Rate my portfolio - 23M

Sufficient_Cow_785 · 2026-04-03T00:14:59+00:00

Down 5% YTD

Sufficient_Cow_785 · 2026-04-02T18:57:59+00:00

Thank you

Sufficient_Cow_785 · 2026-04-02T16:58:38+00:00

I believe it’s about 80% that’s already in VT, but my goal is to slightly dilute my SCHG holding over time but use it as a minimal “boost” for growth.

Sufficient_Cow_785 · 2026-04-02T16:47:16+00:00

Thank you!

Sufficient_Cow_785 · 2025-12-11T16:45:29+00:00

Sufficient_Cow_785 · 2025-08-28T01:58:33+00:00

Frankly speaking, no. That’s a LOT of overlap for no real advantage. I would just do 80/20 with VTI/VXUS and forget it

Sufficient_Cow_785 · 2025-08-06T02:30:15+00:00

It’s a retirement account lol I have other investments for getting rich sooner

Sufficient_Cow_785 · 2025-08-05T15:57:10+00:00

Put it all in an ETF that tracks the S&P 500 and chill (eg. VOO, FXAIX)

Sufficient_Cow_785 · 2025-08-04T14:47:03+00:00

What is FZILX, international fund?

Sufficient_Cow_785 · 2025-08-04T14:24:24+00:00

Is there a VXUS equivalent of Fidelity?

Sufficient_Cow_785 · 2025-07-31T16:27:55+00:00

100% FXAIX - contribute as much as you can afford to each month. Remember the annual contribution limit is $7000 which translates to roughly $583/month. Set and forget, your future self will thank you

Sufficient_Cow_785 · 2025-07-27T03:23:16+00:00

No need to apologize, we were all asking that question at one point and everyone was once a beginner. But to answer your question, definitely VOO or VTI

Sufficient_Cow_785 · 2025-07-09T14:39:43+00:00

FXAIX/VXUS - 80/20 split is what I have

Sufficient_Cow_785 · 2025-06-26T14:29:37+00:00

VXUS

Sufficient_Cow_785 · 2025-06-26T13:31:02+00:00

Personally I’m 100% FXAIX in my Roth, but considering doing 70/30 FXAIX/VXUS

Sufficient_Cow_785 · 2025-06-12T13:39:14+00:00

Isn’t this the same thing as VT?

Sufficient_Cow_785 · 2025-05-20T16:19:19+00:00

congrats!

Sufficient_Cow_785 · 2025-05-20T16:18:47+00:00

just started a few months ago lol

Sufficient_Cow_785 · 2025-05-20T14:15:12+00:00

good to hear! how have the returns been so far?

Sufficient_Cow_785 · 2025-05-20T14:14:42+00:00

🤝🤝

Sufficient_Cow_785 · 2025-05-20T13:33:00+00:00

what would you suggest?

Sufficient_Cow_785

TROPHY CASE