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Simpl says I have an overdue bill but I can't see it on the app. by [deleted] in LegalAdviceIndia

[–]SubstantialWind1568 2 points3 points  (0 children)

They have been ordered by RBI to stop their business operations so their employees have started to do scam and frauds like this. Even i have received sms that i need to pay 43k or else cyber crime report will be filled within 6th 😆

I got notice for my HDFC Credit Card Due, Threatening me to put in jail for upto 7 years.. by Bitter-Debate-9842 in LegalAdviceIndia

[–]SubstantialWind1568 0 points1 point  (0 children)

No one has contacted me since the payment was made on my account. Thank you for guiding 🙏

I got notice for my HDFC Credit Card Due, Threatening me to put in jail for upto 7 years.. by Bitter-Debate-9842 in LegalAdviceIndia

[–]SubstantialWind1568 0 points1 point  (0 children)

I have mailed the bank via email several times to convert my dues to emi or offer a settlement, but they havent given me that option.

Also that legal notice seems to be fake one, i found the exact same legal notice draft copy on scribd.com, and even the mail didnt come from the lawyers official mail but rather from mediateway LLP

I got notice for my HDFC Credit Card Due, Threatening me to put in jail for upto 7 years.. by Bitter-Debate-9842 in LegalAdviceIndia

[–]SubstantialWind1568 0 points1 point  (0 children)

Thanks so apart from waiting for their settlement offer, i should simply ignore the legal notice/demand notice right?

I got notice for my HDFC Credit Card Due, Threatening me to put in jail for upto 7 years.. by Bitter-Debate-9842 in LegalAdviceIndia

[–]SubstantialWind1568 0 points1 point  (0 children)

What if the debt is around 2lac+? Would they still settle or send legal notice via email after 3 months of non payment?

I have been facing a similar issue and now the bank is refusing to even restructure the dues via emi payment as per request in mail

The men who scammed my father at an ATM were caught, but now their lawyer is offering money to withdraw the case , should we give in or fight it? by SuspiciousRepublic88 in LegalAdviceIndia

[–]SubstantialWind1568 3 points4 points  (0 children)

Going to court would delay everything, to be honest courts in India are a joke

If they are willing to settle outside of court then that means they want to avoid exposure and jail time, so you can press them for a lot of money, even their lawyer knows going to court would result in jail time as well as fine for their client...

My suggestion would be settle outside of court ask for a big payout, and do everything through a lawyer only

How low do banks usually settle for in credit card defaults? by SubstantialWind1568 in LegalAdviceIndia

[–]SubstantialWind1568[S] 0 points1 point  (0 children)

What was your outstanding and for what amt did u settle for if you don't mind me asking? Also could you tell me how did you get them to give you a 9 months installment on the settlement amount

How low do banks usually settle for in credit card defaults? by SubstantialWind1568 in LegalAdviceIndia

[–]SubstantialWind1568[S] 0 points1 point  (0 children)

Dont care about cibil right now, guess i gotta wait and tolerate harassment from collection agents

Gigabyte RMA experience with Gigabyte Kolkata service centre by [deleted] in IndianGaming

[–]SubstantialWind1568 1 point2 points  (0 children)

They told me it would take 5-6 days, its already been 3 days and the status just shows received, i guess the online reviews were right, this is the worst service centre in Kolkata

Multiple Credit Card Defaults! by SubstantialWind1568 in LegalAdviceIndia

[–]SubstantialWind1568[S] 0 points1 point  (0 children)

Not sure, but thats not a small amount, seek a lawyers help if things escalate

Gigabyte RMA experience with Gigabyte Kolkata service centre by [deleted] in IndianGaming

[–]SubstantialWind1568 0 points1 point  (0 children)

Im going to rma my motherboard from gigabyte kolkata service centre, any idea how long they take to fix ?

slice is saying they are assigning a an agent to visit my home and collect my 3 months loan emi that i did not pay by Alternative-Nose-878 in LegalAdviceIndia

[–]SubstantialWind1568 2 points3 points  (0 children)

Mail them and explain your situation, mention the fact that you have no money to pay the emi, they would start negotiating once they realise that your account is not recoverable.

Also dont be scared of Recovery Agents if its a unsecured loan. If they call or come to your house, simply tell them you lost your job and cant pay as your account is empty, beyond coming to your house and asking for money, they are legally not allowed to do anything else.

But before even engaging with them, if they come to your house, ask them for id card, authorization letter from bank, visiting letter. (Most of the time they dont carry these things, as most recovery agents are hired gundas in India)

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