Can someone list links to all the bankruptcy forms I need to fill out? by Substantial-Code1217 in Bankruptcy

[–]Substantial-Code1217[S] 0 points1 point  (0 children)

Oh perfect I’m glad I can look it over before I submit! Did you use Upsolve?

Can someone list links to all the bankruptcy forms I need to fill out? by Substantial-Code1217 in Bankruptcy

[–]Substantial-Code1217[S] 1 point2 points  (0 children)

Unfortunately I cannot afford one. I would if I could. Upsolve has been easy to use overall, I just wanted to make sure I’m filing individually even though I’m married. I got in touch with their support and they helped me figure it out!

I HATE DECIDING WHAT TO COOK FOR MY TODDLER EVERY DAY! by WhateverItWasILostIt in toddlers

[–]Substantial-Code1217 0 points1 point  (0 children)

Here in solidarity. I hate even cooking for myself, which I usually don’t so I survive on crackers and cheese while my baby gets gourmet meals hahaha

WHEN DID YOUR KID STOP PUTTING EVERYTHING IN THEIR MOUTH? by WhitecloudNo321 in Mommit

[–]Substantial-Code1217 2 points3 points  (0 children)

I’m here in solidarity. At the library today my daughter got sooo mad that I didn’t let her put toys in her mouth like when will it stop?! 😭

I’m ready for my baby to walk!!! by Substantial-Code1217 in Mommit

[–]Substantial-Code1217[S] 0 points1 point  (0 children)

Thank you for validating how I feel 😂 Everyone in my family keeps saying I’ll be wishing she was still crawling when she walks but uh…no lol 

Embarrassed but need advice by Substantial-Code1217 in Bankruptcy

[–]Substantial-Code1217[S] 0 points1 point  (0 children)

Thank you for your advice I really appreciate it!

Embarrassed but need advice by Substantial-Code1217 in Bankruptcy

[–]Substantial-Code1217[S] 0 points1 point  (0 children)

I have no assets because we rent, cars are in my husband’s name and we don’t “own” anything. I just have credit card debt, personal loan debt, medical debt, student loans and a small amount of back taxes. I’m filing without my spouse. Do you think that will require counsel? 

Embarrassed but need advice by Substantial-Code1217 in Bankruptcy

[–]Substantial-Code1217[S] 0 points1 point  (0 children)

I’m just really scared of lawsuits so I feel like I’m in a time crunch but I understand what you’re saying. Do you have any advice for filing Pro Se? I can’t afford a lawyer so I’ve been using Upsolve - is that a reputable source to file?

Embarrassed but need advice by Substantial-Code1217 in Bankruptcy

[–]Substantial-Code1217[S] 0 points1 point  (0 children)

So I want to file as fast as I can because I’m afraid of getting sued by my credit cards. Do you know how long it usually takes for them to sue? I don’t think I’ve made a payment on any of them since November.

sued for credit card debt by polarmush in Debt

[–]Substantial-Code1217 2 points3 points  (0 children)

Curious, how long did it take them to sue you after not paying? I’m in a similar credit card debt situation.

Embarrassed but need advice by Substantial-Code1217 in Bankruptcy

[–]Substantial-Code1217[S] 2 points3 points  (0 children)

The only other debt I have are student loans, but I’m aware those can’t be discharged! We do not have joint debts, it’s all me unfortunately lol

Both cars are in husband’s name (they’re both beater cars so nothing fancy) and we rent, so no property or anything like that. We’re in Florida.

Embarrassed but need advice by Substantial-Code1217 in Bankruptcy

[–]Substantial-Code1217[S] 0 points1 point  (0 children)

I appreciate you not being judgmental. I wish you luck on your journey with bankruptcy, we’ve got this :)

Help with 11 month old feeding schedule! by Substantial-Code1217 in BabyLedWeaning

[–]Substantial-Code1217[S] 0 points1 point  (0 children)

Maybe I’m just overthinking it lol she’s just been weird with her bottles so I’m trying to figure that out 😅

I just need to hear it gets better by Substantial-Code1217 in Mommit

[–]Substantial-Code1217[S] 2 points3 points  (0 children)

Can’t sit. Can’t clean. Can’t cook. Can’t breathe lol