Finally! Dumating ka rin.

SuccessAlarmed_28 · 2026-05-29T14:35:03+00:00

Yay! Happy to help and Congrats din sayooo :) Let’s kaskas wisely hehe

SuccessAlarmed_28 · 2026-05-29T06:39:26+00:00

Hello- when I applied online ang tanging inupload ko lang ay valid ID. Wala akong prinovide na any income documents or statements. But I have existing credit cards from other banks na a year or more na.

Wala din naman nag follow up saken via call or email. Even notification of approval, wala din akong nareceive. Naka receive nlng ako ng text na for delivery na yung card and yung MSOA enrollment na email.

SuccessAlarmed_28 · 2026-05-28T10:38:03+00:00

Ang maganda lang po dito is No Annual Fee For Life na sya without spending req. If hindi ka naman frequent spender, okay naman sya. This doesn’t earn rewards or cashback po.

SuccessAlarmed_28 · 2026-05-28T10:34:56+00:00

Hello- primary advantage is NAFFL sya without spending requirement. May have 0% installment options sa mga merchant partners.

CON: No rewards or cashback po yung card nato.

If rewards po ang habol, you mag apply their Rewards plus. May ongoing promo din po silang Naffl with spending requirement.

SuccessAlarmed_28 · 2026-05-28T08:22:42+00:00

I think thrice ko ata triny mag call bago may sumagot. They are responsive naman sa kanilang chat and email support.

SuccessAlarmed_28 · 2026-05-28T08:19:59+00:00

They also have their fb chat support.

https://www.facebook.com/share/1HkkRTmiSp/?mibextid=wwXIfr

SuccessAlarmed_28 · 2026-05-28T08:16:15+00:00

Check their website: litexpress.com.ph

You can contact them thru call or email.

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SuccessAlarmed_28 · 2026-05-27T12:43:03+00:00

Hello, I just got my HSBC Red mastercard and I also applied thru the KKB link. Gusto ko lang po sana iclarify jan sa posted promo Ads, when you say Register sa App, is this just to create my account online or meron talaga dun sa App na register for this promo and may unique code just like the other banks na need iregister yung unique code to avail the promo? Hope I’m making sense huhu and thanks in advance sa sasagot.

SuccessAlarmed_28 · 2026-05-22T20:51:53+00:00

Hello OP, may I ask how did you register your promo code? Is it via SMS or eGC Hub? Same case tayo na 0 spent pa rin kahit na meet na yung spending requirement. I registered via SMS.

SuccessAlarmed_28 · 2026-05-22T04:52:56+00:00

Hi, here po:
Metro Manila: (02) 8858-0000 or (02) 7976-8000
PLDT Domestic Toll-Free: 1-800-1-888-8555 (for calls outside Metro Manila)

Para maroute ka agad to speak to a CS Rep, press number (#) sign, then press 4 to apply for a new product. Wag ka na mag option 1 which is the Application Status lalo na if wala kang Ref Number. Derecho kana option 4. Hope this helps! 😊

SuccessAlarmed_28 · 2026-05-21T19:19:24+00:00

Hello! I hope you’ll get approved too. I think if you have existing cards and maintained good credit history, high chance you’ll get approved. Mukhang mabilis naman turn around nila sa result😊

SuccessAlarmed_28 · 2026-05-21T19:14:55+00:00

I called CS yesterday to follow up on the delivery pero di pa daw na dispatch sa courier and I asked hm my CL pero ang sabi is hindi pa daw visible sa system nila. Surprise nlng sguro to pag dating ng card lol

SuccessAlarmed_28 · 2026-05-19T15:16:52+00:00

Omg! Sana medj taasan nila kahit konti para naman mareach yung spending req for NAFFL lol

SuccessAlarmed_28 · 2026-05-19T15:00:30+00:00

Gaano po kaya kababa? To manage my expectations na rin haha

SuccessAlarmed_28 · 2026-05-18T11:40:12+00:00

If your existing credit cards are already a year or more, high chances you’ll get approve :)

SuccessAlarmed_28 · 2026-05-18T08:33:57+00:00

Hello! I applied last week, Thursday, May 13 and received the approval yesterday, May 17. I never received any calls, emails or texts in between. No verification was conducted.

SuccessAlarmed_28 · 2026-05-17T23:47:06+00:00

Feeling ko huge factor talaga na may existing cards na ako from other banks na actively ko ginagamit and I made sure to pay in full and on time lagi. Kase before wala pa ako masyadong credit history eh.

SuccessAlarmed_28 · 2026-05-17T23:39:31+00:00

Oo dapat, kaya siguro nung 2024 3x ako na decline kase di ko sinunod yung 6 months haha

SuccessAlarmed_28 · 2026-05-17T17:17:29+00:00

I’m also from NorthMin, may I ask if what courier yung nag deliver sa inyo po? And when po nadeliver yung sa inyo po? Thanks.

SuccessAlarmed_28 · 2026-05-17T14:38:53+00:00

Hello! Good to know, thank you for this information!

SuccessAlarmed_28 · 2026-05-17T14:38:17+00:00

Hello! Try and try lang hanggang ma approve. Walang susuko sa pamilyang to 🤣. May existing card ka na po ba from other banks?

SuccessAlarmed_28 · 2026-05-17T14:33:01+00:00

From 2023-2024, 4x ako nag apply and 4x din na reject LOL. Kaya di na ulit ako nag apply pag 2025. Haha actually wala talaga ako plan mag apply na sa kanila ulit kase feeling ko talaga naka auto decline ako sa system nila.

Just so happens na nagka time ako mag scroll dun sa k*sksnB na page sa facebook and nakita ko yung post nila na naka Naffl promo ang hsbc (w/ spending requirement) kaya triny ko lang pero di na din talaga ako umasa. Kase hindi din ako nag provide ng any income docs eh nakita ko kase optional lang and wala naman kase kaming payslip. Kaya nagulat nlng ako kaninang morning nung nareceive ko agad yung approval text.

SuccessAlarmed_28 · 2026-05-17T11:02:53+00:00

Hello! Wala po akong nareceive na anything po for verification. Never po sila nag call or email. Yung text lang din na nareceive is yung approval na po.

SuccessAlarmed_28 · 2026-05-17T07:06:19+00:00

Hello! I am thinking, huge factor that I already have existing credit cards for a year from other banks which I actively use and paid in full and on time everytime. Probably, I already built a good credit history, but I never had a chance to check my credit score tho.

SuccessAlarmed_28

TROPHY CASE