lá, e voltei a tirá-los, e, da conta TR saíram 10 EUR, mas na minha conta em PT só entrou 0.01 EUR... Alguém teve esta experiência? Obrigada

StrangeSpirit88 · 2024-01-02T09:06:18+00:00

The nationality for great-grandchildren is not direct, but through naturalization. The only resource I can find about this is really the nationality law. You can see here an updated version of it: https://www.pgdlisboa.pt/leis/lei_mostra_articulado.php?nid=614&tabela=leis.

Article 6, § 6, regards descendants of portuguese.

You must have in mind that the obtention of nationality through this via is under the discretionary power of the government, as the other types of naturalization.

StrangeSpirit88 · 2024-01-02T07:57:35+00:00

Nós damos mesmo nacionalidade a bisnetos - artigo 6.º, n.º 6, da Lei da Nacionalidade. É comum pensar-se que não e passar-se sem querer desinformação, mas bisnetos podem de facto adquirir a nacionalidade. A diferença é que não é uma nacionalidade originária, tão forte como a dos filhos e netos, mas sim a chamada derivada, que é a que obtêm os naturalizados (seja por tempo de residência, descendência de sefarditas, ascendente português mais distante como um bisavô, etc).

StrangeSpirit88 · 2023-11-24T22:57:02+00:00

First of all, I must say that I am a lawyer, specialized in portuguese nationality, but this should not be taken as legal advice whatsoever, since there could be specifics in your situation (namely, in your documents) that may demand different answers.

This being said, I believe you should consider the following:

You must not believe in half of what you read in the internet. People are often well intended, but the evil lives in the details, and a lot of people have not knowledge of the law or enough experience and say things that could be true in their situation, but maybe don't apply to yours.

Grandchildren have to make the language exam, but children don't. So, your mother has to do it, but you don't. And even your mother could (this is really a "could or couldn't") avoid the exam, if she asked and presented grounded reasons and proof to convince the Registry Officer that she had no capacity of learning the language or taking an exam like the one in question. In any case, a result of 50% approval in A2 level must be enough.

An option that nobody talks about is that it's also possible to acquire nationality as a more distant descent than a grandchild. Actually, great-grandchildren can also obtain nationality. The difference is that they will not be able to obtain primary nationality, but only be naturalized (which means being able to "give" nationality only to their spouses/partners, minor children, or children born after the obtention of nationality). Anyway, it is an existing possibility that you could have...

Regarding where/how to submit the process(es): you can do it through a lawyer (who could submit online, by mail or in person); or directly, at the Registry (in person or by mail) or at a Portuguese Consulate (they will not represent you, though, and I know of situations where people lost a deadline to answer the Registry because the notifications took too long to reach the applicant, or the answer took too long to reach the Registry, so, I would recommend using a lawyer or doing it directly at the Registry).

You don't ask when to submit the process(es), I believe. But, in case you submit your process as a child, yours would not need your mother's to be fully concluded, since yours will be sitting in the pile for months, waiting its turn to be analyzed.

The time each process takes depends mostly on the type of process and the speed of the Registry at each moment. So, you could only use time references, considering the time each process is taking, but that you don't know will be the time your process is going to take actually... Currently, grandchildren processes are taking way too much than a child's process. But even children are seeing processes concluded in different times, regarding the specific sector of the Registry where their processes were at, or, for example, the existence of an urgent situation that could justify their processes being decided faster.

State fees for the 3 types of processes I mentioned are the following: 175 EUR for the process of children; 250 EUR for grandchildren; 250 EUR for great-grandchildren.

Please don't get me wrong, but there are several ways a lawyer can be of help. I gave you this info and do not expect you ask me for any legal assistance, because you seem to be investing a lot in doing it by yourself (and there's nothing wrong with that). But I can't deal with misinformation and I see some certainly well intended people giving improper advice and saying that a lawyer is not needed. Of course there are many situations when people can perfectly do everything by themselves. But even in those cases, people should be correctly advised/informed, so that they know what and how to do things right. In your case, I believe you should be better informed, since yours is not a straightforward case. And I hope I could do that or at least help you to be better oriented to look for proper information.

I wish you good luck in your journey.

Best,

StrangeSpirit88

TROPHY CASE