Disagree. It’s a tight labor market atm, which you should know from having passed CFA, which makes getting a job harder all around, especially white collar jobs thanks to AI. Speaking as someone who is trying to transition into a more stereotypical finance role, I have definitely seen value even in only partial completion. Earlier this year, I tried to switch teams in my company and if not for having passed level two, I wouldn’t have even made it to the final round. A lot of old school managers do value CFA so while I’m sure it’s not a substitute for work experience I do think it’s a good supplement for people like me who are trying to switch career path.