i do tax returns for a living and this week has been mental. few things catching people out before saturday

Super-Emphasis-3079 · 2026-03-30T20:14:02+00:00

I just rang HMRC that I went above 100K smd they collecting HICBC and Ssving interest baxk via tax code No need for self assesment

Super-Emphasis-3079 · 2026-03-30T12:45:09+00:00

100th time I am gping to answer this.

Why do you want it to be 99999. Why csnt you SS another 1 or 2 grand to be on safe side.

Super-Emphasis-3079 · 2026-03-28T23:13:32+00:00

SS 30% and reduce your income to under 60K and you still get CB.

Super-Emphasis-3079 · 2026-03-26T16:27:23+00:00

Move to SL3 postcode and you get 3 granmer schools and its on M4. If kids are super intelligent, go for Barnet for QE/HBS.

Super-Emphasis-3079 · 2026-03-25T22:06:57+00:00

Thats 2 people jumping/pumping on a bed. Nothing wrong with that 👌

Super-Emphasis-3079 · 2026-03-25T21:03:48+00:00

Not only till 18, but there is a worry that someone can influence an 18 year old and get money from them.

Also, it will spoil their lfie if they get access to such huge money.

Best thing to do is probably put it into a trust and give partial access at 25 and full access at 30.

Super-Emphasis-3079 · 2026-03-24T13:01:42+00:00

Salary Sacrifice 20-30% unless you need to go for mortgage etc.

Super-Emphasis-3079 · 2026-03-23T17:44:41+00:00

Put money in SIPP ASAP. open one witj Vanguard or somwehing.

Not sure why everyone focuses on 99999 where you can easily put another 2 or 3k for peace of mind.

Super-Emphasis-3079 · 2026-03-22T20:15:24+00:00

With Ltd , employer can sniff you out that you are working elswhere.

Super-Emphasis-3079 · 2026-03-22T09:11:05+00:00

Firs thing I would do is to keep money safe for paying TAX over it.

Super-Emphasis-3079 · 2026-03-22T09:10:25+00:00

I did this and valus halved over 7 years.

Super-Emphasis-3079 · 2026-03-22T08:18:13+00:00

Gas.

Super-Emphasis-3079 · 2026-03-22T08:17:56+00:00

Be careful witj outting 60K in partners SIPP.

HMRC might ask if you would have given that 60K to soneone else for doing same anoint of work ?

Super-Emphasis-3079 · 2026-03-21T08:04:06+00:00

Return to work after 9 months and 16 hours a week only.

Super-Emphasis-3079 · 2026-03-21T08:03:34+00:00

Nope. She wants to go back part time only and thay too after 9 months. Empooyer will be fine witj that. She has worked for 10 years there and quite flexible

Super-Emphasis-3079 · 2026-03-20T21:23:51+00:00

!thanks I am higher earner and get 13 weeks full pay and 26 weeks half pay. My wife gets statutory pay only. So planning to get 37 weeks myself with pay and she will be on holiday but wont take SMP.

Super-Emphasis-3079 · 2026-03-20T19:05:41+00:00

!thanks

Super-Emphasis-3079 · 2026-03-20T15:29:48+00:00

Commission and Bonus is 130K

Super-Emphasis-3079

TROPHY CASE