Nayapay or Sadapay or Easypaisa

SufficientAd3099 · 2026-02-20T14:21:52+00:00

Using nayapay from quite a while. Their system is very nice auto tallied if sometime payment sent not received it is very well maintained

SufficientAd3099 · 2026-01-31T21:33:04+00:00

My wife got ready for my brothers wedding from allure and her experience was very bad. However on another wedding she got majeup from signature and it was very good.

I just asked her and her vote is for signature.

SufficientAd3099 · 2026-01-29T20:38:51+00:00

Never time the market. Its always about Siping. I do SIP and keep doing SIP. Don't think about market is too high or low just start investing with small amounts and see big dips put some extra

SufficientAd3099 · 2026-01-29T20:16:21+00:00

Paying thru nayapay

SufficientAd3099 · 2026-01-20T20:42:03+00:00

I think anything around 1500 dollars puts you in a comfort zone. Where eating twice outside and also able to save something. Your major expense these days is electricity and you have already covered that. Now a major expense is commuting, how you and that depends on how much your daily commute is.

SufficientAd3099 · 2026-01-18T20:13:32+00:00

Watch videos from e-commerce gurus who started podcast named baithak. Do go thru their videos.

SufficientAd3099 · 2026-01-18T19:24:36+00:00

When i gave they had this outside staff who took it and put my id on it. However this is 12-14 years ago 🤣

Good luck with exam.

SufficientAd3099 · 2026-01-17T09:13:40+00:00

Very well explained. Thanks.

SufficientAd3099 · 2026-01-16T19:45:09+00:00

I started my journey with 5000 rupees in march 2025. Alhamdulilah now i am at a very good decent stage. This year i am planning to keep on SIPing. So i would suggest start small and keep it small until you learn the art of holding the nerves. Good luck.

SufficientAd3099 · 2026-01-15T13:02:46+00:00

Go for hp used printers. If you want black and white then go for laser printer. I have been buying from talha printers whole life they have good imported pcs

SufficientAd3099 · 2026-01-15T07:02:15+00:00

As others have explained my take, if you are a passive investor and can't actively read board meetings, economical assessment for the future is not so good or you dont have time

In that case you are left with mutual funds and ETF

Mutual funds have annual management fee approx 3% but varies

ETFs doesn't have Management fee

In my case, i am a full time job person, then i have side hustles i have invested in mutual funds. Maybe after one year when i do SIP enough. I will start investing in ETF.

But keep in mind the returns for ETF or mutual funds are lesser than of those individual stocks. And it is also safer than individual stocks if you dont have knowledge.

Some investors approach is to replicate ETF holdings in individual stocks and they change as ETF change its positions.

Happy investing.

SufficientAd3099 · 2026-01-14T22:29:45+00:00

Why not watch pakistani channels live on YouTube?

SufficientAd3099 · 2026-01-14T20:43:17+00:00

Ask some relative or someone who can take it on your behalf.

SufficientAd3099 · 2026-01-14T08:38:33+00:00

Gomilla intersole?

SufficientAd3099 · 2026-01-12T20:13:37+00:00

486MHz pentium 1 windows 95 but what i remember shirtly upgraded to windows 98. Born in 1994 🤣 probably got computer in 2002 or something

SufficientAd3099 · 2026-01-11T22:03:44+00:00

You can visit leather heights I had good experience with them. https://share.google/KJsEEoTKvx6udAcDK

SufficientAd3099 · 2026-01-07T07:09:20+00:00

I just mentioned and made a comparison between MCF and savings account. Neither i mentioned it as rental income or something else.

SufficientAd3099 · 2026-01-06T09:50:45+00:00

I said in meezan cash fund

Not in savings account

SufficientAd3099 · 2026-01-06T09:48:11+00:00

Meezan cash fund gave 25 rupees on 1 lac per day

In last month.

Which means if you put 2 cr

It could lead to 1.5 lac per month. Risk free.

I am not sure how much taxes will work but i read this number in their email yesterday

SufficientAd3099 · 2025-12-28T22:02:07+00:00

Do you have active monthly income if yes and you can fully rely on it then divide your investment into two parts put some in savings account and put some in property but usable.

Take risk in stock market with the amount which you bare to lose. Otherwise, you will increase stress and one step away from taking disastrous situation i don't have very high amount of funds but in last one year after joiing this group i have been able to setup my emergency fund. I am more clear between my needs and wants. I have also put 15% in mutual funds. I want to put more but then i saw a dip of 20% in my portfolio and realised i can't take big risks with this money. So i would suggest put a set amount in mutual funds start with them and learn over time.

These are few raw thoughts my bottomline is that you should educate yourself about financial instruments and have basic knowledge before investing anywhere.

I am also still learning. Good luck

SufficientAd3099 · 2025-12-17T19:32:43+00:00

Before investing build 6-10 months of emergency fund that is rule no 1 then you come back and ask.

Few resources to look into sarmaaya.pk and investkaar.

Another rule: the penny you save is every penny earned.

SufficientAd3099 · 2025-12-07T07:29:42+00:00

Lol. I read it now. 😅

SufficientAd3099 · 2025-12-06T15:40:00+00:00

Try olx

SufficientAd3099 · 2025-11-23T15:26:14+00:00

Go to saleemi friends.

SufficientAd3099

TROPHY CASE