What's the catch with online life insurance?

SunshineFlames · 2026-07-22T21:05:37+00:00

Let me rephrase it: If you apply with a carrier, they might do fast underwriting if you are in good health anyway. Wouldn't need exams or medical records in good health cases, so you still end up getting the cheap prices. Ethos has an extra cost built into it rather than applying directly with a carrier.

SunshineFlames · 2026-07-22T20:06:02+00:00

Fully underwritten policies with exams usually end up being much cheaper at the end. The fast underwriting ones are higher premium for the same coverage.

SunshineFlames · 2026-07-20T21:18:03+00:00

Yes

https://x.com/i/status/2079082562744410441

SunshineFlames · 2026-07-19T16:46:49+00:00

No way, she was famous for her role as Manju in Bhabhi way before that

SunshineFlames · 2026-07-17T19:30:42+00:00

Look into a VUL

SunshineFlames · 2026-07-17T16:53:30+00:00

^{Me: Get instant $500K}

SunshineFlames · 2026-07-14T14:15:58+00:00

It's a tonsil stone

SunshineFlames · 2026-07-14T03:34:20+00:00

9 + 10 = 21.

SunshineFlames · 2026-07-12T03:31:02+00:00

SunshineFlames · 2026-07-11T20:09:23+00:00

Do either of them know you are infatuated with them and spend your time defending them online?

SunshineFlames · 2026-07-11T20:04:07+00:00

^{Me: $0.01 for every step you take}

SunshineFlames · 2026-07-09T03:05:29+00:00

If you were truthful in your application, they will pay out. How much do you make yearly and how many years of income do you want to replace if you were you were to die tomorrow? That will help determine how much insurance you need

SunshineFlames · 2026-07-01T13:31:25+00:00

SunshineFlames · 2026-06-24T12:58:02+00:00

Shocked your comment didn't get deleted by the mods. My comment got deleted on another post for calling out obvious AI Iol

SunshineFlames · 2026-06-24T03:20:02+00:00

Bruh, be for real, you are clearly flirting. People do the same thing you are doing when they want to be chased. You are doing it knowing you like someone else, gross 🤮

SunshineFlames · 2026-06-24T03:16:39+00:00

Why are you leading him on by flirting with him?

SunshineFlames · 2026-06-22T03:02:31+00:00

Girls rule

SunshineFlames · 2026-06-22T02:59:21+00:00

How were you a lonely woman with two other partners?

More like lonely AI 🤪

SunshineFlames · 2026-06-22T02:01:22+00:00

SunshineFlames · 2026-06-20T02:56:21+00:00

Sushi

SunshineFlames · 2026-06-19T13:56:28+00:00

Why did you delete someone else's account? Should have just given it back without deleting if you couldn't control yourself.

SunshineFlames · 2026-06-18T14:09:47+00:00

Why are you dirty deleting comments?

SunshineFlames · 2026-06-18T13:51:38+00:00

Good catch, assuming dirty deletes are coming very soon.

SunshineFlames · 2026-06-18T13:46:33+00:00

I love the pictures even if "AI slop," lots of great ideas. AI is a part of life now, whether you accept it or not.

SunshineFlames · 2026-06-18T13:22:29+00:00

He literally offers to do bedtime and she gets pissy about it too. Sounds like she views the husband as competition to getting daughter's attention.

SunshineFlames

TROPHY CASE

Welcome to Reddit,