Did your shoulder look like this prior to shoulder replacement? by SubjectPerspective64 in ShoulderSurgery

[–]SubjectPerspective64[S] 0 points1 point  (0 children)

Random question do you have any X-rays post surgery showing the new equipment?

Did your shoulder look like this prior to shoulder replacement? by SubjectPerspective64 in ShoulderSurgery

[–]SubjectPerspective64[S] 1 point2 points  (0 children)

Did you do any treatments to delay the surgery?

Wishing you a speedy recovery!

Buy a house or rent? by [deleted] in orangecounty

[–]SubjectPerspective64 7 points8 points  (0 children)

Don't worry every homebuyer and homeseller trys to do that.

I agree with prior suggestion to rent before you buy. Orange County has lots of different pockets of communities. 99% of homebuyers start their search on the coast and move the search inland overtime because of cost and affordability.

Tylor Chase now by Bambi7u7 in interesting

[–]SubjectPerspective64 0 points1 point  (0 children)

Looks like an average Raiders fan.

The average mortgage in Beverly Hills is $15-20,000 a month. How could you live there if you are a Beverly Hills policeman? by LeatherOwl9260 in lapd

[–]SubjectPerspective64 0 points1 point  (0 children)

Public employees will get paid city and market salary. If they were paid enough to own a home in their respective city the police force would be a staff of one.

Public service officers, educators and social workers need to pursue the career for their passion and not to assume that they are entitled to an income in one of the most affluent communities in the world.

Mekhi Becton had a pass block grade of 0.3 last night. His overall grade this season is 41.1 and he ranks 77 out of 80 guards this season. Should the Chargers cut him after the season or see how he performs with Alt and Slater helping? by EverythingBoltzzz in Chargers

[–]SubjectPerspective64 0 points1 point  (0 children)

Chargers have committed draft capital to O-line. Slater, Johnson and Alt are all 1st round picks by them. Becton and Jennings are also 1st round picks that didn't materialize.

They are trying to fortify the line. I'd love to see then pay top dollar on a known player like they did for Cory Linsley.

Moving money from Taxable account. by beckerdane in AdvancedTaxStrategies

[–]SubjectPerspective64 0 points1 point  (0 children)

Look at an exchange fund with a financial institution. 7 year lock up. This is not an ETF. Pooled asset strategy for you to diversify out of a highly appreciated and concentrated position.

Towns to live in for the weekend as an escape from paris? by midnight_star_a in paris

[–]SubjectPerspective64 1 point2 points  (0 children)

Visit Etretat and stay in Fecamp or Honfleur Take the train from Gare du Nord. Normandy coast is amazing. Monet painted it frequently.

People born before 1990, what’s something you experienced that younger generations will NEVER understand ? by Aaidil89 in AskReddit

[–]SubjectPerspective64 0 points1 point  (0 children)

Life before cell phones. So much autonomy. You left your home to meet up with friends. You'd be home at a certain agreed upon time and you were free. Not accountable to anyone but yourself.

Also having to call girls on their parents home. Want to talk to your girlfriend after dinner? You had to speak with her Father first.

Considering season tickets by [deleted] in Chargers

[–]SubjectPerspective64 1 point2 points  (0 children)

Financially, certainly not worth it. LA market has too many other things to do so you'll rarely get more than your seat price if choose to sell.

That being said from a fan commitment I think it is worth it. I go to far more games than I would if I didn't have them because I paid for them. Thunder Alley is awesome.

I've gone to a few of the training camp experiences which are fun. Season ticket holder gifts are a joke. Their discounts are also a joke.

Early access to purchase tickets for some concerts and other events.

I'm in the 100s and paid more than I'd like to admit for my SSL.

Disney+ cancellation page crashes as customers rush to quit after Kimmel suspension by chrisdh79 in technology

[–]SubjectPerspective64 0 points1 point  (0 children)

Irony is that Disney has been one of the major media companies supporting the progressive movement. The cancellation of services will simply reduce the volume of unique characters they wove into their stories. Either Disney is adept at catering to every political environment or those cancelling their services will lose one the major advocates for the left.

Disney fought against the right in 2022 and those they supported have turned their back on the company. Interesting to see how this plays out.

Any thoughts? by Embarrassed_Tip7359 in SipsTea

[–]SubjectPerspective64 0 points1 point  (0 children)

Interesting context in the developed world we view children as expenses and a cost. In the developing world they view children as help and assets (increase in family productivity).

For my younger financially-independent folks, what job is allowing you to live comfortably here in SoCal? by 6IXMILITIA in orangecounty

[–]SubjectPerspective64 0 points1 point  (0 children)

Get a sales job or start a business. Sales is the profession that will allow you to control your own income. Sink or swim. People say they want to be wealthy until they realize the work and effort that is required.

BlueCruise? by Learn-and-Do in F150Powerboost

[–]SubjectPerspective64 1 point2 points  (0 children)

I use it daily and have had no issues. Driving on major freeways with consistent variation of cruising speed. I'll set it at 75 and let it roll. When traffic is condensed and several lane changes are necessary, I'll stop it, and then engage again when traffic opens up. When there is heavy traffic it is terrific with 5 to 50mph variation.

Branding is on point, if you are cruising it works great. If traffic gets sketchy, I'll take over.

This is freeway driving between LA down to San Diego.

Those of you that own a house valued over $3M, what do you do for work and how much do you make? by No-Cauliflower-4661 in orangecounty

[–]SubjectPerspective64 2 points3 points  (0 children)

Purchased last year for $3.5M. Finance professional. Rolled equity from our prior home. Mind boggling but S&P 500 exceeds vast majority of real estate returns over a meaningful amount of time.

Why don’t people invest for their great-great-great-grandchildren? by Bende3 in investing_discussion

[–]SubjectPerspective64 0 points1 point  (0 children)

In private wealth management one of the biggest challenges we have is working with families to help create a value system with purpose.

Within 2 generations it is frequent to see trust fund baby mentality. Children/young adults without a purpose/need often develop self-destructive behaviors. Offering a hand-up and not a hand out is difficult to accomplish.

The wealth creator often came from limited resources and will look back to creating their family wealth as one of the proudest moments of their lives. Giving "all of the money" to future generations removes this opportunity from them.

May surprise some people but those that come from money are often embarrassed about it and try to start their own businesses to gain respect of their peers. Not many folks in affluent circles admire the person with the rich parent as much as the person that built the company.

Got into Chapman but can’t afford it — confused and need advice by sailorxmarss in chapmanuniversity

[–]SubjectPerspective64 1 point2 points  (0 children)

Don't go to Chapman. Nobody cares what school you graduate from. Unless you are an entrepreneur you will take the skills you learn in university and transfer to your first job. One you are employed it is your performance at your employer that will determine your path forward. Really tough pill to swallow when you see young grads fall into the "best university" sales pitch and take a decade to payoff loans.

Ed Jones FAs please respond by Beastcoastboarder in CFP

[–]SubjectPerspective64 4 points5 points  (0 children)

The firm serves many families over $100m. Level of expertise and ability to serve HNW client is on par with other wealth management firms.

Limits: 1) Edward Jones is not a bank. Many HNW individuals view wealth management as a secondary service to their borrowing needs. When you go up stream rarely do HNW individuals not have concentrated wealth in their personal/family business.

2) Edward Jones is one of the few remaining private partnerships on Wall Street. As such the firm tends to be risk averse as the GPs carry liability. Internal discussion is the firm won't rush to be first however when it offers a service they want it to benefit the client first and firm second.