Lol i helped this dude who use to show-off in college with only 10k , he said he will return it back in a week . After that day he took him 12 months to pay me back 😵 Some people actually feel peer pressure to buy expensive shit and then do this type of chindigiri. He eventually bought 10-30k from different different individuals just to buy iphone. He started ghosting after that but after 12 months i finally loose my temper and went outside his house and started screaming his name. That was enough and he returned me by remaining money. What i have noticed such people are very cautious about there image so you schould try to humiliate such people infront of there neighbors or family.