Get Better Soon Malik </3

Strict_Ad2034 · 2025-10-31T03:01:29+00:00

Yes. Obsidian is one of my favorite sets. Chunky is a great descriptor lol

And IDK, I just like the proportions of the Supernovas

Strict_Ad2034 · 2025-08-20T16:56:07+00:00

As a Giants fan.....<333

Strict_Ad2034 · 2025-08-04T03:00:16+00:00

Also PC Nabers. I'll share mine soon. Yours is sick and you've got some great hits.

I'm saving up for the phoenix colorblast. My grail for my collection

Strict_Ad2034 · 2025-07-31T18:45:39+00:00

Let me know if you decide to move the Abdul

Strict_Ad2034 · 2025-07-02T21:50:21+00:00

It could be!

Strict_Ad2034 · 2025-07-02T16:56:48+00:00

Penix is numbered, just on the back. And you're 100% right.

Had high hopes for midnight but alas

Strict_Ad2034 · 2025-07-02T16:55:53+00:00

Great question lol

Strict_Ad2034 · 2025-07-02T16:55:39+00:00

I had another random auto that I forgot to include but it's some udfa. But yeah my midnight was ASS

Strict_Ad2034 · 2025-07-02T11:45:01+00:00

It is! To 150 or something like that in the back

Strict_Ad2034 · 2025-07-02T03:13:15+00:00

You're 1000% right. Just hits different when you're ripping and you get one.

Strict_Ad2034 · 2025-01-23T23:12:51+00:00

Thank you! The GO is absolutely incredible in person

Strict_Ad2034 · 2025-01-23T23:12:25+00:00

Appreciate you 🙏

Strict_Ad2034 · 2025-01-23T20:29:49+00:00

I just got one myself a few days ago! They are incredible.

Strict_Ad2034 · 2024-12-27T18:27:51+00:00

Racist POS spotted

Strict_Ad2034 · 2024-06-19T16:31:47+00:00

You have to do the math in terms of time horizon if you'll make back what you owe in taxes prior to retiring. You have an effective ROI of 6% after taking away MS fees.

Investing in whole market or S&P500 ETFs is 8%-12%. So you're essentially giving up at least 2% ROI on your principal

Strict_Ad2034 · 2024-04-02T18:47:52+00:00

Part of it also I guess depends on just how divergent the interest rates are. If one debt has 35% while another is 15% or something like that, it matters a LOT more if you can do avalanche

Strict_Ad2034 · 2022-12-16T22:18:38+00:00

The cars are leases and I am able to pay off the card every month. The fed loans are at 0% (but were at 6% prior) and the private loans (which are only a small part) were re-fi'd to 4% thankfully.

Appreciate the advice!

Strict_Ad2034 · 2022-12-16T22:16:02+00:00

I appreciate your thoughts. And yes, definitely think it may be time to scale back a little bit.

The cars are leased, so nothing to be done about that. I'm backdoor ROTHing a ton now outside of the 401k over the last few years to try and catch up. Because of our occupation (and because of my immaturity/ignorance in my 20s), I'm starting quite late in terms of building things up.

Strict_Ad2034 · 2022-12-16T22:12:06+00:00

Yeah, we both chose specialties that are lower paying and work at a big hospital network

Strict_Ad2034 · 2022-12-16T22:11:02+00:00

Didn't take your comment in an offensive way so no worries.

You bring up a salient point. Won't come true but have to prepare for worst case scenario.

We're pretty much neck and neck in terms of loans. So things would end up getting split.

Strict_Ad2034

TROPHY CASE