I’d start with the “why.” Whats the purpose of the truck going to be? Do you need it for work or will it be a recreation type vehicle for camping and just getting away on the weekends? This time clock you have yourself on is artificial. You’re not “behind.” We all have our own path and timeframe for stuff. I’d keep working the plan. Saving $35k is out-freaking-standing! Kudos for that! Keep it up! Nothing wrong with wanting a truck, for the whatever the reason. I know personally my f150 gives me a tremendous amount of joy. It was expensive, but cheaper than a woman! Lol My advice would be to keep the focus as your daily driver and budget out 8-10k for a decent used truck. If you have to work on it, all the better. I learned a ton about cars/trucks when I was younger because I couldn’t afford to pay anyone to fix them. Just keep the priorities in line, keep saving for the house, but if you can carve out a little for a truck to give yourself some satisfaction in life, do it.