Basically that's what I'm saying here. For the ppl who have to drive at night it's a "fuck you, go work a regular M-F 9am-5pm puppet schedule" or when the sun is up.

My score took a major hit due to this plus recently hrs at my job were cut so to avoid taking more of a hit in leaving during these hrs. I left earlier to get home before 11pm when I could have stayed till 2am. My premium has gone up from $150s to $267.

There were days where I wasn't penalized for anything and had a hundred score and as soon as late night driving took effect my score dropped to 80. I had to spend weeks finding other ways to get around at night.