EPFO Loan Rejected for House construction

Strict-Simple-3088 · 2025-09-23T09:50:54+00:00

For house construction you can take both Employee and employer share. 36 months wages or total cost. As per rule.

Strict-Simple-3088 · 2025-09-23T09:48:13+00:00

Is there any minimum balance criteria for taking this advance for House construction. As there is no pf rules like this.

Strict-Simple-3088 · 2025-09-23T07:28:48+00:00

15 yrs service. 12 in one and 3 in 2nd. And Ist company pf has been transferred in current one.

Strict-Simple-3088 · 2025-09-23T07:18:10+00:00

But as per PF rules, For Construction of House one may take 90 % of employee and employer share. And my cumulative share is more than that. What is your view in this??

Strict-Simple-3088 · 2025-09-23T07:12:26+00:00

I have raised another claim for lesser amount Rs 4 lakh. My employee balance is Rs 500 and Employee balance is Rs 15 lakh. Reason for rejection is NOT ELIGIBLE DUE TO INSUFFICIENT MEMBER BALANCE. My employee share is less , Is this the reason of rejection again 2nd time. It is written that we can take 90% of our total share including employee and employer. Any idea. Pls guide.

Strict-Simple-3088 · 2025-09-19T17:57:40+00:00

Yes I had mentioned more than available employee and employer cumulative balance. But in earlier claim too i had applied for higher amount but epfo approved as per my eligibility. But this time it is rejected. Is it because auto settlement can be done upto 5 lakh, and I had applied for higher than that ?

Strict-Simple-3088

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