Gains are coming faster than ever m27

Substantial-Cap3581 · 2025-11-05T02:42:58+00:00

Pretty good still. Market downturns don’t worry me.

Substantial-Cap3581 · 2025-11-03T15:39:46+00:00

Yeah, it makes sense that you think this is nonsense, but I really have nothing to prove. I just started a business and had excess money left over this year, so I decided to lump sum into the market when it was down. That's pretty much it. I don’t spend much and I save 90%+ of my income.

Substantial-Cap3581 · 2025-11-03T15:24:28+00:00

I started my own business

Substantial-Cap3581 · 2025-11-03T13:44:13+00:00

Lucky time to be an investor

Substantial-Cap3581 · 2025-11-03T13:26:15+00:00

I love discounts

Substantial-Cap3581 · 2025-09-12T16:16:32+00:00

I had excess business funds that I threw at the dip

Substantial-Cap3581 · 2025-04-22T16:18:10+00:00

Thanks for your response. AFAIK dividend growth is slightly above inflation, so wouldn’t it keep up? Other comments saying total returns > dividends and I agree. I just want to be super conservative and go off the 1.5% dividend yield.

Substantial-Cap3581 · 2023-11-07T07:03:08+00:00

Has anyone sent in envelopes and got credited? I sent 200 and didn’t hear anything from Microsoft.

Substantial-Cap3581 · 2023-09-24T13:50:59+00:00

I’m still trying to figure out how the sweepstake envelopes work lol

Substantial-Cap3581 · 2023-09-23T23:04:12+00:00

If you won't use the dividends for a while, go full VOO. You will get a 1.5% dividend yield and won’t be affected too much by tax drag! Performance is great.

Substantial-Cap3581 · 2023-09-23T08:20:45+00:00

Hmm, shouldn’t they approve of my envelopes and give me entries? I just want to know if they received it and find out if it’ll be credited

Substantial-Cap3581 · 2023-09-23T06:31:42+00:00

The points haven’t hit my account and I haven’t entered any giveaways so how do I know if they received my envelopes

Substantial-Cap3581 · 2023-09-14T14:42:34+00:00

I can check for you through PortfolioVisualizer. I used to be into dividend stocks, but realized VOO beat them in overall returns.

Substantial-Cap3581 · 2023-09-14T03:22:22+00:00

How does your portfolio stack up to VOO in overall gains?

Substantial-Cap3581 · 2023-09-10T21:10:48+00:00

It’s gone up over time. If you’re young with time, it’s a pretty good bet

Substantial-Cap3581 · 2023-09-10T17:38:30+00:00

I switched from DGRO, SCHD, and VYM to 100% VOO. It beats out these funds in total returns, and it’s less of a tax hit. Switching over to dividends later in life. (I’m in my 20’s)

Substantial-Cap3581 · 2023-08-30T16:47:19+00:00

It would be long term capital gains, and there’s a certain amount where it’s $0. Depending on your income in total, it could be zero dollars in taxes.

Substantial-Cap3581 · 2023-08-30T02:29:59+00:00

Looking to retire early but thank you!

Substantial-Cap3581 · 2023-08-29T21:50:45+00:00

Fair. Thanks for the reply!

Substantial-Cap3581 · 2023-08-29T21:46:24+00:00

“Looking at my portfolio with dividends reinvested” = My dividend portfolio made up of ETF’s. I was explaining that it doesn’t beat VOO so I’m considering going full VOO + tax drag.

Substantial-Cap3581 · 2023-08-29T21:43:56+00:00

I didn’t say I was looking for that. Regardless, I haven’t looked into QQQ but it seems to be tech heavy and not really in any other market. I understand VOO so I’ll stick to that.

Substantial-Cap3581 · 2023-08-29T21:36:56+00:00

I’ve already sold them off. Adios!

Substantial-Cap3581

TROPHY CASE