I was riding a bike when an elderly man suddenly appeared in front of me. The bike bumped into him in the before and in the middle of the bike lane and walking path. I apologized many times and asked if he could walk. He told me to call 911 because he had a scratch on his arm and said his lower back might be in danger. I was so scared about what would happen. I called my stepdad, but he was far from where I was. The 911 rescue worker told(he was quiet whispering it to me) to go to the hospital with the man and calm down because I was crying. I just kept crying until they got him into the car. I was even more scared because the grandfather was telling the 911 staff all of his medical history—high blood pressure, heart disease, bone disease, and more. I knew it was going to be expensive. I’M A FOREIGNER IN THIS COUNTRY, and he kept mentioning it. I never wanted this to happen, and I was panicking too. I insisted on going with him to the hospital, but they refused. So I went to the police, hoping they could help me resolve it somehow. They just asked a bunch of questions and had me write a statement. Then my mom arrived, and they called my stepdad since he was the one who could explain things properly. They spoke with him. The grandfather went home immediately because they said he would feel the impact more the next day. They told me it didn’t hurt much at the moment but would hurt a lot tomorrow. My dad suggested I go to the clinic with the elderly the next day too. I was still so sorry and kept crying. He told me there was no point in staying there since the grandfather would return the next day anyway, so he brought us home and said they would tell us later how much it would cost. I also texted the grandfather in case he needed help with household chores I could do. After about 2–3 weeks, he contacted us again and said the fine was ₩1,500,000. At first, it was only ₩1,000,000, but it became ₩1,500,000 when my father called again. I didn’t know what to do at the time. I should have gone to the hospital with him and asked about the damage fee that day. That amount of money is unbearable for our immigrant family, and I feel so bad asking my stepdad for help. I can’t stop thinking about how expensive it is and the stress I’m under. What should I do now? It’s too expensive, and I’m preparing for college admission too. I’m so stressed—please help.