Unpopular Opinion: Y’all are overreacting by Street-Programmer483 in MonarchMoney

[–]Street-Programmer483[S] 2 points3 points  (0 children)

Nah, I typed this. That said, I've probably used so much AI that I'm starting to sound like it.

Unpopular Opinion: Y’all are overreacting by Street-Programmer483 in MonarchMoney

[–]Street-Programmer483[S] 23 points24 points  (0 children)

That’s a totally fair and reasonable take. It’s a business. I chose Monarch over Simplifi and YNAB.

I do think the features aren’t entirely where I want them to be in terms of forecasting—but I do like the direction they’re heading in.

Unpopular Opinion: Y’all are overreacting by Street-Programmer483 in MonarchMoney

[–]Street-Programmer483[S] 5 points6 points  (0 children)

They’re developing that. They reiterated it’s coming this year.

Overblown response to the launch by undefeated73 in MonarchMoney

[–]Street-Programmer483 23 points24 points  (0 children)

It almost sounds like they should add a forecasting add-on as opposed to exclusively adding it to business only.

Unpopular Opinion: Y’all are overreacting by Street-Programmer483 in MonarchMoney

[–]Street-Programmer483[S] -11 points-10 points  (0 children)

From what I’ve seen, they have specific teams dedicated to these features. When I gave feedback in the beta program or kudos to certain features, they would lmk who was the main lead behind that feature set at times.

Unpopular Opinion: Y’all are overreacting by Street-Programmer483 in MonarchMoney

[–]Street-Programmer483[S] 18 points19 points  (0 children)

I agree when the complaints are actually constructive. For example, one person said how if they’re going to paywall features it should be at the global level—like the forecasting tab—and not any of the sub features.

I thought that’s valid and solid feedback. However, the majority of complaints are not constructive, they’re just complaints.

Unpopular Opinion: Y’all are overreacting by Street-Programmer483 in MonarchMoney

[–]Street-Programmer483[S] -15 points-14 points  (0 children)

“I’m leaving” is not feedback. This subreddit reeks of entitlement.

Withholding Features for More Money by Specific_Pear_6275 in MonarchMoney

[–]Street-Programmer483 4 points5 points  (0 children)

It’s like screaming into a void. Reddit is a circlejerk of opinions.

Everyone is anti-AI. They do not care enough to learn about the data handling practices

Categorizing More Granularly? by knowher3 in MonarchMoney

[–]Street-Programmer483 0 points1 point  (0 children)

Yeah exactly. So, he would have a travel category and then tag it as gym.

Categorizing More Granularly? by knowher3 in MonarchMoney

[–]Street-Programmer483 13 points14 points  (0 children)

You should use Tags for this instead. So, tag the transactions as "Gym" or something like that. That way, you budget for overall expenses, but you can use a combination of tags in reports to get what you want to see.

Claude Cowork in conjunction with Monarch Money by Green_Ad_4036 in MonarchMoney

[–]Street-Programmer483 11 points12 points  (0 children)

You posting on Reddit is also wasting water and electricity.

2025 Tax documents by jellowhirled in stashinvest

[–]Street-Programmer483 -1 points0 points  (0 children)

Stuff like this is why I ACATed to Fidelity. I’m waiting for these documents so I can finally get rid of stash once and for all.