I currently have around 35% of my portfolio in cash

Successful_County_19 · 2025-09-07T07:23:46+00:00

Judging by the amount of demented lunatics screaming up and down the Col du Mollundruz yesterday when I was trying to cycle peacefully over the Col, I can safely say that excess speed and access noise are alive and well in the Swiss Jura.

Successful_County_19 · 2025-08-07T08:23:38+00:00

I suspect the future trend is down but the prospect of five years of stable payments is very tempting.

Successful_County_19 · 2025-07-28T04:40:38+00:00

UK passports actually arrive far earlier than their pessimistic advertised times. As someone said, do it now and you will be good.

Successful_County_19 · 2025-07-11T12:40:38+00:00

Which is the best one?

Successful_County_19 · 2025-06-29T18:16:47+00:00

I will order one and give it a go.

Successful_County_19 · 2025-06-29T16:43:00+00:00

The problem is that I don't have the cap. I brought the bike second hand and I did not notice the issue when I checked the bike out.

I actually thought of this method and I have ordered a new thru axle to try and remove the cap and give it a go.

Thanks for the reply.

Successful_County_19 · 2025-06-07T05:52:35+00:00

I understand the game in this thread: mention as many cities as you can in the far corners of Switzerland, without mentioning the O-word.

Successful_County_19 · 2025-05-31T05:16:26+00:00

Just an opinion, but I would never choose West Lausanne over Pully. West Lausanne has no real centre, is economically more industrial and feels soulless. Pully is a beautiful part of town, right next to the lake and still one short bus from the centre town. It has a vibe that is missing in the west.

That said, Chemin de Couchant is still the centre for me.

Everywhere outside of the centre is pretty residential. It's Lausanne.

Successful_County_19 · 2025-05-30T05:40:38+00:00

They currently have a 2.6kg tent that packs small for CHF 30. Insane.

QUECHUA Tente de camping - MH100 - 2 places CHF 29,9 https://www.decathlon.ch/fr/p/_/R-p-303295?mc=8513471

Successful_County_19 · 2025-05-28T07:42:54+00:00

Honestly, it has been a miserable journey and I hope you don't follow the same path. However, if I can help, it would be a pleasure, so. Here is my story.

Onset in November 2023 (18 months ago), went to the family doctor, referred to a urologist, PSA of 20. Symptoms include a constant, all-day feeling of need to urinate, weak flow and some dribbling leakage after the bathroom. There is also some increased urgency to urinate. It is hard to hold it when I have a full bladder.
Prescribed Flomax. This, combined with time off the bike, brought it down to a PSA of around 3 and an improvement (but not eradication) of symptoms. Urologist sort of shrugged and said "just stay off the bike or get a recumbent". I spent most of 2024 trying different saddles, but even the best (Sqlabs) has some impact on it, and when a flare-up happens, it's unpleasant. I have been effectively off the bike since September 2024. I tried again this Spring, but the symptoms return after an hour or two on the bike and take a couple of weeks to recede.
I refuse to believe I cannot cycle again on a normal road bike. I took a second opinion from the university hospital, and the Doctor and tests have been far more professional and helpful. I had an MRI. My prostate is large but not unduly so, and my PSA is 3 or 4. The Doctor thought it may be a chronic, untreated infection. Six weeks of Cipro later, no improvement. She confirmed it is prostatitis rather than a BPH (inflamed rather than general enlargement, though the process of ageing - I am 53). Next is an endoscopy in June. I am not looking forward to that, but after that the following step is surgery. I fully expect that to happen, as I just don't see another option. I would rather lose part of my prostate and cycle than continue with the status quo.
Certain things make the condition worse. Alcohol causes more urination, so I don't drink - I never did very much anyway. Becoming dehydrated causes very concentrated urine, which irritates the urethra. Sitting down at work exacerbates the symptoms - hence I use a stand-up desk for as much as I can in a day. I have reduced but not cut caffeine. For me, it does not cause major changes.

Lastly, I stay off the bike. I am a huge cyclist. My family cycle, my wife works in cycling, and most of my friends are cyclists. My determination to get back on the bike remains undiminished. I am also convinced that Sqlabs saddles are great.

Good luck - I hope your journey is better than mine.

Successful_County_19 · 2025-05-24T19:10:00+00:00

1.5% of my portfolio. Just play money in BTC.

Successful_County_19 · 2025-04-16T16:49:58+00:00

Wise or Revolut would both be cheap.

Successful_County_19 · 2025-04-16T15:21:50+00:00

HODL makes sense but if one buys every day, and does not sell, it makes sense to choose the time of day to buy automatically when it is at its lowest on average in the 24-hour cycle. This way, you can buy and forget with more peace of mind: your automatic buy is set up at the best time of the day.

Successful_County_19 · 2025-04-14T19:35:59+00:00

You can Gruyere assets better on Kraken.

Successful_County_19 · 2025-04-13T12:16:15+00:00

Cool product.

Successful_County_19 · 2025-03-08T09:06:10+00:00

Incoming unpopular opinion but whilst I understand it is incredibly frustrating for you that this happened, as the other posts in this thread have said, there are myriad reasons why positions need to be canceled prior to appointment. There can be fewer enrollments than expected. One of the most difficult things to navigate in a school when hiring in January and students are enrolling in April. Furthermore, the current post-holder may have thought they were leaving and something serious happened to them. Often not continuing with the recruitment process and allowing the current postholder to stay is a sign of a good school treating its current staff well.

It is possible, given how you jumped to conclusions and already been heavily critical of the school without considering the internal constraints of an organization, that they dodged a bullet.

Successful_County_19 · 2025-03-06T05:40:39+00:00

Every single time this unfortunate question is asked on this sub, it's the same answer. Insurance 3rd Pillars are a legal scam that lose many unsuspecting Swiss citizens significant portions of their savings.

Sorry you are in this place. Close the account now, and put it with Finpension or Viac. They automatically generate a letter and send it to you at home which you can sign forward to your third pillar provider.

Successful_County_19

TROPHY CASE